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PUNB Financing and Services

BUSINESS FINANCINGBUSINESS FINANCING
ENTREPRENEUR DEVELOPMENTENTREPRENEUR DEVELOPMENT
PROSPER HARTANAHPROSPER HARTANAH
JUMPER PROGRAMJUMPER PROGRAM
PUNB INITIATIVESPUNB INITIATIVES

Usahawan Nasional Webzine

Success doesn’t come from ability and interest, but must be accompanied by continuous efforts that never fade. We share the experiences of PUNB entrepreneurs who have succeeded in making a name in the arena of entrepreneurship.

Kapten Batik Beri Sentuhan Batik Moden Kontemporari

Kehadiran pereka fesyen duo iaitu Ekram Faiz dan Farhan Omar dalam memartabat warisan seni batik Malaysia ternyata berjaya menambat hati masyarakat dengan mengetengahkan corak dan rekaan moden yang eksklusif.

Technerve Tawar Solusi Digital

Untuk bergelar seorang usahawan, anda haruslah berani menempuh cabaran untuk mengecapi kejayaan. Jom ikuti kisah kejayaan Rakan Usahawan, Muslim Abdullah Zaik, pengusaha Technerve Technology Solutions Sdn Bhd yang amat menginspirasikan ini!

JR Sejagat Solution Cipta ‘Fenomena Baru Dengan Rasa Klasik’

Memang senang untuk memulakan perniagaan tapi bukan mudah untuk terus mengekalkanya. Namun, demi menerokai pengalaman baharu, Mohd Jaffar bin Robani sanggup mengambil risiko bagi memulakan perniagaan sendiri dengan menjual dodol, sagun dan kek tradisional lain di Merlimau, Melaka.

Beyond Home Therapy Tawar Sesi Terapi Bantu Tahap Perkembangan Kanak-kanak

Beyond Home Therapy diterajui oleh Puan Maryam binti Mohd Jamadi sejak 2017. Ianya menawarkan tiga perkhidmatan berbeza iaitu sesi terapi cara kerja kanak-kanak secara persendirian, sesi latihan berkumpulan iaitu Intensive Development Program (IDP) dan sesi pelaporan pembangunan dan penilaian.

Kepuasan Pelanggan Keutamaan Debob Coffee

Saksikan kisah kejayaan Mohd Hafez Sorani, #RakanUsahawanPUNB, pengusaha restoran Debob Coffee yang menawarkan pelbagai menu kopi dan makanan citarasa barat pasti menambat hati.

Business financing package for PUNB JUMPER Program alumni includes advisory support, business monitoring performance and development.

Financing Amount

Term financing from RM20 thousand up to RM100 thousand

  • Sole proprietorships/partnerships/limited liability partnerships/incorporated

Financing Tenure

  • Up to 7 years

Profit Rate

  • 3.5% per annum at flat rate

Eligibility Requirements

  • 100% bumiputera-owned business/company
  • Business/company must be registered with The Companies Commission of Malaysia or Local Authority (if SSM unavailable)
  • Participated in the PUNB JUMPER program and obtained a valid support letter from JUMPER Mentor
  • Application date must be within 3 years from the JUMPER program completion date
  • Require a qualified guarantor
  • Updated financial records for operational business/company
  • Syariah compliant business
  • Good credit record with all relevant financial institutions
  • Meet the documentation requirements during the application and disbursement of financing

Financing Scope

  • Working capital
  • Machine and equipment
  • Business premises renovation

How to Apply

  • Financing application through e-mohon at PUNB official portal using a provided ID number
  • Please contact our Customer Service Officer at 1300 13 7862 for more information
Disclosure Sheet Financing Calculator Financing Flyers

Financing subject to terms & conditions

Petronas Auto Expert is a collaborative effort between PUNB and Petronas Lubricant Marketing (Malaysia) Sdn Bhd (Petronas) aimed at assisting appointed entrepreneurs in expanding their car workshop businesses under the Petronas Auto Expert brand. Under the program, Petronas provides training, promotion, development funding and business equipment to entrepreneurs.

