Saturday, 23/03/2019


Suitable for:

  • Bumiputera entrepreneur in manufacturing and selected services sectors who is keen to grow their viable, market-oriented and high potential export business at local and global levels.

What it offers:

  • Shari'ah compliant financing products
  • Financing from RM500,000 up to maximum RM5 million (up to RM10 million depend on “case-to-case”)
  • Payment tenure up to 10 years
  • Corporate Development & Monitoring
  • Training & Entrepreneur Development 

Eligibility criteria:


  • Bumiputera on full time business
  • Possesses excellent entrepreneurial characteristics such as honesty, confidence, resilience, positive attitude, creativity and high level of self-discipline
  • Favourable records with financial institutions
  • Willing to attend training courses identified by PUNB


  • Registered as a Private Limited (Sdn Bhd) with sufficient paid-up capital
  • If in partnership, the equity holding of the non-Bumiputera strategic partner must not exceed 30%
  • Good business model and sound execution strategy
  • Capable to generate returns or par with the industry performance
  • Capable to pay existing financing including new ones
  • Existing business in operation for at least 3 years or/and the entrepreneur has vast experience in the proposed field
  • Ready to provide sufficient collateral, if required
  • Shari'ah compliant businesses

*Subject to terms & conditons

Eligible focus business:

  • Information and communication technology
  • Electric, electronic, and computer device
  • Bio-technology, pharmaceuticals, medical & health equipment and services
  • Food technology
  • Agriculture based products
  • Chemical, gas & petroleum goods and services
  • Other sectors of economy that synergies with PUNB investment portfolio

Application process:

Interested to know the application process for PROSPER SME Scheme? Please refer flowchart below:

application process

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