{"id":31897,"date":"2025-12-30T11:14:45","date_gmt":"2025-12-30T03:14:45","guid":{"rendered":"https:\/\/www.punb.com.my\/?page_id=31897"},"modified":"2025-12-31T16:56:32","modified_gmt":"2025-12-31T08:56:32","slug":"new-applicant-new","status":"publish","type":"page","link":"https:\/\/www.punb.com.my\/ms\/products-services\/business-financing-old\/new-applicant-new\/","title":{"rendered":"New Applicant-new"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"31897\" class=\"elementor elementor-31897\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-48b6112 e-con-full e-flex e-con e-parent\" data-id=\"48b6112\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-7809d63 e-flex e-con-boxed e-con e-child\" data-id=\"7809d63\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-7879989 e-con-full e-flex e-con e-child\" data-id=\"7879989\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-86782c7 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"86782c7\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInDown&quot;,&quot;_animation_delay&quot;:100}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">Pembiayaan Perniagaan<\/h6>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d3e189a elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"d3e189a\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;,&quot;_animation_delay&quot;:150}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">PROSPER GROW or PROSPER GREAT or PROSPER IMPACT\/NOVA <\/h1>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e9e7868 elementor-widget__width-initial elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"e9e7868\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;,&quot;_animation_delay&quot;:700}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Terokai pilihan pembiayaan yang disesuaikan untuk pemohon baharu memulakan atau mengembangkan perniagaan mereka dengan PUNB. Ketahui tentang kelayakan, syarat permohonan dan bagaimana PUNB menyokong usahawan dalam mencapai matlamat mereka.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-03ae851 e-flex e-con-boxed e-con e-child\" data-id=\"03ae851\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-d3489a2 e-con-full e-flex e-con e-child\" data-id=\"d3489a2\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1d3ca79 elementor-widget__width-auto elementor-view-default elementor-invisible elementor-widget elementor-widget-icon\" data-id=\"1d3ca79\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInDown&quot;,&quot;_animation_delay&quot;:800}\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<a class=\"elementor-icon\" href=\"#scroll-more\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"19\" height=\"55\" viewbox=\"0 0 19 55\" fill=\"none\"><path d=\"M9.5 0.904297V54.4043\" stroke=\"white\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M0.5 45.4043L9.5 54.4043L18.5 45.4043\" stroke=\"white\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-222565d elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"222565d\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;,&quot;_animation_delay&quot;:900}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\">SKROL UNTUK MAKLUMAT LANJUT<\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6aa4616 e-flex e-con-boxed e-con e-parent\" data-id=\"6aa4616\" data-element_type=\"container\" id=\"scroll-more\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-20dbece elementor-widget__width-initial elementor-absolute e-transform elementor-widget elementor-widget-image\" data-id=\"20dbece\" data-element_type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;,&quot;_transform_translateX_effect&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:0,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_tablet&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_mobile&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:-50,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_tablet&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_mobile&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_tablet_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_tablet_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"594\" height=\"1076\" src=\"https:\/\/www.punb.com.my\/wp-content\/uploads\/2024\/11\/square-asset-img.png\" class=\"attachment-full size-full wp-image-6298\" alt=\"\" srcset=\"https:\/\/www.punb.com.my\/wp-content\/uploads\/2024\/11\/square-asset-img.png 594w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2024\/11\/square-asset-img-166x300.png 166w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2024\/11\/square-asset-img-565x1024.png 565w\" sizes=\"(max-width: 594px) 100vw, 594px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e8a4b2b e-con-full e-flex e-con e-child\" data-id=\"e8a4b2b\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-9e741f9 e-con-full e-flex e-con e-child\" data-id=\"9e741f9\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cd680e4 e-n-tabs-none full-width-tab  custom-tab-financing elementor-hidden-desktop elementor-hidden-tablet_extra elementor-hidden-tablet elementor-hidden-mobile elementor-widget elementor-widget-n-tabs\" data-id=\"cd680e4\" data-element_type=\"widget\" data-settings=\"{&quot;horizontal_scroll&quot;:&quot;disable&quot;}\" data-widget_type=\"nested-tabs.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"e-n-tabs\" data-widget-number=\"215384292\" aria-label=\"Tabs. Open items with Enter or Space, close with Escape and navigate using the Arrow keys.\" data-no-translation-aria-label=\"\">\n\t\t\t<div class=\"e-n-tabs-heading\" role=\"tablist\">\n\t\t\t\t\t<button id=\"e-n-tab-title-2153842921\" class=\"e-n-tab-title\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-2153842921\" style=\"--n-tabs-title-order: 1;\">\n\t\t\t\t\t\t<span class=\"e-n-tab-title-text\">\n\t\t\t\tSkim Pembiayaan\t\t\t<\/span>\n\t\t<\/button>\n\t\t\t\t<button id=\"e-n-tab-title-2153842922\" class=\"e-n-tab-title\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-2153842922\" style=\"--n-tabs-title-order: 2;\">\n\t\t\t\t\t\t<span class=\"e-n-tab-title-text\">\n\t\t\t\tProgram Pembiayaan\t\t\t<\/span>\n\t\t<\/button>\n\t\t\t\t\t<\/div>\n\t\t\t<div class=\"e-n-tabs-content\">\n\t\t\t\t<div id=\"e-n-tab-content-2153842921\" role=\"tabpanel\" aria-labelledby=\"e-n-tab-title-2153842921\" data-tab-index=\"1\" style=\"--n-tabs-title-order: 1;\" class=\"e-active elementor-element elementor-element-10b3c2b e-con-full e-flex e-con e-child\" data-id=\"10b3c2b\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-456bca1 e-con-full elementor-hidden-desktop elementor-hidden-tablet_extra elementor-hidden-tablet elementor-hidden-mobile e-flex e-con e-child\" data-id=\"456bca1\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-c76b914 e-con-full e-flex e-con e-child\" data-id=\"c76b914\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-055c550 logo-with-bg elementor-widget elementor-widget-image\" data-id=\"055c550\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"2063\" height=\"1530\" src=\"https:\/\/www.punb.com.my\/wp-content\/uploads\/2024\/11\/Logo_PEMBIAYAAN_PROSPER.png\" class=\"attachment-full size-full wp-image-9913\" alt=\"\" srcset=\"https:\/\/www.punb.com.my\/wp-content\/uploads\/2024\/11\/Logo_PEMBIAYAAN_PROSPER.png 2063w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2024\/11\/Logo_PEMBIAYAAN_PROSPER-300x222.png 300w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2024\/11\/Logo_PEMBIAYAAN_PROSPER-1024x759.png 1024w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2024\/11\/Logo_PEMBIAYAAN_PROSPER-768x570.png 768w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2024\/11\/Logo_PEMBIAYAAN_PROSPER-1536x1139.png 1536w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2024\/11\/Logo_PEMBIAYAAN_PROSPER-2048x1519.png 2048w\" sizes=\"(max-width: 2063px) 100vw, 2063px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0449f18 e-con-full e-flex e-con e-child\" data-id=\"0449f18\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f15283e elementor-widget elementor-widget-heading\" data-id=\"f15283e\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Pembiayaan PROSPER<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8bb99cf elementor-widget elementor-widget-heading\" data-id=\"8bb99cf\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Pakej pembiayaan bersepadu ditawarkan merangkumi khidmat runding, pemantauan prestasi perniagaan dan pembangunan perniagaan melalui kursus serta latihan keusahawanan.<\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-221770b custom-icon-accordion elementor-widget elementor-widget-n-accordion\" data-id=\"221770b\" data-element_type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;expanded&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-3570\" class=\"e-n-accordion-item\" open>\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"true\" aria-controls=\"e-n-accordion-item-3570\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Jumlah Pembiayaan <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 5.35889L5 0.983887L0.625 5.35889\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 0.858887L5 5.23389L0.625 0.858887\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-3570\" class=\"elementor-element elementor-element-ea55f48 e-con-full e-flex e-con e-child\" data-id=\"ea55f48\" data-element_type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-3570\" class=\"elementor-element elementor-element-5c4dcb2 e-flex e-con-boxed e-con e-child\" data-id=\"5c4dcb2\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4f7257f elementor-widget elementor-widget-text-editor\" data-id=\"4f7257f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Pembiayaan dari RM100 ribu sehingga RM10 juta (kecuali perniagaan stesen minyak maksimum sehingga RM500 ribu sahaja)<\/p><ul><li>Permohonan terbuka kepada semua entiti milikan tunggal\/perkongsian\/perkongsian liabiliti terhad\/syarikat diperbadankan<\/li><li>Entiti milikan tunggal dan perkongsian yang memohon pembiayaan RM300 ribu dan ke bawah boleh mengekalkan entiti sedia ada. Untuk permohonan melebihi RM300 ribu, entiti perlu diperbadankan sekiranya permohonan diluluskan<\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-3571\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-3571\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Tempoh Pembiayaan <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 5.35889L5 0.983887L0.625 5.35889\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 0.858887L5 5.23389L0.625 0.858887\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-3571\" class=\"elementor-element elementor-element-c017f6f e-con-full e-flex e-con e-child\" data-id=\"c017f6f\" data-element_type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-3571\" class=\"elementor-element elementor-element-7aa65b6 e-flex e-con-boxed e-con e-child\" data-id=\"7aa65b6\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6885a9a elementor-widget elementor-widget-text-editor\" data-id=\"6885a9a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li>Sehingga 7 tahun<\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-3572\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-3572\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Kadar Keuntungan <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 5.35889L5 0.983887L0.625 5.35889\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 0.858887L5 5.23389L0.625 0.858887\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-3572\" class=\"elementor-element elementor-element-3d09525 e-con-full e-flex e-con e-child\" data-id=\"3d09525\" data-element_type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-3572\" class=\"elementor-element elementor-element-b367458 e-flex e-con-boxed e-con e-child\" data-id=\"b367458\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0a70370 elementor-widget elementor-widget-text-editor\" data-id=\"0a70370\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li>5% - 8% setahun <em>(tertakluk kepada tujuan pembiayaan)<\/em><\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-3573\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-3573\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Syarat Kelayakan <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 5.35889L5 0.983887L0.625 5.35889\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 0.858887L5 5.23389L0.625 0.858887\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-3573\" class=\"elementor-element elementor-element-f1285a1 e-con-full e-flex e-con e-child\" data-id=\"f1285a1\" data-element_type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-3573\" class=\"elementor-element elementor-element-00e15c9 e-flex e-con-boxed e-con e-child\" data-id=\"00e15c9\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c29dee6 elementor-widget elementor-widget-text-editor\" data-id=\"c29dee6\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li>Perniagaan\/syarikat 100% milik bumiputera bagi pembiayaan sehingga RM1 juta manakala pembiayaan melebihi RM1 juta memerlukan sekurang-kurangnya 70% pegangan saham dan dikuasai oleh bumiputera.<\/li><li>Perniagaan\/syarikat telah beroperasi 18 bulan dan ke atas dengan nilai jualan tahunan tidak kurang daripada RM300 ribu. Pengecualian bagi bidang pendidikan berkonsep, profesional dan stesen minyak.<\/li><li>Perniagaan\/syarikat didaftarkan di bawah Suruhanjaya Syarikat Malaysia atau Pihak Berkuasa Tempatan (jika tiada SSM).<\/li><li>Memiliki rekod kewangan yang dikemas kini bagi perniagaan\/syarikat yang telah beroperasi.<\/li><li>Perniagaan patuh syariah<\/li><li>Rekod kredit baik dengan semua institusi kewangan berkait.<\/li><li>Memenuhi syarat dokumentasi yang ditetapkan semasa permohonan dan pengeluaran dana pembiayaan.<\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-3574\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-3574\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Skop Pembiayaan <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 5.35889L5 0.983887L0.625 5.35889\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 0.858887L5 5.23389L0.625 0.858887\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-3574\" class=\"elementor-element elementor-element-967147b e-con-full e-flex e-con e-child\" data-id=\"967147b\" data-element_type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-3574\" class=\"elementor-element elementor-element-a8e9df4 e-flex e-con-boxed e-con e-child\" data-id=\"a8e9df4\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f0b54ed elementor-widget elementor-widget-text-editor\" data-id=\"f0b54ed\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li>Modal kerja<\/li><li>Mesin dan peralatan<\/li><li>Ubah suai premis perniagaan<\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-3575\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"6\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-3575\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Cara Memohon <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 5.35889L5 0.983887L0.625 5.35889\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 0.858887L5 5.23389L0.625 0.858887\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-3575\" class=\"elementor-element elementor-element-f96e3ad e-con-full e-flex e-con e-child\" data-id=\"f96e3ad\" data-element_type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-3575\" class=\"elementor-element elementor-element-f210a46 e-flex e-con-boxed e-con e-child\" data-id=\"f210a46\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a8500b4 pink-link elementor-widget elementor-widget-text-editor\" data-id=\"a8500b4\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li class=\"translation-block\">Permohonan pembiayaan melalui\u00a0<a href=\"https:\/\/entreportal.punb.com.my\/\" target=\"_blank\" rel=\"noopener\">PUNB Online<\/a><\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dd6f9b9 elementor-widget elementor-widget-spacer\" data-id=\"dd6f9b9\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-204290a e-con-full e-flex e-con e-child\" data-id=\"204290a\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f7f1f28 elementor-align-left elementor-widget elementor-widget-button\" data-id=\"f7f1f28\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/wp-content\/uploads\/2025\/06\/2025-PDS-Pembiayaan-PROSPER-BM.pdf\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"arrow-up-right-svg\" width=\"18\" height=\"18\" viewbox=\"0 0 18 18\" fill=\"none\"><path d=\"M1 17L17 1\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M4 1H17V14\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Lembaran Pernyataan<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f33b1c8 elementor-align-left elementor-widget elementor-widget-button\" data-id=\"f33b1c8\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.punb.com.my\/wp-content\/uploads\/2024\/11\/2025-Pembiayaan-Prosper.pdf\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"arrow-up-right-svg\" width=\"18\" height=\"18\" viewbox=\"0 0 18 18\" fill=\"none\"><path d=\"M1 17L17 1\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M4 1H17V14\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Muat Turun Risalah<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a4fef0e elementor-align-left elementor-widget elementor-widget-button\" data-id=\"a4fef0e\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/ms\/products-services\/business-financing\/#financing-calc\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"arrow-up-right-svg\" width=\"18\" height=\"18\" viewbox=\"0 0 18 18\" fill=\"none\"><path d=\"M1 17L17 1\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M4 1H17V14\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Pengiraan Pembiayaan<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7095548 e-con-full elementor-hidden-desktop elementor-hidden-tablet_extra elementor-hidden-tablet elementor-hidden-mobile e-flex e-con e-child\" data-id=\"7095548\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-045a0c7 e-con-full e-flex e-con e-child\" data-id=\"045a0c7\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-784efc1 logo-with-bg elementor-widget elementor-widget-image\" data-id=\"784efc1\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"2063\" height=\"1530\" src=\"https:\/\/www.punb.com.my\/wp-content\/uploads\/2024\/11\/Logo_SPEED.png\" class=\"attachment-full size-full wp-image-9960\" alt=\"\" srcset=\"https:\/\/www.punb.com.my\/wp-content\/uploads\/2024\/11\/Logo_SPEED.png 2063w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2024\/11\/Logo_SPEED-300x222.png 300w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2024\/11\/Logo_SPEED-1024x759.png 1024w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2024\/11\/Logo_SPEED-768x570.png 768w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2024\/11\/Logo_SPEED-1536x1139.png 1536w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2024\/11\/Logo_SPEED-2048x1519.png 2048w\" sizes=\"(max-width: 2063px) 100vw, 2063px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-12334ed e-con-full e-flex e-con e-child\" data-id=\"12334ed\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-88e7cfc elementor-widget elementor-widget-heading\" data-id=\"88e7cfc\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">SPEED<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2770a97 elementor-widget elementor-widget-heading\" data-id=\"2770a97\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\">SPEED (Small PROSPER Express Evaluation &amp; Disbursement) merupakan pakej pembiayaan berskala kecil dengan proses penilaian dan pengeluaran dana pembiayaan yang dipermudahkan.