Saturday, 23/03/2019


Suitable for:

  • Bumiputera entrepreneurs who are keen to venture or expand their retail business

What it offers:

  • Shari'ah compliant financing products
  • Financing from RM100,000 up to maximum RM1 million
  • Financing exceeding RM300,000 is only for a Private Limited company except for Petrol Station business
  • Payment tenure up to 10 years
  • Corporate Development & Monitoring
  • Training & Entrepreneur Development

Eligibility criteria:


  • Bumiputera
  • 18 years and above
  • Possesses strong entrepreneurial characteristics such as honesty, confidence, resilience, positive attitude, creativity and high level of self-discipline
  • Must be able to finance at least 10% of the total project cost
  • Favourable records with financial institutions
  • Willing to work full time
  • Willing to attend courses identified by PUNB



  • Retail business.
  • The business is 100% owned by Bumiputera
  • Viable business model
  • The business location  has been  identified
  • Shari'ah compliant businesses

Eligible business activities:

PROSPER Runcit is open to all types of viable and sensible retail business ideas. The following list gives a good idea of all the types of retail business  that we are able to provide business opportunities. They are :

  • Petrol station
  • Textile & clothing shops
  • Jewellery shop
  • Optical and spectacles shops
  • Food & beverage
  • Shoes & leather shop
  • Cosmetic and beauty shop
  • Women accessories shop
  • Books & stationery shop
  • Herbal & traditional medicine shop
  • Sports equipment and recreation shop
  • Electric & electronic shop
  • Any other suitable businesses

Application process:

Interested to know the application process for PROSPER Runcit? Please refer flowchart below:

langkah baru

Register Now  Financing Calculation  Download Brochures