Background

There is  an ample opportunity for young Bumiputera graduates and certificate holders to venture into business and  choose entrepreneurship as their preferred career. Perbadanan Usahawan Nasional Berhad (PUNB) is pleased to invite young Bumiputera graduates and certificate holders to become entrepreneurs  and contribute significantly towards the development of intellectual and  highly skilled entrepreneurs. In this regard, PUNB provides  an integrated  financial package namely PROSPER Siswazah scheme aimed at inspiring and guiding young Bumiputera graduates and certificate holders to be entrepreneurs in the retail sector.

Objective

· To equip young Bumiputera graduates and certificate holders with skills and knowledge in order for them to venture  in  retail and distribution business.

· To assist young Bumiputera graduates and certificate holders embark on retail and distribution business through structured and systematic development mechanism.

PROSPER Siswazah Entrepreneurial Package

1) Loan Facility 

This scheme offers 2 types of packages for loan facility based on Shari'ah principle, Qard Al-Hasan. They are:

Package A 
Provides loan facility from RM5,000 to RM50,000 for sole proprietorship, partnership or Sdn Bhd business. The entrepreneur must provide a  minimum capital of RM500 for each project. The loan repayment period ranges from three (3) to seven (7) years. 

Package B
Provides loan facility from RM 50,001 to a  maximun of  RM100,000 for partnership or Sdn Bhd  business. Each  entrepreneur  must provide a  minimum capital of RM500 per project. The loan repayment period ranges from five (5) to seven (7) years. 

2) Business Sevices
Both packages A and B  come intact with business services comprising  pre-operation advisory,  monitoring of accounts, business advisory and training. These value add services will be rendered by PUNB throughout  the loan period and is chargeable at a nominal rate on a  monthly basis.

Candidate
· Bumiputera
· Not more than 33 years old in age on the date of registration.
· Willing to attend all programmes organised by PUNB
· Graduates who possess at least a diploma from higher learning institutions recognised by the Government.
· Certificate holders who possess accredited technical certificate from higher learning institutions recognised by the Government. The candidate must passed  at least Level 2 and have 1 year of related working experience.

Business
· 100%  owned and managed by Bumiputera entrepreneur.
· New or expanding  business.

Scope of Business
Graduate
· Telecommunication & Computer Peripherals
· Education
· Distribution & Wet Market
· Clothing & Accessories
· Confectionary & Food Stall
· Cosmetic & Beauty Services
· Metal Equipment & Building Material
· Photocopy & Printing
· Books & Stationary
· Home Furnishing

Certificate Holder
· Metal Fabrication (Wielding)
· Automotive
· Electrical Wiring
· Chiller & Air Conditioning
· Installation & Services (CCTV, Telecommunication, Audio & Video)
· Plumbing

Application Process

Please register and submit the complete form to: 

PROSPER Secretariat
(PROSPER Siswazah Scheme)
PERBADANAN USAHAWAN NASIONAL BERHAD
10th Floor, Block 1B, Plaza Sentral
Jalan Stesen Sentral 5
Kuala Lumpur Sentral
50470 Kuala Lumpur

or

Fax : 03-2780 2119/2100
or
Log on to www.punb.com.my   to register,

For enquiries, please contact :
INFOLINE : 03-2785 1477
Tel : 03-2785 1515
Email : customerservice@punb.com.my