\n\n<\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-890b964 custom-icon-accordion elementor-widget elementor-widget-n-accordion\" data-id=\"890b964\" data-element_type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;expanded&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1430\" class=\"e-n-accordion-item\" open>\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"true\" aria-controls=\"e-n-accordion-item-1430\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Jumlah Pembiayaan <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 5.35889L5 0.983887L0.625 5.35889\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 0.858887L5 5.23389L0.625 0.858887\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1430\" class=\"elementor-element elementor-element-e333529 e-con-full e-flex e-con e-child\" data-id=\"e333529\" data-element_type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1430\" class=\"elementor-element elementor-element-18b6fae e-flex e-con-boxed e-con e-child\" data-id=\"18b6fae\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-339a959 elementor-widget elementor-widget-text-editor\" data-id=\"339a959\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Pembiayaan berjangka dari RM100 ribu sehingga RM200 ribu<\/p><ul><li>Entiti milikan tunggal\/perkongsian\/perkongsian liabiliti terhad<\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1431\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1431\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Tempoh Pembiayaan <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 5.35889L5 0.983887L0.625 5.35889\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 0.858887L5 5.23389L0.625 0.858887\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1431\" class=\"elementor-element elementor-element-c8e9d98 e-con-full e-flex e-con e-child\" data-id=\"c8e9d98\" data-element_type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1431\" class=\"elementor-element elementor-element-7f5a64f e-flex e-con-boxed e-con e-child\" data-id=\"7f5a64f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-64cfe5a elementor-widget elementor-widget-text-editor\" data-id=\"64cfe5a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li>Sehingga 7 tahun<\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1432\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1432\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Kadar Keuntungan <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 5.35889L5 0.983887L0.625 5.35889\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 0.858887L5 5.23389L0.625 0.858887\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1432\" class=\"elementor-element elementor-element-6441d89 e-con-full e-flex e-con e-child\" data-id=\"6441d89\" data-element_type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1432\" class=\"elementor-element elementor-element-c6e7812 e-flex e-con-boxed e-con e-child\" data-id=\"c6e7812\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c8e00ad elementor-widget elementor-widget-text-editor\" data-id=\"c8e00ad\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li>5% setahun pada kadar rata<\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1433\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1433\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Syarat Kelayakan <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 5.35889L5 0.983887L0.625 5.35889\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 0.858887L5 5.23389L0.625 0.858887\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1433\" class=\"elementor-element elementor-element-3034e65 e-con-full e-flex e-con e-child\" data-id=\"3034e65\" data-element_type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1433\" class=\"elementor-element elementor-element-125cfc8 e-flex e-con-boxed e-con e-child\" data-id=\"125cfc8\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a4c7d10 elementor-widget elementor-widget-text-editor\" data-id=\"a4c7d10\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li>Perniagaan 100% milik bumiputera<\/li><li>Perniagaan telah beroperasi 18 bulan dan ke atas dengan nilai jualan tahunan tidak kurang daripada RM300 ribu. Pengecualian bagi bidang pendidikan berkonsep, profesional dan stesen minyak<\/li><li>Perniagaan didaftarkan di bawah Suruhanjaya Syarikat Malaysia atau Pihak Berkuasa Tempatan (jika tiada SSM)<\/li><li>Memiliki rekod kewangan yang dikemas kini bagi perniagaan yang telah beroperasi<\/li><li>Perniagaan patuh syariah<\/li><li>Memiliki rekod kredit baik dengan semua institusi kewangan berkait<\/li><li>Memenuhi syarat dokumentasi yang ditetapkan semasa permohonan dan pengeluaran dana pembiayaan<\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1434\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1434\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Skop Pembiayaan <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 5.35889L5 0.983887L0.625 5.35889\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 0.858887L5 5.23389L0.625 0.858887\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1434\" class=\"elementor-element elementor-element-b206ba0 e-con-full e-flex e-con e-child\" data-id=\"b206ba0\" data-element_type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1434\" class=\"elementor-element elementor-element-9dfc731 e-flex e-con-boxed e-con e-child\" data-id=\"9dfc731\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0fcafe4 elementor-widget elementor-widget-text-editor\" data-id=\"0fcafe4\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li>Modal kerja<\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1435\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"6\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1435\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Cara Memohon <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 5.35889L5 0.983887L0.625 5.35889\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 0.858887L5 5.23389L0.625 0.858887\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1435\" class=\"elementor-element elementor-element-6da57bf e-con-full e-flex e-con e-child\" data-id=\"6da57bf\" data-element_type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1435\" class=\"elementor-element elementor-element-70ace02 e-flex e-con-boxed e-con e-child\" data-id=\"70ace02\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7597b2d pink-link elementor-widget elementor-widget-text-editor\" data-id=\"7597b2d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li class=\"translation-block\">Permohonan pembiayaan melalui\u00a0<a href=\"https:\/\/entreportal.punb.com.my\/\" target=\"_blank\" rel=\"noopener\">PUNB Online<\/a><\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0e72481 elementor-widget elementor-widget-spacer\" data-id=\"0e72481\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5e57c2d e-con-full e-flex e-con e-child\" data-id=\"5e57c2d\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ad940ab elementor-align-left elementor-widget elementor-widget-button\" data-id=\"ad940ab\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/wp-content\/uploads\/2025\/06\/2025-PDS-SPEED-BM.pdf\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"arrow-up-right-svg\" width=\"18\" height=\"18\" viewbox=\"0 0 18 18\" fill=\"none\"><path d=\"M1 17L17 1\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M4 1H17V14\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Lembaran Pernyataan<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b925209 elementor-align-left elementor-widget elementor-widget-button\" data-id=\"b925209\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.punb.com.my\/wp-content\/uploads\/2024\/11\/2025-SPEED.pdf\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"arrow-up-right-svg\" width=\"18\" height=\"18\" viewbox=\"0 0 18 18\" fill=\"none\"><path d=\"M1 17L17 1\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M4 1H17V14\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Muat Turun Risalah<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4cc552f elementor-align-left elementor-widget elementor-widget-button\" data-id=\"4cc552f\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/ms\/products-services\/business-financing\/#financing-calc\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"arrow-up-right-svg\" width=\"18\" height=\"18\" viewbox=\"0 0 18 18\" fill=\"none\"><path d=\"M1 17L17 1\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M4 1H17V14\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Pengiraan Pembiayaan<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0c5224c e-con-full elementor-hidden-desktop elementor-hidden-tablet_extra elementor-hidden-tablet elementor-hidden-mobile e-flex e-con e-child\" data-id=\"0c5224c\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-53e5a3f e-con-full e-flex e-con e-child\" data-id=\"53e5a3f\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-54ca021 logo-with-bg elementor-widget elementor-widget-image\" data-id=\"54ca021\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"2063\" height=\"1530\" src=\"https:\/\/www.punb.com.my\/wp-content\/uploads\/2024\/11\/Logo_PROSPER_Impact.png\" class=\"attachment-full size-full wp-image-9965\" alt=\"\" srcset=\"https:\/\/www.punb.com.my\/wp-content\/uploads\/2024\/11\/Logo_PROSPER_Impact.png 2063w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2024\/11\/Logo_PROSPER_Impact-300x222.png 300w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2024\/11\/Logo_PROSPER_Impact-1024x759.png 1024w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2024\/11\/Logo_PROSPER_Impact-768x570.png 768w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2024\/11\/Logo_PROSPER_Impact-1536x1139.png 1536w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2024\/11\/Logo_PROSPER_Impact-2048x1519.png 2048w\" sizes=\"(max-width: 2063px) 100vw, 2063px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-06ca340 e-con-full e-flex e-con e-child\" data-id=\"06ca340\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4c20603 elementor-widget elementor-widget-heading\" data-id=\"4c20603\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">PROSPER Impact<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7276427 elementor-widget elementor-widget-heading\" data-id=\"7276427\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Pakej pembiayaan untuk pemohon baharu bagi membiayai modal kerja untuk kontrak yang diterima daripada organisasi\/syarikat\/agensi yang bereputasi seperti Kerajaan Persekutuan, Kerajaan Negeri, Syarikat Multinasional, Syarikat Berkaitan Kerajaan dan Badan Berkanun.<\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fb69a78 custom-icon-accordion elementor-widget elementor-widget-n-accordion\" data-id=\"fb69a78\" data-element_type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;expanded&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2630\" class=\"e-n-accordion-item\" open>\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"true\" aria-controls=\"e-n-accordion-item-2630\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Jumlah Pembiayaan <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 5.35889L5 0.983887L0.625 5.35889\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 0.858887L5 5.23389L0.625 0.858887\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2630\" class=\"elementor-element elementor-element-f12eaef e-con-full e-flex e-con e-child\" data-id=\"f12eaef\" data-element_type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2630\" class=\"elementor-element elementor-element-c8ea958 e-flex e-con-boxed e-con e-child\" data-id=\"c8ea958\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3c40ca0 elementor-widget elementor-widget-text-editor\" data-id=\"3c40ca0\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Pembiayaan dari RM100 ribu sehingga RM5 juta<\/p><ul><li>Permohonan terbuka kepada semua entiti milikan tunggal\/perkongsian\/perkongsian liabiliti terhad\/syarikat diperbadankan<\/li><li>Entiti milikan tunggal dan perkongsian yang memohon pembiayaan RM300 ribu dan ke bawah boleh mengekalkan entiti sedia ada. Untuk permohonan melebihi RM300 ribu, entiti perlu diperbadankan sekiranya permohonan diluluskan<\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2631\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2631\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Tempoh Pembiayaan <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 5.35889L5 0.983887L0.625 5.35889\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 0.858887L5 5.23389L0.625 0.858887\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2631\" class=\"elementor-element elementor-element-fc67b1f e-con-full e-flex e-con e-child\" data-id=\"fc67b1f\" data-element_type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2631\" class=\"elementor-element elementor-element-522916e e-flex e-con-boxed e-con e-child\" data-id=\"522916e\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bbfa2a2 elementor-widget elementor-widget-text-editor\" data-id=\"bbfa2a2\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li>Sehingga 5 tahun<\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2632\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2632\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Kadar Keuntungan <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 5.35889L5 0.983887L0.625 5.35889\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 0.858887L5 5.23389L0.625 0.858887\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2632\" class=\"elementor-element elementor-element-137dbdc e-con-full e-flex e-con e-child\" data-id=\"137dbdc\" data-element_type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2632\" class=\"elementor-element elementor-element-df6575e e-flex e-con-boxed e-con e-child\" data-id=\"df6575e\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d8b1c82 elementor-widget elementor-widget-text-editor\" data-id=\"d8b1c82\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li>Sehingga 6.5% setahun pada kadar asas baki harian<\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2633\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2633\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Syarat Kelayakan <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 5.35889L5 0.983887L0.625 5.35889\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 0.858887L5 5.23389L0.625 0.858887\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2633\" class=\"elementor-element elementor-element-c0c92a5 e-con-full e-flex e-con e-child\" data-id=\"c0c92a5\" data-element_type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2633\" class=\"elementor-element elementor-element-00afd4f e-flex e-con-boxed e-con e-child\" data-id=\"00afd4f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b30c4ae elementor-widget elementor-widget-text-editor\" data-id=\"b30c4ae\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li>Perniagaan\/syarikat 100% milik bumiputera bagi pembiayaan sehingga RM1 juta manakala pembiayaan melebihi RM1 juta memerlukan sekurang-kurangnya 70% pegangan saham dan dikuasai oleh bumiputera.