Financing Amount

Financing from RM100 thousand up to RM5 million

  • Application open to all sole proprietorships/partnerships/limited liability partnerships/incorporated
  • Sole proprietorships and partnerships applying for financing of RM300 thousand and below can maintain with the existing entity. For applications exceeding RM300 thousand, the entity must be incorporated once the application is approved

Profit Rate

  • 4% per annum at flat rate

Financing Tenure

  • Up to 7 years

Eligibility Requirements

  • Business/company must be 100% bumiputera-owned for financing up to RM1 million, while financing exceeding RM1 million requires a minimum of 70% equity ownership and control by bumiputera
  • Business/company must be registered with The Companies Commission of Malaysia or Local Authority (if SSM unavailable)
  • New or existing business/company that obtain a valid appointment letter from Petronas Lubricant Marketing (Malaysia) Sdn Bhd
  • Updated financial records for operational business/company
  • Good credit record with all relevant financial institutions
  • Meet the documentation requirements during the application and disbursement of financing

Financing Scope

  • Inventory
  • Machine and equipment
  • Related business premises renovation

How To Apply

  • Must obtain an ID number from the Monitoring Officer to apply for financing through e-mohon at PUNB official portal
  • For further information, please contact your Monitoring Officer or Customer Service Officer at 1300 13 7862
Disclosure Sheet Financing Calculator

Financing subject to terms & conditions

The Lubrex Booster Program is a collaborative effort between PUNB and Prowheels Distributor (M) Sdn Bhd (PDMSB) aimed to foster the growth of PDMSB’s Lubrex oil distributor business. Under the program, Lubrex oil distributor entrepreneurs appointed by PDMSB will receive business financing from PUNB. PDMSB provides comprehensive services including corporate image and business monitoring, entrepreneurship training and advisory support.

Financing Amount

Financing from RM100 thousand up to RM5 million

  • Application open to all sole proprietorships/partnerships/limited liability partnerships/incorporated
  • Sole proprietorships and partnerships applying for financing of RM300 thousand and below can maintain with the existing entity. For applications exceeding RM300 thousand, the entity must be incorporated once the application is approved

Profit Rate

  • 4% per annum at flat rate

Financing Tenure

  • Up to 7 years

Eligibility Requirements

  • Business/company must be 100% bumiputera-owned for financing up to RM1 million, while financing exceeding RM1 million requires a minimum of 70% equity ownership and control by bumiputera
  • Business/company must be registered with The Companies Commission of Malaysia or Local Authority (if SSM unavailable)
  • New or existing business/company that obtain a valid appointment letter from Prowheels Distributor (M) Sdn Bhd
  • Updated financial records for operational business/company
  • Good credit record with all relevant financial institutions
  • Meet the documentation requirements during the application and disbursement of financing

Financing Scope

  • Inventory
  • Machine and equipment
  • Related business premises renovation

How To Apply

  • Must obtain an ID number from the Monitoring Officer to apply for financing through e-mohon at PUNB official portal
  • For further information, please contact your Monitoring Officer or Customer Service Officer at 1300 13 7862
Disclosure Sheet Financing Calculator Financing Flyers

Financing subject to terms & conditions

A financing package for entrepreneurs to support working capital needs for contracts secured from reputable organisations/companies/agencies such as the federal or state governments, government-linked companies, multinational companies or statutory bodies.

Financing Amount

Financing from RM100 thousand up to RM5 million

  • Application open to all sole proprietorships/partnerships/limited liability partnerships/ incorporated
  • Sole proprietorships and partnerships applying for financing of RM300 thousand and below can maintain with the existing entity. For applications exceeding RM300 thousand, the entity must be incorporated once the application is approved

Profit Rate

  • Up to 6.5% per annum on daily rest basis

Financing Tenure

  • Up to 5 years

Eligibility Requirements

  • Business/company must be 100% bumiputera-owned for financing up to RM1 million, while financing exceeding RM1 million requires a minimum of 70% equity ownership and control by bumiputera
  • Business/company must be in operation for 18 months and above with annual sales value not less than RM300 thousand
  • Business/company must be registered with The Companies Commission of Malaysia or Local Authority (if SSM unavailable)
  • Obtain an offer/appointment letter from organisation/company/agency recognised by PUNB
  • Contract offer must be under the approved sector financed by PUNB
  • Updated financial records of the business/company
  • Syariah compliant job contract offer
  • Meet the documentation requirements during the application and disbursement of financing

Financing Scope

  • Maximum working capital up to 90% of the project value

How to Apply

Financing application is through e-mohon at PUNB official portal

Disclosure Sheet Financing Calculator Financing Flyers

Financing subject to terms & conditions