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PUNB Financing and Services

BUSINESS FINANCINGBUSINESS FINANCING
ENTREPRENEUR DEVELOPMENTENTREPRENEUR DEVELOPMENT
PROSPER HARTANAHPROSPER HARTANAH
JUMPER PROGRAMJUMPER PROGRAM
PUNB INITIATIVESPUNB INITIATIVES

Provide an integrated financing package comprising advisory support, business monitoring performance, business and entrepreneurial development through courses and training.

Financing Amount

Financing from RM100 thousand up to RM10 million (except for petrol stations up to a maximum of RM500 thousand only)

  • Application open to all sole proprietorships/partnerships/limited liability partnerships/incorporated
  • Sole proprietorships and partnerships applying for financing of RM300 thousand and below can maintain with the existing entity. For applications exceeding RM300 thousand, the entity must be incorporated once the application is approved

Profit Rate

  • 5% - 8% per annum (subject to the purpose of financing)

Financing Tenure

  • Up to 7 years

Eligibility Requirements

  • Business/company must be 100% bumiputera-owned for financing up to RM1 million, while financing exceeding RM1 million requires a minimum of 70% equity ownership and control by bumiputera
  • Business/company must be in operation for 18 months and above with annual sales value not less than RM300 thousand. Exceptions are for education, professional, and petrol station sectors
  • Business/company must be registered with The Companies Commission of Malaysia or Local Authority (if SSM is unavailable)
  • Updated financial records for operational business/company
  • Syariah compliant businesses
  • Good credit record with all relevant financial institutions
  • Meet the documentation requirements during the application and disbursement of financing

Financing Scope

  • Working capital
  • Machine and equipment
  • Business premises renovation

How To Apply

  • Financing application is through e-mohon at PUNB official portal
Disclosure Sheet Financing Calculator Financing Flyers

Financing subject to terms & conditions