<\/li><li>Perniagaan\/syarikat telah beroperasi 18 bulan dan ke atas dengan nilai jualan tahunan tidak kurang daripada RM300 ribu<\/li><li>Perniagaan\/syarikat didaftarkan di bawah Suruhanjaya Syarikat Malaysia atau Pihak Berkuasa Tempatan (jika tiada SSM).<\/li><li>Mendapat surat tawaran\/surat lantikan dari organisasi\/syarikat\/agensi yang diiktiraf oleh PUNB<\/li><li>Tawaran kontrak mestilah di bawah sektor yang dibiaya oleh PUNB<\/li><li>Memiliki rekod kewangan yang dikemas kini bagi perniagaan\/syarikat yang telah beroperasi<\/li><li>Tawaran kontrak kerja patuh syariah<\/li><li>Memenuhi syarat dokumentasi yang ditetapkan semasa permohonan dan pengeluaran dana pembiayaan.<\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2634\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2634\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Skop Pembiayaan <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 5.35889L5 0.983887L0.625 5.35889\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 0.858887L5 5.23389L0.625 0.858887\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2634\" class=\"elementor-element elementor-element-d98108d e-con-full e-flex e-con e-child\" data-id=\"d98108d\" data-element_type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2634\" class=\"elementor-element elementor-element-ab8cdd8 e-flex e-con-boxed e-con e-child\" data-id=\"ab8cdd8\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-211ccca elementor-widget elementor-widget-text-editor\" data-id=\"211ccca\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li>Modal kerja maksimum sehingga 90% daripada setiap nilai kontrak\/projek<\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2635\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"6\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2635\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Cara Memohon <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 5.35889L5 0.983887L0.625 5.35889\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 0.858887L5 5.23389L0.625 0.858887\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2635\" class=\"elementor-element elementor-element-f54a5ef e-con-full e-flex e-con e-child\" data-id=\"f54a5ef\" data-element_type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2635\" class=\"elementor-element elementor-element-c8a98a3 e-flex e-con-boxed e-con e-child\" data-id=\"c8a98a3\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5ad3c2c pink-link elementor-widget elementor-widget-text-editor\" data-id=\"5ad3c2c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li class=\"translation-block\">Permohonan pembiayaan melalui\u00a0<a href=\"https:\/\/entreportal.punb.com.my\/\" target=\"_blank\" rel=\"noopener\">PUNB Online<\/a><\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8b05f43 elementor-widget elementor-widget-spacer\" data-id=\"8b05f43\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-75291d8 e-con-full e-flex e-con e-child\" data-id=\"75291d8\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-eddd3e6 elementor-align-left elementor-widget elementor-widget-button\" data-id=\"eddd3e6\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/wp-content\/uploads\/2025\/06\/2025-PDS-PROSPER-IMPACT-BM.pdf\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"arrow-up-right-svg\" width=\"18\" height=\"18\" viewbox=\"0 0 18 18\" fill=\"none\"><path d=\"M1 17L17 1\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M4 1H17V14\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Lembaran Pernyataan<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-da16f88 elementor-align-left elementor-widget elementor-widget-button\" data-id=\"da16f88\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.punb.com.my\/wp-content\/uploads\/2024\/11\/2025-Prosper-Impact.pdf\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"arrow-up-right-svg\" width=\"18\" height=\"18\" viewbox=\"0 0 18 18\" fill=\"none\"><path d=\"M1 17L17 1\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M4 1H17V14\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Muat Turun Risalah<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-62c32b9 elementor-align-left elementor-widget elementor-widget-button\" data-id=\"62c32b9\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/ms\/products-services\/business-financing\/#financing-calc\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"arrow-up-right-svg\" width=\"18\" height=\"18\" viewbox=\"0 0 18 18\" fill=\"none\"><path d=\"M1 17L17 1\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M4 1H17V14\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Pengiraan Pembiayaan<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ab612ec e-con-full e-flex e-con e-child\" data-id=\"ab612ec\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-6fa148f e-con-full e-flex e-con e-child\" data-id=\"6fa148f\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0344ed8 logo-with-bg elementor-widget elementor-widget-image\" data-id=\"0344ed8\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"2063\" height=\"1530\" src=\"https:\/\/www.punb.com.my\/wp-content\/uploads\/2024\/11\/Logo_PEMBIAYAAN_PROSPER.png\" class=\"attachment-full size-full wp-image-9913\" alt=\"\" srcset=\"https:\/\/www.punb.com.my\/wp-content\/uploads\/2024\/11\/Logo_PEMBIAYAAN_PROSPER.png 2063w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2024\/11\/Logo_PEMBIAYAAN_PROSPER-300x222.png 300w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2024\/11\/Logo_PEMBIAYAAN_PROSPER-1024x759.png 1024w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2024\/11\/Logo_PEMBIAYAAN_PROSPER-768x570.png 768w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2024\/11\/Logo_PEMBIAYAAN_PROSPER-1536x1139.png 1536w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2024\/11\/Logo_PEMBIAYAAN_PROSPER-2048x1519.png 2048w\" sizes=\"(max-width: 2063px) 100vw, 2063px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3aa774a e-con-full e-flex e-con e-child\" data-id=\"3aa774a\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-379c121 elementor-widget elementor-widget-heading\" data-id=\"379c121\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">PROSPER Grow<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0b83da0 elementor-widget elementor-widget-heading\" data-id=\"0b83da0\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Skim pembiayaan perniagaan khusus untuk menyokong pengembangan usahawan Bumiputera yang berdaya saing serta berpotensi untuk maju ke tahap lebih tinggi dalam sektor peruncitan, perdagangan pengedaran dan pembuatan.<\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f49c079 custom-icon-accordion elementor-widget elementor-widget-n-accordion\" data-id=\"f49c079\" data-element_type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;expanded&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2560\" class=\"e-n-accordion-item\" open>\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"true\" aria-controls=\"e-n-accordion-item-2560\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Jumlah Pembiayaan <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 5.35889L5 0.983887L0.625 5.35889\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 0.858887L5 5.23389L0.625 0.858887\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2560\" class=\"elementor-element elementor-element-9138c2d e-con-full e-flex e-con e-child\" data-id=\"9138c2d\" data-element_type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2560\" class=\"elementor-element elementor-element-45e9b04 e-flex e-con-boxed e-con e-child\" data-id=\"45e9b04\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8297b0a elementor-widget elementor-widget-text-editor\" data-id=\"8297b0a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Pembiayaan ditawarkan kepada:\u00a0<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Milikan Tunggal \/ Perkongsian \/ Perkongsian Liabiliti Terhad (LLP):<\/b><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">Pembiayaan minimum RM100,000 sehingga maksimum RM500,000.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Syarikat Sendirian Berhad (Sdn Bhd):<\/b><b><br \/><\/b><span style=\"font-weight: 400;\">Pembiayaan minimum RM100,000 sehingga maksimum RM1,000,000.<\/span><\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2561\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2561\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Tempoh Pembiayaan <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 5.35889L5 0.983887L0.625 5.35889\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 0.858887L5 5.23389L0.625 0.858887\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2561\" class=\"elementor-element elementor-element-dd22a63 e-con-full e-flex e-con e-child\" data-id=\"dd22a63\" data-element_type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2561\" class=\"elementor-element elementor-element-bd5d5dc e-flex e-con-boxed e-con e-child\" data-id=\"bd5d5dc\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8c36b9d elementor-widget elementor-widget-text-editor\" data-id=\"8c36b9d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li>Sehingga 7 tahun<\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2562\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2562\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Kadar Keuntungan <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 5.35889L5 0.983887L0.625 5.35889\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 0.858887L5 5.23389L0.625 0.858887\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2562\" class=\"elementor-element elementor-element-dbbe5fd e-con-full e-flex e-con e-child\" data-id=\"dbbe5fd\" data-element_type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2562\" class=\"elementor-element elementor-element-10baa88 e-flex e-con-boxed e-con e-child\" data-id=\"10baa88\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8fd8b68 elementor-widget elementor-widget-text-editor\" data-id=\"8fd8b68\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">5% setahun pada kadar rata<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">6.5% setahun berdasarkan baki harian<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">6.75% setahun berdasarkan baki bulanan<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">(tertakluk kepada tujuan pembiayaan)<\/span><\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2563\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2563\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Syarat Kelayakan <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 5.35889L5 0.983887L0.625 5.35889\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 0.858887L5 5.23389L0.625 0.858887\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2563\" class=\"elementor-element elementor-element-7c4d2be e-con-full e-flex e-con e-child\" data-id=\"7c4d2be\" data-element_type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2563\" class=\"elementor-element elementor-element-8f890de e-flex e-con-boxed e-con e-child\" data-id=\"8f890de\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7d6e731 elementor-widget elementor-widget-text-editor\" data-id=\"7d6e731\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><b>Pemilikan Bumiputera<\/b><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Perniagaan Milikan Tunggal, Perkongsian Dan Perkongsian Liabiliti Terhad (LLP) hendaklah dimiliki sepenuhnya (100%) oleh individu Bumiputera.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Bagi Syarikat Sendirian Berhad (Sdn Bhd) hendaklah mempunyai sekurang-kurangnya 51% pegangan oleh Bumiputera, selaras dengan Dasar Bumiputera yang ditetapkan.<\/span><\/li><\/ul><p><b>Operasi<\/b><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Perniagaan\/syarikat mestilah beroperasi sekurang-kurangnya 18 bulan.<\/span><\/li><\/ul><p><b>Jualan Tahunan<\/b><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Mencatatkan jualan minimum sebanyak RM300,000 bagi<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">tempoh 12 bulan.<\/span><\/li><\/ul><p><b>Pematuhan Syariah<\/b><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Aktiviti perniagaan hendaklah mematuhi prinsip Syariah.<\/span><\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2564\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2564\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Skop Pembiayaan <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 5.35889L5 0.983887L0.625 5.35889\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 0.858887L5 5.23389L0.625 0.858887\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2564\" class=\"elementor-element elementor-element-8eee3cf e-con-full e-flex e-con e-child\" data-id=\"8eee3cf\" data-element_type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2564\" class=\"elementor-element elementor-element-38cea79 e-flex e-con-boxed e-con e-child\" data-id=\"38cea79\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9641e24 elementor-widget elementor-widget-text-editor\" data-id=\"9641e24\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li aria-level=\"1\"><span style=\"font-weight: 400;\">Modal Kerja Am<\/span> <b><i>(<\/i><\/b><i><span style=\"font-weight: 400;\">termasuk pembelian stok\/inventori, automasi, pendigitalan serta keperluan penerapan Alam Sekitar,<\/span><\/i> <i><span style=\"font-weight: 400;\">Sosial dan Tadbir Urus (ESG)<\/span><\/i> <i><span style=\"font-weight: 400;\">)<\/span><\/i><\/li><\/ul><ul><li aria-level=\"1\"><span style=\"font-weight: 400;\">Pembelian Aset Tetap<\/span> <span style=\"font-weight: 400;\">(termasuk peralatan, kerja-kerja pengubahsuaian, automasi, pendigitalan dan pensijilan)<\/span><\/li><li><b><\/b><span style=\"font-weight: 400;\">Kos Berkaitan Pembiayaan<\/span><b>.<\/b><\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2565\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"6\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2565\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Margin Pembiayaan <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 5.35889L5 0.983887L0.625 5.35889\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 0.858887L5 5.23389L0.625 0.858887\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2565\" class=\"elementor-element elementor-element-885a304 e-flex e-con-boxed e-con e-child\" data-id=\"885a304\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2565\" class=\"elementor-element elementor-element-bd73934 e-con-full e-flex e-con e-child\" data-id=\"bd73934\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-88b30b7 elementor-widget elementor-widget-text-editor\" data-id=\"88b30b7\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Sehingga 90% daripada kos projek yang diluluskan, tertakluk kepada penilaian dan kelulusan PUNB.