Financing from RM100 thousand up to RM10 million (except for petrol stations up to a maximum of RM500 thousand only)

• Application open to all sole proprietorships/partnerships/limited liability partnerships/incorporated
• Sole proprietorships and partnerships applying for financing of RM300 thousand and below can maintain with the existing entity. For applications exceeding RM300 thousand, the entity must be incorporated once the application is approved

• 5% - 8% per annum (subject to the purpose of financing)

• Up to 7 years

• Business/company must be 100% bumiputera-owned for financing up to RM1 million, while financing exceeding RM1 million requires a minimum of 70% equity ownership and control by bumiputera
• Business/company must be in operation for 18 months and above with annual sales value not less than RM300 thousand. Exceptions are for education, professional, and petrol station sectors
• Business/company must be registered with The Companies Commission of Malaysia or Local Authority (if SSM is unavailable)
• Updated financial records for operational business/company
• Syariah compliant businesses
• Good credit record with all relevant financial institutions
• Meet the documentation requirements during the application and disbursement of financing

• Working capital
• Machine and equipment
• Business premises renovation

• Financing application is through e-mohon at PUNB official portal

• Must be a Rakan Usahawan PUNB
• Private Limited Company/Limited Liability Partnership (LLP)
• Business is ready to expand internationally

• Access to global market intelligence, infrastructure and solutions
• Assist in identifying relevant opportunities
• Provide opportunities to penetrate new markets
• Provide advisory support to accelerate innovation, growth and development
• Opportunity to participate in training, promotion and development initiatives
• Assist in obtaining international certifications, awards and recognition required
• Assist in developing company’s strategic global expansion

• Financing up to RM350 thousand

• 2% per annum at flat rate

Up to 5 years (including 6 months grace period on principal only)

• Must be a Rakan Usahawan PUNB
• Only the main business/company owner is eligible to apply
• Applications must be submitted within 6 months from the disaster date
• Meet the credit record requirements with PUNB
• Meet the documentation requirements during the application and disbursement of financing

• Inventory
• Machine and equipment
• Operational expenses (3 months maximum)
• Business premises renovation due to damage or relocation to a low-risk area cost

• Must obtain an ID number from the Monitoring Officer to apply for financing through e-mohon at PUNB official portal
• For further information, please contact your Monitoring Officer or Customer Service Officer at 1300 13 7862