<\/span><\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2566\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"7\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2566\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Cara Memohon <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 5.35889L5 0.983887L0.625 5.35889\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 0.858887L5 5.23389L0.625 0.858887\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2566\" class=\"elementor-element elementor-element-5b78e0d e-con-full e-flex e-con e-child\" data-id=\"5b78e0d\" data-element_type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2566\" class=\"elementor-element elementor-element-2b7c1bf e-flex e-con-boxed e-con e-child\" data-id=\"2b7c1bf\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0a0872f pink-link elementor-widget elementor-widget-text-editor\" data-id=\"0a0872f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li class=\"translation-block\">Permohonan pembiayaan melalui\u00a0<a href=\"https:\/\/entreportal.punb.com.my\/\" target=\"_blank\" rel=\"noopener\">PUNB Online<\/a><\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-538530e elementor-widget elementor-widget-spacer\" data-id=\"538530e\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-07f700b e-con-full e-flex e-con e-child\" data-id=\"07f700b\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c020452 elementor-align-left elementor-widget elementor-widget-button\" data-id=\"c020452\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/wp-content\/uploads\/2025\/06\/2025-PDS-Pembiayaan-PROSPER-BM.pdf\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"arrow-up-right-svg\" width=\"18\" height=\"18\" viewbox=\"0 0 18 18\" fill=\"none\"><path d=\"M1 17L17 1\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M4 1H17V14\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Lembaran Pernyataan<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d0dfcc2 elementor-align-left elementor-widget elementor-widget-button\" data-id=\"d0dfcc2\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.punb.com.my\/wp-content\/uploads\/2024\/11\/2025-Pembiayaan-Prosper.pdf\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"arrow-up-right-svg\" width=\"18\" height=\"18\" viewbox=\"0 0 18 18\" fill=\"none\"><path d=\"M1 17L17 1\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M4 1H17V14\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Muat Turun Risalah<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-48b41eb elementor-align-left elementor-widget elementor-widget-button\" data-id=\"48b41eb\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/ms\/products-services\/business-financing\/#financing-calc\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"arrow-up-right-svg\" width=\"18\" height=\"18\" viewbox=\"0 0 18 18\" fill=\"none\"><path d=\"M1 17L17 1\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M4 1H17V14\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Pengiraan Pembiayaan<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-68669aa e-con-full e-flex e-con e-child\" data-id=\"68669aa\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-dee71d8 e-con-full e-flex e-con e-child\" data-id=\"dee71d8\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8357886 logo-with-bg elementor-widget elementor-widget-image\" data-id=\"8357886\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"2063\" height=\"1530\" src=\"https:\/\/www.punb.com.my\/wp-content\/uploads\/2024\/11\/Logo_PEMBIAYAAN_PROSPER.png\" class=\"attachment-full size-full wp-image-9913\" alt=\"\" srcset=\"https:\/\/www.punb.com.my\/wp-content\/uploads\/2024\/11\/Logo_PEMBIAYAAN_PROSPER.png 2063w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2024\/11\/Logo_PEMBIAYAAN_PROSPER-300x222.png 300w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2024\/11\/Logo_PEMBIAYAAN_PROSPER-1024x759.png 1024w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2024\/11\/Logo_PEMBIAYAAN_PROSPER-768x570.png 768w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2024\/11\/Logo_PEMBIAYAAN_PROSPER-1536x1139.png 1536w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2024\/11\/Logo_PEMBIAYAAN_PROSPER-2048x1519.png 2048w\" sizes=\"(max-width: 2063px) 100vw, 2063px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b9e793c e-con-full e-flex e-con e-child\" data-id=\"b9e793c\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b472fd1 elementor-widget elementor-widget-heading\" data-id=\"b472fd1\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">PROSPER Great<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-19eb282 elementor-widget elementor-widget-heading\" data-id=\"19eb282\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Menawarkan pakej pembiayaan perniagaan untuk syarikat Bumiputera berpotensi tinggi bagi mengukuhkan kemampanan, diversifikasi dan transformasi dalam sektor strategik (termasuk sektor Perkhidmatan, Pembuatan dan Kejuruteraan) yang diluluskan PUNB merangkumi industri berimpak tinggi, tenaga boleh diperbaharui, teknologi hijau dan pembuatan termaju.<\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c1fe22d custom-icon-accordion elementor-widget elementor-widget-n-accordion\" data-id=\"c1fe22d\" data-element_type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;expanded&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2030\" class=\"e-n-accordion-item\" open>\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"true\" aria-controls=\"e-n-accordion-item-2030\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Jumlah Pembiayaan <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 5.35889L5 0.983887L0.625 5.35889\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 0.858887L5 5.23389L0.625 0.858887\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2030\" class=\"elementor-element elementor-element-51bab11 e-con-full e-flex e-con e-child\" data-id=\"51bab11\" data-element_type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2030\" class=\"elementor-element elementor-element-b299c44 e-flex e-con-boxed e-con e-child\" data-id=\"b299c44\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9a6e4ef elementor-widget elementor-widget-text-editor\" data-id=\"9a6e4ef\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Pembiayaan ditawarkan kepada Syarikat Sendirian Berhad (Sdn Bhd) dengan jumlah minimum RM1,000,000 sehingga maksimum RM10,000,000.<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2031\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2031\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Tempoh Pembiayaan <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 5.35889L5 0.983887L0.625 5.35889\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 0.858887L5 5.23389L0.625 0.858887\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2031\" class=\"elementor-element elementor-element-2cd4f80 e-con-full e-flex e-con e-child\" data-id=\"2cd4f80\" data-element_type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2031\" class=\"elementor-element elementor-element-0e33b57 e-flex e-con-boxed e-con e-child\" data-id=\"0e33b57\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-404056c elementor-widget elementor-widget-text-editor\" data-id=\"404056c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li>Sehingga 7 tahun<\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2032\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2032\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Kadar Keuntungan <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 5.35889L5 0.983887L0.625 5.35889\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 0.858887L5 5.23389L0.625 0.858887\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2032\" class=\"elementor-element elementor-element-d1f57b3 e-con-full e-flex e-con e-child\" data-id=\"d1f57b3\" data-element_type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2032\" class=\"elementor-element elementor-element-8ed9ba3 e-flex e-con-boxed e-con e-child\" data-id=\"8ed9ba3\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-600e547 elementor-widget elementor-widget-text-editor\" data-id=\"600e547\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">5% setahun pada kadar rata<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">6.5% setahun berdasarkan baki harian<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">6.75% setahun berdasarkan baki bulanan<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">(tertakluk kepada tujuan pembiayaan)<\/span><\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2033\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2033\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Syarat Kelayakan <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 5.35889L5 0.983887L0.625 5.35889\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 0.858887L5 5.23389L0.625 0.858887\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2033\" class=\"elementor-element elementor-element-aae03a8 e-con-full e-flex e-con e-child\" data-id=\"aae03a8\" data-element_type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2033\" class=\"elementor-element elementor-element-7de83f6 e-flex e-con-boxed e-con e-child\" data-id=\"7de83f6\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-05efe1a elementor-widget elementor-widget-text-editor\" data-id=\"05efe1a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><b>Pemilikan Bumiputera<\/b><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Syarikat Sendirian Berhad (Sdn Bhd) hendaklah mempunyai sekurang-kurangnya 51% pegangan oleh Bumiputera, selaras dengan Dasar Bumiputera yang ditetapkan.<\/span><\/li><\/ul><p><b>Operasi<\/b><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Perniagaan\/syarikat mestilah telah beroperasi sekurang-kurangnya 36 bulan.<\/span><\/li><\/ul><p><b>Jualan Tahunan<\/b><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Minimum jualan tahunan RM3 juta (berdasarkan penyata kewangan beraudit terkini)<\/span><\/li><\/ul><p><b>Pematuhan Syariah<\/b><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Aktiviti perniagaan hendaklah mematuhi prinsip Syariah.<\/span><\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2034\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2034\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Skop Pembiayaan <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 5.35889L5 0.983887L0.625 5.35889\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 0.858887L5 5.23389L0.625 0.858887\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2034\" class=\"elementor-element elementor-element-a17fd7b e-con-full e-flex e-con e-child\" data-id=\"a17fd7b\" data-element_type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2034\" class=\"elementor-element elementor-element-5fed39f e-flex e-con-boxed e-con e-child\" data-id=\"5fed39f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c68b187 elementor-widget elementor-widget-text-editor\" data-id=\"c68b187\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li aria-level=\"1\"><span style=\"font-weight: 400;\">Modal Kerja Am<\/span> <b><i>(<\/i><\/b><i><span style=\"font-weight: 400;\">termasuk pembelian stok\/inventori, automasi, pendigitalan serta keperluan penerapan Alam Sekitar,<\/span><\/i> <i><span style=\"font-weight: 400;\">Sosial dan Tadbir Urus (ESG)<\/span><\/i> <i><span style=\"font-weight: 400;\">)<\/span><\/i><\/li><\/ul><ul><li aria-level=\"1\"><span style=\"font-weight: 400;\">Pembelian Aset Tetap<\/span> <span style=\"font-weight: 400;\">(termasuk peralatan, kerja-kerja pengubahsuaian, automasi, pendigitalan dan pensijilan)<\/span><\/li><li><b><\/b><span style=\"font-weight: 400;\">Kos Berkaitan Pembiayaan<\/span><b>.<\/b><\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2035\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"6\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2035\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Margin Pembiayaan <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 5.35889L5 0.983887L0.625 5.35889\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 0.858887L5 5.23389L0.625 0.858887\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2035\" class=\"elementor-element elementor-element-62671bf e-flex e-con-boxed e-con e-child\" data-id=\"62671bf\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2035\" class=\"elementor-element elementor-element-33bf372 e-con-full e-flex e-con e-child\" data-id=\"33bf372\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2c143cf elementor-widget elementor-widget-text-editor\" data-id=\"2c143cf\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Sehingga 90% daripada kos projek yang diluluskan, tertakluk kepada penilaian dan kelulusan PUNB.<\/span><\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2036\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"7\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2036\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Cara Memohon <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 5.35889L5 0.983887L0.625 5.35889\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 0.858887L5 5.23389L0.625 0.858887\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2036\" class=\"elementor-element elementor-element-a0035f7 e-con-full e-flex e-con e-child\" data-id=\"a0035f7\" data-element_type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2036\" class=\"elementor-element elementor-element-988b442 e-flex e-con-boxed e-con e-child\" data-id=\"988b442\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-145d585 pink-link elementor-widget elementor-widget-text-editor\" data-id=\"145d585\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li class=\"translation-block\">Permohonan pembiayaan melalui\u00a0<a href=\"https:\/\/entreportal.punb.com.my\/\" target=\"_blank\" rel=\"noopener\">PUNB Online<\/a><\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a2dc885 elementor-widget elementor-widget-spacer\" data-id=\"a2dc885\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-abb8cc3 e-con-full e-flex e-con e-child\" data-id=\"abb8cc3\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ea3a73c elementor-align-left elementor-widget elementor-widget-button\" data-id=\"ea3a73c\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/wp-content\/uploads\/2025\/06\/2025-PDS-Pembiayaan-PROSPER-BM.pdf\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"arrow-up-right-svg\" width=\"18\" height=\"18\" viewbox=\"0 0 18 18\" fill=\"none\"><path d=\"M1 17L17 1\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M4 1H17V14\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Lembaran Pernyataan<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-284564d elementor-align-left elementor-widget elementor-widget-button\" data-id=\"284564d\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.punb.com.my\/wp-content\/uploads\/2024\/11\/2025-Pembiayaan-Prosper.pdf\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"arrow-up-right-svg\" width=\"18\" height=\"18\" viewbox=\"0 0 18 18\" fill=\"none\"><path d=\"M1 17L17 1\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M4 1H17V14\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Muat Turun Risalah<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fa7ada7 elementor-align-left elementor-widget elementor-widget-button\" data-id=\"fa7ada7\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/ms\/products-services\/business-financing\/#financing-calc\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"arrow-up-right-svg\" width=\"18\" height=\"18\" viewbox=\"0 0 18 18\" fill=\"none\"><path d=\"M1 17L17 1\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M4 1H17V14\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Pengiraan Pembiayaan<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d858eff e-con-full e-flex e-con e-child\" data-id=\"d858eff\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-c4a3d0c e-con-full e-flex e-con e-child\" data-id=\"c4a3d0c\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d18bf99 logo-with-bg elementor-widget elementor-widget-image\" data-id=\"d18bf99\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"2063\" height=\"1530\" src=\"https:\/\/www.punb.com.my\/wp-content\/uploads\/2024\/11\/Logo_PEMBIAYAAN_PROSPER.png\" class=\"attachment-full size-full wp-image-9913\" alt=\"\" srcset=\"https:\/\/www.punb.com.my\/wp-content\/uploads\/2024\/11\/Logo_PEMBIAYAAN_PROSPER.png 2063w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2024\/11\/Logo_PEMBIAYAAN_PROSPER-300x222.png 300w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2024\/11\/Logo_PEMBIAYAAN_PROSPER-1024x759.png 1024w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2024\/11\/Logo_PEMBIAYAAN_PROSPER-768x570.png 768w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2024\/11\/Logo_PEMBIAYAAN_PROSPER-1536x1139.png 1536w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2024\/11\/Logo_PEMBIAYAAN_PROSPER-2048x1519.png 2048w\" sizes=\"(max-width: 2063px) 100vw, 2063px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-352e9e4 e-con-full e-flex e-con e-child\" data-id=\"352e9e4\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cdd3d25 elementor-widget elementor-widget-heading\" data-id=\"cdd3d25\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">PROSPER Impact\/Nova<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-57a6752 custom-icon-accordion elementor-widget elementor-widget-n-accordion\" data-id=\"57a6752\" data-element_type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;expanded&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-9190\" class=\"e-n-accordion-item\" open>\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"true\" aria-controls=\"e-n-accordion-item-9190\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> PROSPER Impact <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 5.35889L5 0.983887L0.625 5.35889\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 0.858887L5 5.23389L0.625 0.858887\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-9190\" class=\"elementor-element elementor-element-d5024ac e-con-full e-flex e-con e-child\" data-id=\"d5024ac\" data-element_type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-9190\" class=\"elementor-element elementor-element-b622d66 e-flex e-con-boxed e-con e-child\" data-id=\"b622d66\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6a8da41 elementor-widget elementor-widget-text-editor\" data-id=\"6a8da41\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Menawarkan pakej pembiayaan perniagaan kepada syarikat melaksanakan projek atau kontrak yang diperoleh daripada organisasi bereputasi.<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-9191\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-9191\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> PROSPER Impact (e-PEROLEHAN) <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 5.35889L5 0.983887L0.625 5.35889\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 0.858887L5 5.23389L0.625 0.858887\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-9191\" class=\"elementor-element elementor-element-9c86848 e-con-full e-flex e-con e-child\" data-id=\"9c86848\" data-element_type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-9191\" class=\"elementor-element elementor-element-89edf6f e-flex e-con-boxed e-con e-child\" data-id=\"89edf6f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f927c9d elementor-widget elementor-widget-text-editor\" data-id=\"f927c9d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Menawarkan pakej pembiayaan kepada syarikat bagi melaksanakan projek dan kontrak yang diperoleh daripada Kerajaan, dengan bayaran melalui sistem e-Perolehan dan disalurkan terus kepada PUNB.<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-9192\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-9192\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> PROSPER Nova <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 5.35889L5 0.983887L0.625 5.35889\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 0.858887L5 5.23389L0.625 0.858887\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-9192\" class=\"elementor-element elementor-element-efc63d3 e-con-full e-flex e-con e-child\" data-id=\"efc63d3\" data-element_type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-9192\" class=\"elementor-element elementor-element-1b4d181 e-flex e-con-boxed e-con e-child\" data-id=\"1b4d181\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fbe1f81 elementor-widget elementor-widget-text-editor\" data-id=\"fbe1f81\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Menawarkan pakej pembiayaan bagi pelaksanaan projek atau kontrak yang diperoleh daripada Rakan Strategik PUNB dengan bayaran disalurkan terus kepada PUNB.<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-87f182d custom-icon-accordion elementor-widget elementor-widget-n-accordion\" data-id=\"87f182d\" data-element_type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;expanded&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1420\" class=\"e-n-accordion-item\" open>\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"true\" aria-controls=\"e-n-accordion-item-1420\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Jumlah Pembiayaan <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 5.35889L5 0.983887L0.625 5.35889\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 0.858887L5 5.23389L0.625 0.858887\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1420\" class=\"elementor-element elementor-element-83f2124 e-con-full e-flex e-con e-child\" data-id=\"83f2124\" data-element_type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1420\" class=\"elementor-element elementor-element-40815a8 e-flex e-con-boxed e-con e-child\" data-id=\"40815a8\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a909f4d elementor-widget elementor-widget-text-editor\" data-id=\"a909f4d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Pembiayaan ditawarkan kepada:\u00a0<\/span><\/p><p><b>Milikan Tunggal \/ Perkongsian \/ Perkongsian Liabiliti Terhad (LLP)<\/b><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Pembiayaan dari RM100,000 sehingga maksimum RM1,000,000<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Pembiayaan melebihi RM1,000,000 hendaklah dinaik taraf kepada Syarikat Sendirian Berhad (Sdn Bhd)<\/span><\/li><\/ul><p><b>Syarikat Sendirian Berhad (Sdn Bhd)<\/b><\/p><p><span style=\"font-weight: 400;\">Pembiayaan sehingga had maksimum bagi setiap program:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">IMPACT sehingga RM5,000,000<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">IMPACT e-Perolehan sehingga RM20,000,000\u00a0<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">NOVA sehingga RM20,000,000<\/span><\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1421\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1421\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Tempoh Pembiayaan <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 5.35889L5 0.983887L0.625 5.35889\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 0.858887L5 5.23389L0.625 0.858887\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1421\" class=\"elementor-element elementor-element-43bc5d5 e-con-full e-flex e-con e-child\" data-id=\"43bc5d5\" data-element_type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1421\" class=\"elementor-element elementor-element-25923f9 e-flex e-con-boxed e-con e-child\" data-id=\"25923f9\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a118478 elementor-widget elementor-widget-text-editor\" data-id=\"a118478\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li>Sehingga 7 tahun<\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1422\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1422\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Kadar Keuntungan <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 5.35889L5 0.983887L0.625 5.35889\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 0.858887L5 5.23389L0.625 0.858887\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1422\" class=\"elementor-element elementor-element-eaa258d e-con-full e-flex e-con e-child\" data-id=\"eaa258d\" data-element_type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1422\" class=\"elementor-element elementor-element-5008683 e-flex e-con-boxed e-con e-child\" data-id=\"5008683\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bd2b7a0 elementor-widget elementor-widget-text-editor\" data-id=\"bd2b7a0\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">6.5% setahun berdasarkan baki harian<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">6.75% setahun berdasarkan baki bulanan<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">(tertakluk kepada tujuan pembiayaan)<\/span><\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1423\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1423\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Syarat Kelayakan <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 5.35889L5 0.983887L0.625 5.35889\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 0.858887L5 5.23389L0.625 0.858887\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1423\" class=\"elementor-element elementor-element-4ea92f4 e-con-full e-flex e-con e-child\" data-id=\"4ea92f4\" data-element_type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1423\" class=\"elementor-element elementor-element-2db5f3b e-flex e-con-boxed e-con e-child\" data-id=\"2db5f3b\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5850d87 elementor-widget elementor-widget-text-editor\" data-id=\"5850d87\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><b>Pemilikan Bumiputera<\/b><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Perniagaan Milikan Tunggal, Perkongsian Dan Perkongsian Liabiliti Terhad (LLP) hendaklah dimiliki sepenuhnya (100%) oleh individu Bumiputera.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Bagi Syarikat Sendirian Berhad (Sdn Bhd) hendaklah mempunyai sekurang-kurangnya 51% pegangan oleh Bumiputera, selaras dengan Dasar Bumiputera yang ditetapkan.<\/span><\/li><\/ul><p><b>Operasi<\/b><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Perniagaan\/syarikat mestilah telah beroperasi sekurang-kurangnya 24 bulan.<\/span><\/li><\/ul><p><b>Pendapatan Tahunan<\/b><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Mencatatkan pendapatan minimum sebanyak RM500,000 bagi tempoh 12 bulan.<\/span><\/li><\/ul><p><b>Pematuhan Syariah<\/b><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Aktiviti perniagaan hendaklah mematuhi prinsip Syariah.<\/span><\/li><\/ul><p><b>Projek atau Kontrak<\/b><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Daripada organisasi bereputasi, sistem e-Perolehan Kerajaan atau Rakan Strategik dengan pembayaran terjamin dan disalurkan terus kepada PUNB.<\/span><\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1424\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1424\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Skop Pembiayaan <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 5.35889L5 0.983887L0.625 5.35889\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 0.858887L5 5.23389L0.625 0.858887\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1424\" class=\"elementor-element elementor-element-bfc96b9 e-con-full e-flex e-con e-child\" data-id=\"bfc96b9\" data-element_type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1424\" class=\"elementor-element elementor-element-bd0822b e-flex e-con-boxed e-con e-child\" data-id=\"bd0822b\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ca1d4f9 elementor-widget elementor-widget-text-editor\" data-id=\"ca1d4f9\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Modal Kerja Am <\/span><i><span style=\"font-weight: 400;\">(aktiviti berkaitan bekalan dan pelaksanaan projek atau kontrak)<\/span><\/i><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Kos Berkaitan Pembiayaan<\/span><\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1425\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"6\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1425\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Margin Pembiayaan <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 5.35889L5 0.983887L0.625 5.35889\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 0.858887L5 5.23389L0.625 0.858887\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1425\" class=\"elementor-element elementor-element-f345fd0 e-flex e-con-boxed e-con e-child\" data-id=\"f345fd0\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1425\" class=\"elementor-element elementor-element-eb60bfa e-con-full e-flex e-con e-child\" data-id=\"eb60bfa\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-290a826 elementor-widget elementor-widget-text-editor\" data-id=\"290a826\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Sehingga 90% daripada nilai setiap projek atau kontrak yang diterima oleh PUNB.\u00a0<\/span><\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1426\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"7\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1426\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Cara Memohon <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 5.35889L5 0.983887L0.625 5.35889\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 0.858887L5 5.23389L0.625 0.858887\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1426\" class=\"elementor-element elementor-element-150dafa e-con-full e-flex e-con e-child\" data-id=\"150dafa\" data-element_type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1426\" class=\"elementor-element elementor-element-b22e0b1 e-flex e-con-boxed e-con e-child\" data-id=\"b22e0b1\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ac687e1 pink-link elementor-widget elementor-widget-text-editor\" data-id=\"ac687e1\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li class=\"translation-block\">Permohonan pembiayaan melalui\u00a0<a href=\"https:\/\/entreportal.punb.com.my\/\" target=\"_blank\" rel=\"noopener\">PUNB Online<\/a><\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-45a084b elementor-widget elementor-widget-spacer\" data-id=\"45a084b\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d018bc7 e-con-full e-flex e-con e-child\" data-id=\"d018bc7\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8782222 elementor-align-left elementor-widget elementor-widget-button\" data-id=\"8782222\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/wp-content\/uploads\/2025\/06\/2025-PDS-Pembiayaan-PROSPER-BM.pdf\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"arrow-up-right-svg\" width=\"18\" height=\"18\" viewbox=\"0 0 18 18\" fill=\"none\"><path d=\"M1 17L17 1\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M4 1H17V14\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Lembaran Pernyataan<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d2417d0 elementor-align-left elementor-widget elementor-widget-button\" data-id=\"d2417d0\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.punb.com.my\/wp-content\/uploads\/2024\/11\/2025-Pembiayaan-Prosper.pdf\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"arrow-up-right-svg\" width=\"18\" height=\"18\" viewbox=\"0 0 18 18\" fill=\"none\"><path d=\"M1 17L17 1\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M4 1H17V14\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Muat Turun Risalah<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-79413c5 elementor-align-left elementor-widget elementor-widget-button\" data-id=\"79413c5\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/ms\/products-services\/business-financing\/#financing-calc\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"arrow-up-right-svg\" width=\"18\" height=\"18\" viewbox=\"0 0 18 18\" fill=\"none\"><path d=\"M1 17L17 1\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M4 1H17V14\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Pengiraan Pembiayaan<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div id=\"e-n-tab-content-2153842922\" role=\"tabpanel\" aria-labelledby=\"e-n-tab-title-2153842922\" data-tab-index=\"2\" style=\"--n-tabs-title-order: 2;\" class=\"elementor-element elementor-element-13e62c8 e-con-full e-flex e-con e-child\" data-id=\"13e62c8\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-fdf18b1 e-con-full e-flex e-con e-child\" data-id=\"fdf18b1\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-f039803 e-con-full e-flex e-con e-child\" data-id=\"f039803\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-551708b logo-with-bg elementor-widget elementor-widget-image\" data-id=\"551708b\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"505\" height=\"207\" src=\"https:\/\/www.punb.com.my\/wp-content\/uploads\/2025\/10\/Asset-1LogoPROSPERIMPACTe-PEROLEHAN.png\" class=\"attachment-full size-full wp-image-29756\" alt=\"\" srcset=\"https:\/\/www.punb.com.my\/wp-content\/uploads\/2025\/10\/Asset-1LogoPROSPERIMPACTe-PEROLEHAN.png 505w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2025\/10\/Asset-1LogoPROSPERIMPACTe-PEROLEHAN-300x123.png 300w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2025\/10\/Asset-1LogoPROSPERIMPACTe-PEROLEHAN-18x7.png 18w\" sizes=\"(max-width: 505px) 100vw, 505px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3db1ed3 e-con-full e-flex e-con e-child\" data-id=\"3db1ed3\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f87fa92 elementor-widget elementor-widget-heading\" data-id=\"f87fa92\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">PROSPER IMPACT (e-PEROLEHAN)<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e2f62e4 elementor-widget elementor-widget-heading\" data-id=\"e2f62e4\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Pakej pembiayaan patuh syariah yang direka bagi membiayai modal pusingan untuk kontrak yang diterima daripada pihak Kerajaan Persekutuan melalui sistem e-Perolehan.<\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bd9cfb4 custom-icon-accordion elementor-widget elementor-widget-n-accordion\" data-id=\"bd9cfb4\" data-element_type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;expanded&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1980\" class=\"e-n-accordion-item\" open>\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"true\" aria-controls=\"e-n-accordion-item-1980\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Jumlah Pembiayaan <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 5.35889L5 0.983887L0.625 5.35889\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 0.858887L5 5.23389L0.625 0.858887\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1980\" class=\"elementor-element elementor-element-03887ab e-con-full e-flex e-con e-child\" data-id=\"03887ab\" data-element_type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1980\" class=\"elementor-element elementor-element-78631f8 e-flex e-con-boxed e-con e-child\" data-id=\"78631f8\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-96ab8dd elementor-widget elementor-widget-text-editor\" data-id=\"96ab8dd\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Pembiayaan daripada RM100 ribu sehingga RM5 juta <em>(tertakluk kepada nilai kontrak)<\/em><\/p><ul><li>Terbuka kepada entiti pemilikan tunggal\/perkongsian\/perkongsian liabiliti terhad\/syarikat sendirian berhad (Sdn. Bhd.);<\/li><li>Perniagaan pemilikan tunggal dan perkongsian boleh memohon pembiayaan sehingga RM1 juta; dan<\/li><li>Perkongsian liabiliti terhad dan Sdn. Bhd. boleh memohon pembiayaan sehingga RM5 juta<\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1981\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1981\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Tempoh Pembiayaan <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 5.35889L5 0.983887L0.625 5.35889\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 0.858887L5 5.23389L0.625 0.858887\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1981\" class=\"elementor-element elementor-element-0332edc e-con-full e-flex e-con e-child\" data-id=\"0332edc\" data-element_type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1981\" class=\"elementor-element elementor-element-ef038f5 e-flex e-con-boxed e-con e-child\" data-id=\"ef038f5\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c2edb65 elementor-widget elementor-widget-text-editor\" data-id=\"c2edb65\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li>Sehingga 5 tahun <em>(tertakluk kepada tempoh kontrak dan tahap kelayakan kredit)<\/em><\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1982\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1982\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Kadar Keuntungan <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 5.35889L5 0.983887L0.625 5.35889\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 0.858887L5 5.23389L0.625 0.858887\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1982\" class=\"elementor-element elementor-element-74ba853 e-con-full e-flex e-con e-child\" data-id=\"74ba853\" data-element_type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1982\" class=\"elementor-element elementor-element-a1e4e28 e-flex e-con-boxed e-con e-child\" data-id=\"a1e4e28\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-46b5672 elementor-widget elementor-widget-text-editor\" data-id=\"46b5672\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li>Sehingga 6.5% setahun berdasarkan kadar asas baki harian<\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1983\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1983\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Syarat Kelayakan <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 5.35889L5 0.983887L0.625 5.35889\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 0.858887L5 5.23389L0.625 0.858887\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1983\" class=\"elementor-element elementor-element-8115af5 e-con-full e-flex e-con e-child\" data-id=\"8115af5\" data-element_type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1983\" class=\"elementor-element elementor-element-e26f194 e-flex e-con-boxed e-con e-child\" data-id=\"e26f194\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5e08627 elementor-widget elementor-widget-text-editor\" data-id=\"5e08627\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li>Terbuka kepada pemohon baharu dan Rakan Usahawan PUNB<\/li><li>100% milik Bumiputera bagi pembiayaan sehingga RM1 juta<\/li><li>Sekurang-kurangnya 70% milikan saham &amp; pengurusan oleh Bumiputera bagi pembiayaan melebihi RM1 juta<\/li><li>Telah didaftarkan di bawah SSM atau PBT (bagi Sabah &amp; Sarawak)<\/li><li>Mendapat surat tawaran\/lantikan daripada pihak Kerajaan<\/li><li>Memiliki rekod kewangan terkini<\/li><li>Rekod kredit baik dengan semua institusi kewangan berkait<\/li><li>Penuhi syarat dokumentasi pembiayaan<\/li><li>Perniagaan patuh syariah<\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1984\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1984\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Skop Pembiayaan <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 5.35889L5 0.983887L0.625 5.35889\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 0.858887L5 5.23389L0.625 0.858887\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1984\" class=\"elementor-element elementor-element-9129ea5 e-con-full e-flex e-con e-child\" data-id=\"9129ea5\" data-element_type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1984\" class=\"elementor-element elementor-element-69075d4 e-flex e-con-boxed e-con e-child\" data-id=\"69075d4\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-10635bd elementor-widget elementor-widget-text-editor\" data-id=\"10635bd\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li><p>Sehingga 90% daripada nilai kontrak \/ kerja (Surat Setuju Terima - SST)<\/p><\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1985\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"6\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1985\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Cara Memohon <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 5.35889L5 0.983887L0.625 5.35889\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 0.858887L5 5.23389L0.625 0.858887\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1985\" class=\"elementor-element elementor-element-828739f e-con-full e-flex e-con e-child\" data-id=\"828739f\" data-element_type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1985\" class=\"elementor-element elementor-element-817b822 e-flex e-con-boxed e-con e-child\" data-id=\"817b822\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-be45a37 pink-link elementor-widget elementor-widget-text-editor\" data-id=\"be45a37\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li>Permohonan pembiayaan melalui <a href=\"https:\/\/entreportal.punb.com.my\/\" target=\"_blank\" rel=\"noopener\">PUNB Online<\/a>.<\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f528019 elementor-widget elementor-widget-spacer\" data-id=\"f528019\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7c08b86 e-con-full e-flex e-con e-child\" data-id=\"7c08b86\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3f2af76 elementor-align-left elementor-widget elementor-widget-button\" data-id=\"3f2af76\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/wp-content\/uploads\/2025\/01\/2025-PDS-PROSPER-EPEROLEHAN-BM.pdf\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"arrow-up-right-svg\" width=\"18\" height=\"18\" viewbox=\"0 0 18 18\" fill=\"none\"><path d=\"M1 17L17 1\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M4 1H17V14\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Lembaran Pernyataan<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-43f8e5f elementor-align-left elementor-widget elementor-widget-button\" data-id=\"43f8e5f\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/wp-content\/uploads\/2025\/01\/FAQ-PROSPER-EPEROLEHAN-BM.pdf\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"arrow-up-right-svg\" width=\"18\" height=\"18\" viewbox=\"0 0 18 18\" fill=\"none\"><path d=\"M1 17L17 1\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M4 1H17V14\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Soalan Lazim<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7648626 elementor-align-left elementor-widget elementor-widget-button\" data-id=\"7648626\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/wp-content\/uploads\/2025\/10\/PROSPER-IMPACT-e-PEROLEHAN.pdf\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"arrow-up-right-svg\" width=\"18\" height=\"18\" viewbox=\"0 0 18 18\" fill=\"none\"><path d=\"M1 17L17 1\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M4 1H17V14\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Muat Turun Risalah<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-592e8be elementor-align-left elementor-widget elementor-widget-button\" data-id=\"592e8be\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/ms\/products-services\/business-financing\/#financing-calc\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"arrow-up-right-svg\" width=\"18\" height=\"18\" viewbox=\"0 0 18 18\" fill=\"none\"><path d=\"M1 17L17 1\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M4 1H17V14\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Pengiraan Pembiayaan<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-25074e4 e-con-full e-flex e-con e-child\" data-id=\"25074e4\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-cb84b15 e-con-full e-flex e-con e-child\" data-id=\"cb84b15\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ed81420 logo-with-bg elementor-widget elementor-widget-image\" data-id=\"ed81420\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"2063\" height=\"1530\" src=\"https:\/\/www.punb.com.my\/wp-content\/uploads\/2024\/11\/Logo_PROSPER_Automotif_-_Lubrex_Booster_Program.png\" class=\"attachment-full size-full wp-image-9978\" alt=\"\" srcset=\"https:\/\/www.punb.com.my\/wp-content\/uploads\/2024\/11\/Logo_PROSPER_Automotif_-_Lubrex_Booster_Program.png 2063w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2024\/11\/Logo_PROSPER_Automotif_-_Lubrex_Booster_Program-300x222.png 300w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2024\/11\/Logo_PROSPER_Automotif_-_Lubrex_Booster_Program-1024x759.png 1024w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2024\/11\/Logo_PROSPER_Automotif_-_Lubrex_Booster_Program-768x570.png 768w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2024\/11\/Logo_PROSPER_Automotif_-_Lubrex_Booster_Program-1536x1139.png 1536w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2024\/11\/Logo_PROSPER_Automotif_-_Lubrex_Booster_Program-2048x1519.png 2048w\" sizes=\"(max-width: 2063px) 100vw, 2063px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1c38387 e-con-full e-flex e-con e-child\" data-id=\"1c38387\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-20dffda elementor-widget elementor-widget-heading\" data-id=\"20dffda\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">PROSPER Automotif - Lubrex Booster Program<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-15d1285 elementor-widget elementor-widget-heading\" data-id=\"15d1285\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Lubrex Booster Program merupakan program kerjasama PUNB dengan Prowheels Distributor (M) Sdn Bhd (PDMSB) untuk mengembangkan perniagaan pengedar minyak Lubrex yang bernaung di bawah PDMSB. Melalui program ini PUNB akan menawarkan pembiayaan kepada usahawan yang telah dilantik oleh PDMSB sebagai pengedar minyak berjenama Lubrex. Pihak PDMSB pula menawarkan khidmat pemantauan imej korporat premis dan perniagaan, latihan dan khidmat nasihat keusahawanan.\n\n<\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-25123a2 custom-icon-accordion elementor-widget elementor-widget-n-accordion\" data-id=\"25123a2\" data-element_type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;expanded&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-3880\" class=\"e-n-accordion-item\" open>\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"true\" aria-controls=\"e-n-accordion-item-3880\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Jumlah Pembiayaan <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 5.35889L5 0.983887L0.625 5.35889\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 0.858887L5 5.23389L0.625 0.858887\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-3880\" class=\"elementor-element elementor-element-9bfe4d5 e-con-full e-flex e-con e-child\" data-id=\"9bfe4d5\" data-element_type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-3880\" class=\"elementor-element elementor-element-a2f1da3 e-flex e-con-boxed e-con e-child\" data-id=\"a2f1da3\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f431f59 elementor-widget elementor-widget-text-editor\" data-id=\"f431f59\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Pembiayaan dari RM100 ribu sehingga RM5 juta<\/p><ul><li>Permohonan terbuka kepada semua entiti milikan tunggal\/perkongsian\/perkongsian liabiliti terhad\/syarikat diperbadankan<\/li><li>Entiti milikan tunggal dan perkongsian yang memohon pembiayaan RM300 ribu dan ke bawah boleh mengekalkan entiti sedia ada. Untuk permohonan melebihi RM300 ribu, entiti perlu diperbadankan sekiranya permohonan diluluskan<\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-3881\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-3881\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Tempoh Pembiayaan <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 5.35889L5 0.983887L0.625 5.35889\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 0.858887L5 5.23389L0.625 0.858887\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-3881\" class=\"elementor-element elementor-element-bb0b89d e-con-full e-flex e-con e-child\" data-id=\"bb0b89d\" data-element_type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-3881\" class=\"elementor-element elementor-element-d4d3e53 e-flex e-con-boxed e-con e-child\" data-id=\"d4d3e53\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fd2f992 elementor-widget elementor-widget-text-editor\" data-id=\"fd2f992\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li>Sehingga 7 tahun<\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-3882\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-3882\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Kadar Keuntungan <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 5.35889L5 0.983887L0.625 5.35889\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 0.858887L5 5.23389L0.625 0.858887\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-3882\" class=\"elementor-element elementor-element-d0df53f e-con-full e-flex e-con e-child\" data-id=\"d0df53f\" data-element_type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-3882\" class=\"elementor-element elementor-element-f9f209a e-flex e-con-boxed e-con e-child\" data-id=\"f9f209a\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d09d9df elementor-widget elementor-widget-text-editor\" data-id=\"d09d9df\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li>4% setahun pada kadar rata<\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-3883\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-3883\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Syarat Kelayakan <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 5.35889L5 0.983887L0.625 5.35889\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 0.858887L5 5.23389L0.625 0.858887\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-3883\" class=\"elementor-element elementor-element-d37ec3f e-con-full e-flex e-con e-child\" data-id=\"d37ec3f\" data-element_type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-3883\" class=\"elementor-element elementor-element-8d7ae71 e-flex e-con-boxed e-con e-child\" data-id=\"8d7ae71\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3b77dec elementor-widget elementor-widget-text-editor\" data-id=\"3b77dec\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li>Perniagaan\/syarikat 100% milik bumiputera bagi pembiayaan sehingga RM1 juta manakala pembiayaan melebihi RM1 juta memerlukan sekurang-kurangnya 70% pegangan saham dan dikuasai oleh bumiputera.<\/li><li>Perniagaan\/syarikat didaftarkan di bawah Suruhanjaya Syarikat Malaysia atau Pihak Berkuasa Tempatan (jika tiada SSM).<\/li><li>Perniagaan\/syarikat baharu atau telah beroperasi yang mendapat surat lantikan yang sah tempoh daripada Prowheels Distributor (M) Sdn Bhd.<\/li><li>Memiliki rekod kewangan yang dikemas kini bagi perniagaan\/syarikat yang telah beroperasi.<\/li><li>Rekod kredit baik dengan semua institusi kewangan berkait.<\/li><li>Memenuhi syarat dokumentasi yang ditetapkan semasa permohonan dan pengeluaran dana pembiayaan.<\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-3884\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-3884\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Skop Pembiayaan <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 5.35889L5 0.983887L0.625 5.35889\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 0.858887L5 5.23389L0.625 0.858887\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-3884\" class=\"elementor-element elementor-element-2ca1c33 e-con-full e-flex e-con e-child\" data-id=\"2ca1c33\" data-element_type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-3884\" class=\"elementor-element elementor-element-acd99d7 e-flex e-con-boxed e-con e-child\" data-id=\"acd99d7\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b374926 elementor-widget elementor-widget-text-editor\" data-id=\"b374926\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li>Stok<\/li><li>Mesin dan peralatan<\/li><li>Ubah suai premis perniagaan yang berkaitan<\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-3885\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"6\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-3885\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Cara Memohon <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 5.35889L5 0.983887L0.625 5.35889\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 0.858887L5 5.23389L0.625 0.858887\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-3885\" class=\"elementor-element elementor-element-aa78af6 e-con-full e-flex e-con e-child\" data-id=\"aa78af6\" data-element_type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-3885\" class=\"elementor-element elementor-element-c0706fb e-flex e-con-boxed e-con e-child\" data-id=\"c0706fb\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-080232c pink-link elementor-widget elementor-widget-text-editor\" data-id=\"080232c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li class=\"translation-block\">Perlu mendapatkan No. ID permohonan daripada Pegawai PUNB untuk memohon pembiayaan melalui <a href=\"https:\/\/entreportal.punb.com.my\/\" target=\"_blank\" rel=\"noopener\">PUNB Online<\/a>.<\/li><li>Keterangan lanjut, sila hubungi Pegawai Khidmat Pelanggan PUNB di talian <a href=\"tel: 1300137862\">1300 13 7862<\/a>.<\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-619eb55 elementor-widget elementor-widget-spacer\" data-id=\"619eb55\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-398f7ea e-con-full e-flex e-con e-child\" data-id=\"398f7ea\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1a8eb48 elementor-align-left elementor-widget elementor-widget-button\" data-id=\"1a8eb48\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/wp-content\/uploads\/2025\/06\/2025-PDS-LUBREX-BOOSTER-BM.pdf\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"arrow-up-right-svg\" width=\"18\" height=\"18\" viewbox=\"0 0 18 18\" fill=\"none\"><path d=\"M1 17L17 1\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M4 1H17V14\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Lembaran Pernyataan<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-98d33b7 elementor-align-left elementor-widget elementor-widget-button\" data-id=\"98d33b7\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.punb.com.my\/wp-content\/uploads\/2024\/11\/2025-Prosper-Automotive.pdf\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"arrow-up-right-svg\" width=\"18\" height=\"18\" viewbox=\"0 0 18 18\" fill=\"none\"><path d=\"M1 17L17 1\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M4 1H17V14\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Muat Turun Risalah<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d34824a elementor-align-left elementor-widget elementor-widget-button\" data-id=\"d34824a\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/ms\/products-services\/business-financing\/#financing-calc\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"arrow-up-right-svg\" width=\"18\" height=\"18\" viewbox=\"0 0 18 18\" fill=\"none\"><path d=\"M1 17L17 1\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M4 1H17V14\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Pengiraan Pembiayaan<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8c2e118 e-con-full e-flex e-con e-child\" data-id=\"8c2e118\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-f9e9dc0 e-con-full e-flex e-con e-child\" data-id=\"f9e9dc0\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-76b42a0 logo-with-bg elementor-widget elementor-widget-image\" data-id=\"76b42a0\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"2063\" height=\"1530\" src=\"https:\/\/www.punb.com.my\/wp-content\/uploads\/2025\/01\/PROSPER-AUTOMOTIF-PETRONAS-AUTO-EXPERT.png\" class=\"attachment-full size-full wp-image-18921\" alt=\"\" srcset=\"https:\/\/www.punb.com.my\/wp-content\/uploads\/2025\/01\/PROSPER-AUTOMOTIF-PETRONAS-AUTO-EXPERT.png 2063w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2025\/01\/PROSPER-AUTOMOTIF-PETRONAS-AUTO-EXPERT-300x222.png 300w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2025\/01\/PROSPER-AUTOMOTIF-PETRONAS-AUTO-EXPERT-1024x759.png 1024w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2025\/01\/PROSPER-AUTOMOTIF-PETRONAS-AUTO-EXPERT-768x570.png 768w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2025\/01\/PROSPER-AUTOMOTIF-PETRONAS-AUTO-EXPERT-1536x1139.png 1536w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2025\/01\/PROSPER-AUTOMOTIF-PETRONAS-AUTO-EXPERT-2048x1519.png 2048w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2025\/01\/PROSPER-AUTOMOTIF-PETRONAS-AUTO-EXPERT-16x12.png 16w\" sizes=\"(max-width: 2063px) 100vw, 2063px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7713d7f e-con-full e-flex e-con e-child\" data-id=\"7713d7f\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-60d5b2c elementor-widget elementor-widget-heading\" data-id=\"60d5b2c\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">PROSPER Automotif - PETRONAS Auto Expert<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ac44037 elementor-widget elementor-widget-heading\" data-id=\"ac44037\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\">PETRONAS Auto Expert merupakan kerjasama PUNB dengan PETRONAS Lubricant Marketing (Malaysia) Sdn Bhd (PETRONAS) dalam usaha untuk membantu usahawan lantikan PETRONAS mengembangkan perniagaan bengkel kereta di bawah jenama PETRONAS Auto Expert. Melalui program ini, PETRONAS akan menyediakan latihan, promosi, dana pembangunan dan peralatan perniagaan kepada usahawan.<\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f1d4807 custom-icon-accordion elementor-widget elementor-widget-n-accordion\" data-id=\"f1d4807\" data-element_type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;expanded&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2530\" class=\"e-n-accordion-item\" open>\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"true\" aria-controls=\"e-n-accordion-item-2530\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Jumlah Pembiayaan <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 5.35889L5 0.983887L0.625 5.35889\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 0.858887L5 5.23389L0.625 0.858887\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2530\" class=\"elementor-element elementor-element-9a2cb98 e-con-full e-flex e-con e-child\" data-id=\"9a2cb98\" data-element_type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2530\" class=\"elementor-element elementor-element-e665531 e-flex e-con-boxed e-con e-child\" data-id=\"e665531\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8e1a17e elementor-widget elementor-widget-text-editor\" data-id=\"8e1a17e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Pembiayaan dari RM100 ribu sehingga RM5 juta<\/p><ul><li>Permohonan terbuka kepada semua entiti milikan tunggal\/perkongsian\/perkongsian liabiliti terhad\/syarikat diperbadankan<\/li><li>Entiti milikan tunggal dan perkongsian yang memohon pembiayaan RM300 ribu dan ke bawah boleh mengekalkan entiti sedia ada. Untuk permohonan melebihi RM300 ribu, entiti perlu diperbadankan sekiranya permohonan diluluskan<\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2531\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2531\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Tempoh Pembiayaan <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 5.35889L5 0.983887L0.625 5.35889\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 0.858887L5 5.23389L0.625 0.858887\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2531\" class=\"elementor-element elementor-element-6f4fca7 e-con-full e-flex e-con e-child\" data-id=\"6f4fca7\" data-element_type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2531\" class=\"elementor-element elementor-element-178d7fb e-flex e-con-boxed e-con e-child\" data-id=\"178d7fb\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-72b1261 elementor-widget elementor-widget-text-editor\" data-id=\"72b1261\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li>Sehingga 7 tahun<\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2532\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2532\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Kadar Keuntungan <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 5.35889L5 0.983887L0.625 5.35889\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 0.858887L5 5.23389L0.625 0.858887\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2532\" class=\"elementor-element elementor-element-3f74d6a e-con-full e-flex e-con e-child\" data-id=\"3f74d6a\" data-element_type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2532\" class=\"elementor-element elementor-element-f6aeda8 e-flex e-con-boxed e-con e-child\" data-id=\"f6aeda8\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a0ac6ad elementor-widget elementor-widget-text-editor\" data-id=\"a0ac6ad\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li>4% setahun pada kadar rata<\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2533\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2533\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Syarat Kelayakan <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 5.35889L5 0.983887L0.625 5.35889\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 0.858887L5 5.23389L0.625 0.858887\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2533\" class=\"elementor-element elementor-element-e713110 e-con-full e-flex e-con e-child\" data-id=\"e713110\" data-element_type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2533\" class=\"elementor-element elementor-element-b9c9345 e-flex e-con-boxed e-con e-child\" data-id=\"b9c9345\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2a7858e elementor-widget elementor-widget-text-editor\" data-id=\"2a7858e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li>Perniagaan\/syarikat 100% milik bumiputera bagi pembiayaan sehingga RM1 juta manakala pembiayaan melebihi RM1 juta memerlukan sekurang-kurangnya 70% pegangan saham dan dikuasai oleh bumiputera.<\/li><li>Perniagaan\/syarikat didaftarkan di bawah Suruhanjaya Syarikat Malaysia atau Pihak Berkuasa Tempatan (jika tiada SSM).<\/li><li>Perniagaan\/syarikat baharu atau telah beroperasi yang mendapat surat lantikan yang sah tempoh daripada PETRONAS Lubricant Marketing (Malaysia) Sdn Bhd<\/li><li>Memiliki rekod kewangan yang dikemas kini bagi perniagaan\/syarikat yang telah beroperasi.<\/li><li>Rekod kredit baik dengan semua institusi kewangan berkait.<\/li><li>Memenuhi syarat dokumentasi yang ditetapkan semasa permohonan dan pengeluaran dana pembiayaan.<\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2534\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2534\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Skop Pembiayaan <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 5.35889L5 0.983887L0.625 5.35889\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 0.858887L5 5.23389L0.625 0.858887\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2534\" class=\"elementor-element elementor-element-742f6dc e-con-full e-flex e-con e-child\" data-id=\"742f6dc\" data-element_type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2534\" class=\"elementor-element elementor-element-b80ba9c e-flex e-con-boxed e-con e-child\" data-id=\"b80ba9c\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0db6a38 elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"0db6a38\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li>Stok<\/li><li>Mesin dan peralatan<\/li><li>Ubah suai premis perniagaan yang berkaitan<\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2535\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"6\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2535\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Cara Memohon <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 5.35889L5 0.983887L0.625 5.35889\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 0.858887L5 5.23389L0.625 0.858887\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2535\" class=\"elementor-element elementor-element-bfe9121 e-con-full e-flex e-con e-child\" data-id=\"bfe9121\" data-element_type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2535\" class=\"elementor-element elementor-element-b5842c0 e-flex e-con-boxed e-con e-child\" data-id=\"b5842c0\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-59f5f8a pink-link elementor-widget elementor-widget-text-editor\" data-id=\"59f5f8a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li class=\"translation-block\">Perlu mendapatkan nombor ID daripada Pegawai Pemantau untuk memohon pembiayaan melalui <a href=\"https:\/\/entreportal.punb.com.my\/\" target=\"_blank\" rel=\"noopener\">PUNB Online<\/a>.<\/li><li>Keterangan lanjut, sila hubungi Pegawai Pemantau akaun anda atau Pegawai Khidmat Pelanggan di talian <a href=\"tel: 1300137862\">1300 13 7862<\/a>.<\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f820028 elementor-widget elementor-widget-spacer\" data-id=\"f820028\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-124a8a3 e-con-full e-flex e-con e-child\" data-id=\"124a8a3\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-113937f elementor-align-left elementor-widget elementor-widget-button\" data-id=\"113937f\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/wp-content\/uploads\/2025\/06\/2025-PDS-PROSPER-Automotif-AUTOEXPERT-BM.pdf\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"arrow-up-right-svg\" width=\"18\" height=\"18\" viewbox=\"0 0 18 18\" fill=\"none\"><path d=\"M1 17L17 1\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M4 1H17V14\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Lembaran Pernyataan<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-491e3e9 elementor-align-left elementor-widget elementor-widget-button\" data-id=\"491e3e9\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/ms\/products-services\/business-financing\/#financing-calc\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"arrow-up-right-svg\" width=\"18\" height=\"18\" viewbox=\"0 0 18 18\" fill=\"none\"><path d=\"M1 17L17 1\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M4 1H17V14\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Pengiraan Pembiayaan<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3965f2c e-con-full e-flex e-con e-child\" data-id=\"3965f2c\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-716b060 e-con-full e-flex e-con e-child\" data-id=\"716b060\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d443633 logo-with-bg elementor-widget elementor-widget-image\" data-id=\"d443633\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"2063\" height=\"1530\" src=\"https:\/\/www.punb.com.my\/wp-content\/uploads\/2025\/01\/JUMPER-PEMBIAYAAN.png\" class=\"attachment-full size-full wp-image-18935\" alt=\"\" srcset=\"https:\/\/www.punb.com.my\/wp-content\/uploads\/2025\/01\/JUMPER-PEMBIAYAAN.png 2063w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2025\/01\/JUMPER-PEMBIAYAAN-300x222.png 300w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2025\/01\/JUMPER-PEMBIAYAAN-1024x759.png 1024w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2025\/01\/JUMPER-PEMBIAYAAN-768x570.png 768w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2025\/01\/JUMPER-PEMBIAYAAN-1536x1139.png 1536w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2025\/01\/JUMPER-PEMBIAYAAN-2048x1519.png 2048w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2025\/01\/JUMPER-PEMBIAYAAN-16x12.png 16w\" sizes=\"(max-width: 2063px) 100vw, 2063px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ef237c9 e-con-full e-flex e-con e-child\" data-id=\"ef237c9\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7f519c8 elementor-widget elementor-widget-heading\" data-id=\"7f519c8\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">JUMPER (PEMBIAYAAN)<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cb7440b elementor-widget elementor-widget-heading\" data-id=\"cb7440b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Pakej pembiayaan perniagaan untuk alumni Program JumPER PUNB yang merangkumi khidmat runding, pemantauan prestasi perniagaan dan pembangunan perniagaan.<\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6f8cffb custom-icon-accordion elementor-widget elementor-widget-n-accordion\" data-id=\"6f8cffb\" data-element_type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;expanded&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1160\" class=\"e-n-accordion-item\" open>\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"true\" aria-controls=\"e-n-accordion-item-1160\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Jumlah Pembiayaan <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 5.35889L5 0.983887L0.625 5.35889\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 0.858887L5 5.23389L0.625 0.858887\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1160\" class=\"elementor-element elementor-element-a7507a0 e-con-full e-flex e-con e-child\" data-id=\"a7507a0\" data-element_type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1160\" class=\"elementor-element elementor-element-03c1bd9 e-flex e-con-boxed e-con e-child\" data-id=\"03c1bd9\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3b7b1f3 elementor-widget elementor-widget-text-editor\" data-id=\"3b7b1f3\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Pembiayaan berjangka dari RM20 ribu sehingga RM100 ribu<\/p><ul><li>Entiti milikan tunggal\/perkongsian\/perkongsian liabiliti terhad\/syarikat diperbadankan<\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1161\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1161\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Tempoh Pembiayaan <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 5.35889L5 0.983887L0.625 5.35889\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 0.858887L5 5.23389L0.625 0.858887\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1161\" class=\"elementor-element elementor-element-b83ef50 e-con-full e-flex e-con e-child\" data-id=\"b83ef50\" data-element_type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1161\" class=\"elementor-element elementor-element-c45b588 e-flex e-con-boxed e-con e-child\" data-id=\"c45b588\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cc11236 elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"cc11236\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li>Sehingga 7 tahun<\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1162\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1162\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Kadar Keuntungan <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 5.35889L5 0.983887L0.625 5.35889\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 0.858887L5 5.23389L0.625 0.858887\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1162\" class=\"elementor-element elementor-element-37c9a67 e-con-full e-flex e-con e-child\" data-id=\"37c9a67\" data-element_type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1162\" class=\"elementor-element elementor-element-9af59ac e-flex e-con-boxed e-con e-child\" data-id=\"9af59ac\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-64b8639 elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"64b8639\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li>3.5% setahun pada kadar rata<\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1163\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1163\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Syarat Kelayakan <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 5.35889L5 0.983887L0.625 5.35889\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 0.858887L5 5.23389L0.625 0.858887\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1163\" class=\"elementor-element elementor-element-f2ae7a1 e-con-full e-flex e-con e-child\" data-id=\"f2ae7a1\" data-element_type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1163\" class=\"elementor-element elementor-element-305b474 e-flex e-con-boxed e-con e-child\" data-id=\"305b474\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-183b95b elementor-widget elementor-widget-text-editor\" data-id=\"183b95b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li>100% milik bumiputera<\/li><li>Perniagaan\/syarikat didaftarkan di bawah Suruhanjaya Syarikat Malaysia atau Pihak Berkuasa Tempatan (jika tiada SSM)<\/li><li>Telah mengikuti Program JumPER<\/li><li>Mendapat surat sokongan sah dari mentor JumPER<\/li><li>Tarikh permohonan dalam tempoh 3 tahun dari tarikh tamat Program JumPER<\/li><li>Memerlukan penjamin yang berkelayakan<\/li><li>Memiliki rekod kewangan yang dikemas kini bagi perniagaan\/syarikat yang telah beroperasi<\/li><li>Memiliki rekod kredit baik dengan semua institusi kewangan berkait<\/li><li>Penuhi syarat dokumentasi pembiayaan<\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1164\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1164\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Skop Pembiayaan <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 5.35889L5 0.983887L0.625 5.35889\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 0.858887L5 5.23389L0.625 0.858887\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1164\" class=\"elementor-element elementor-element-ca1c9bc e-con-full e-flex e-con e-child\" data-id=\"ca1c9bc\" data-element_type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1164\" class=\"elementor-element elementor-element-8281f4a e-flex e-con-boxed e-con e-child\" data-id=\"8281f4a\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8c1a398 elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"8c1a398\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li>Modal kerja<\/li><li>Mesin dan peralatan<\/li><li>Ubah suai premis perniagaan<\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1165\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"6\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1165\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Cara Memohon <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 5.35889L5 0.983887L0.625 5.35889\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 0.858887L5 5.23389L0.625 0.858887\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1165\" class=\"elementor-element elementor-element-d887fda e-con-full e-flex e-con e-child\" data-id=\"d887fda\" data-element_type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1165\" class=\"elementor-element elementor-element-a8b643f e-flex e-con-boxed e-con e-child\" data-id=\"a8b643f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8b514df pink-link elementor-widget elementor-widget-text-editor\" data-id=\"8b514df\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li class=\"translation-block\">Perlu mendapatkan nombor ID daripada Pegawai Pemantau untuk memohon pembiayaan melalui <a href=\"https:\/\/entreportal.punb.com.my\/\" target=\"_blank\" rel=\"noopener\">PUNB Online<\/a>.<\/li><li>Keterangan lanjut, sila hubungi Pegawai Khidmat Pelanggan di talian <a href=\"tel: 1300137862\">1300 13 7862<\/a>.<\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f03827a elementor-widget elementor-widget-spacer\" data-id=\"f03827a\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-22a656b e-con-full e-flex e-con e-child\" data-id=\"22a656b\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9f65359 elementor-align-left elementor-widget elementor-widget-button\" data-id=\"9f65359\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/wp-content\/uploads\/2025\/06\/2025-PDS-JUMPER-FINANCING-BM.pdf\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"arrow-up-right-svg\" width=\"18\" height=\"18\" viewbox=\"0 0 18 18\" fill=\"none\"><path d=\"M1 17L17 1\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M4 1H17V14\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Lembaran Pernyataan<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-69c77f7 elementor-align-left elementor-widget elementor-widget-button\" data-id=\"69c77f7\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/wp-content\/uploads\/2025\/06\/2025-PDS-JUMPER-FINANCING-BM.pdf\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"arrow-up-right-svg\" width=\"18\" height=\"18\" viewbox=\"0 0 18 18\" fill=\"none\"><path d=\"M1 17L17 1\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M4 1H17V14\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Muat Turun Risalah<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1853431 elementor-align-left elementor-widget elementor-widget-button\" data-id=\"1853431\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/ms\/products-services\/business-financing\/#financing-calc\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"arrow-up-right-svg\" width=\"18\" height=\"18\" viewbox=\"0 0 18 18\" fill=\"none\"><path d=\"M1 17L17 1\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M4 1H17V14\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Pengiraan Pembiayaan<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a508958 e-con-full e-flex e-con e-child\" data-id=\"a508958\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-4d3b484 e-con-full e-flex e-con e-child\" data-id=\"4d3b484\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b935d0a logo-with-bg elementor-widget elementor-widget-image\" data-id=\"b935d0a\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"2063\" height=\"1530\" src=\"https:\/\/www.punb.com.my\/wp-content\/uploads\/2025\/01\/Logo-PROSPER-AP.png\" class=\"attachment-full size-full wp-image-19412\" alt=\"\" srcset=\"https:\/\/www.punb.com.my\/wp-content\/uploads\/2025\/01\/Logo-PROSPER-AP.png 2063w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2025\/01\/Logo-PROSPER-AP-300x222.png 300w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2025\/01\/Logo-PROSPER-AP-1024x759.png 1024w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2025\/01\/Logo-PROSPER-AP-768x570.png 768w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2025\/01\/Logo-PROSPER-AP-1536x1139.png 1536w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2025\/01\/Logo-PROSPER-AP-2048x1519.png 2048w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2025\/01\/Logo-PROSPER-AP-16x12.png 16w\" sizes=\"(max-width: 2063px) 100vw, 2063px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a91b08b e-con-full e-flex e-con e-child\" data-id=\"a91b08b\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a18a6b6 elementor-widget elementor-widget-heading\" data-id=\"a18a6b6\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">PROSPER AP<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cb1d958 elementor-widget elementor-widget-heading\" data-id=\"cb1d958\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Pakej pembiayaan bagi perniagaan menjual kenderaan bermotor dan motorsikal terpakai yang memiliki Surat Kelulusan Agihan Peruntukan (AP) Terbuka yang sah dari Kementerian Pelaburan, Perdagangan dan Industri Malaysia (MITI).<\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ee6d170 custom-icon-accordion elementor-widget elementor-widget-n-accordion\" data-id=\"ee6d170\" data-element_type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;expanded&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2500\" class=\"e-n-accordion-item\" open>\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"true\" aria-controls=\"e-n-accordion-item-2500\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Jumlah Pembiayaan <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 5.35889L5 0.983887L0.625 5.35889\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 0.858887L5 5.23389L0.625 0.858887\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2500\" class=\"elementor-element elementor-element-a1855f0 e-con-full e-flex e-con e-child\" data-id=\"a1855f0\" data-element_type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2500\" class=\"elementor-element elementor-element-1068e0b e-flex e-con-boxed e-con e-child\" data-id=\"1068e0b\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-abb1aa3 elementor-widget elementor-widget-text-editor\" data-id=\"abb1aa3\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Pembiayaan sehingga RM5 juta<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2501\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2501\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Tempoh Pembiayaan <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 5.35889L5 0.983887L0.625 5.35889\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 0.858887L5 5.23389L0.625 0.858887\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2501\" class=\"elementor-element elementor-element-0c4db36 e-con-full e-flex e-con e-child\" data-id=\"0c4db36\" data-element_type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2501\" class=\"elementor-element elementor-element-bf86fc3 e-flex e-con-boxed e-con e-child\" data-id=\"bf86fc3\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d697fec elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"d697fec\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li>Sehingga 7 tahun<\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2502\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2502\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Kadar Keuntungan <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 5.35889L5 0.983887L0.625 5.35889\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 0.858887L5 5.23389L0.625 0.858887\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2502\" class=\"elementor-element elementor-element-2ce1468 e-con-full e-flex e-con e-child\" data-id=\"2ce1468\" data-element_type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2502\" class=\"elementor-element elementor-element-43fce97 e-flex e-con-boxed e-con e-child\" data-id=\"43fce97\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-74fb803 elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"74fb803\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li>5% - 8% setahun\u00a0<em>(tertakluk kepada tujuan pembiayaan)<\/em><\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2503\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2503\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Syarat Kelayakan <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 5.35889L5 0.983887L0.625 5.35889\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 0.858887L5 5.23389L0.625 0.858887\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2503\" class=\"elementor-element elementor-element-3b26c01 e-con-full e-flex e-con e-child\" data-id=\"3b26c01\" data-element_type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2503\" class=\"elementor-element elementor-element-1e8826a e-flex e-con-boxed e-con e-child\" data-id=\"1e8826a\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-eb06599 elementor-widget elementor-widget-text-editor\" data-id=\"eb06599\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li>100% milik Bumiputera<\/li><li>Syarikat berstatus Sendirian Berhad (Sdn Bhd)<\/li><li>Memiliki Surat Kelulusan Agihan Peruntukan (AP) Terbuka yang sah bagi 3 tahun terkini<\/li><li>Telah berdaftar dengan Persatuan Pengimpot dan Peniaga Kenderaan Melayu Malaysia (PEKEMA)<\/li><li>Memiliki rekod kewangan diaudit bagi 2 tahun terkini<\/li><li>Rekod kredit baik sekurang-kurangnya satu (1) tahun dengan semua institusi kewangan berkait<\/li><li>Memenuhi syarat dokumentasi pembiayaan dan pengeluaran dana<\/li><li>Kriteria lain yang diluluskan oleh PUNB*<\/li><\/ul><p><br \/><em>*Tertakluk kepada terma dan syarat<\/em><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2504\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2504\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Skop Pembiayaan <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 5.35889L5 0.983887L0.625 5.35889\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 0.858887L5 5.23389L0.625 0.858887\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2504\" class=\"elementor-element elementor-element-874d12e e-con-full e-flex e-con e-child\" data-id=\"874d12e\" data-element_type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2504\" class=\"elementor-element elementor-element-0370bad e-flex e-con-boxed e-con e-child\" data-id=\"0370bad\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c29ca48 elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"c29ca48\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li>Modal kerja<\/li><li>Ubah suai premis perniagaan<\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2505\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"6\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2505\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Cara Memohon <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 5.35889L5 0.983887L0.625 5.35889\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 0.858887L5 5.23389L0.625 0.858887\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2505\" class=\"elementor-element elementor-element-f36b466 e-con-full e-flex e-con e-child\" data-id=\"f36b466\" data-element_type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2505\" class=\"elementor-element elementor-element-816b6f6 e-flex e-con-boxed e-con e-child\" data-id=\"816b6f6\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c5eb996 pink-link elementor-widget elementor-widget-text-editor\" data-id=\"c5eb996\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li class=\"translation-block\">Permohonan pembiayaan melalui <a href=\"https:\/\/entreportal.punb.com.my\/\" target=\"_blank\" rel=\"noopener\">PUNB Online<\/a><\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-10aea4a elementor-widget elementor-widget-spacer\" data-id=\"10aea4a\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c030622 e-con-full e-flex e-con e-child\" data-id=\"c030622\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ff5a985 elementor-align-left elementor-widget elementor-widget-button\" data-id=\"ff5a985\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/wp-content\/uploads\/2025\/06\/2025-PDS-PROSPER-AP-BM.pdf\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"arrow-up-right-svg\" width=\"18\" height=\"18\" viewbox=\"0 0 18 18\" fill=\"none\"><path d=\"M1 17L17 1\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M4 1H17V14\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Lembaran Pernyataan<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5c78185 elementor-align-left elementor-widget elementor-widget-button\" data-id=\"5c78185\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.punb.com.my\/wp-content\/uploads\/2024\/11\/2025-Prosper-AP.pdf\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"arrow-up-right-svg\" width=\"18\" height=\"18\" viewbox=\"0 0 18 18\" fill=\"none\"><path d=\"M1 17L17 1\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M4 1H17V14\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Muat Turun Risalah<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-49788ae elementor-align-left elementor-widget elementor-widget-button\" data-id=\"49788ae\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/ms\/products-services\/business-financing\/#financing-calc\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"arrow-up-right-svg\" width=\"18\" height=\"18\" viewbox=\"0 0 18 18\" fill=\"none\"><path d=\"M1 17L17 1\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M4 1H17V14\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Pengiraan Pembiayaan<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-19af512 e-con-full e-flex e-con e-child\" data-id=\"19af512\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-35e2b7f e-con-full e-flex e-con e-child\" data-id=\"35e2b7f\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ef2b158 logo-with-bg elementor-widget elementor-widget-image\" data-id=\"ef2b158\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"2063\" height=\"1530\" src=\"https:\/\/www.punb.com.my\/wp-content\/uploads\/2025\/01\/Logo-PROSPER-Impact-PERNISMA.png\" class=\"attachment-full size-full wp-image-19425\" alt=\"\" srcset=\"https:\/\/www.punb.com.my\/wp-content\/uploads\/2025\/01\/Logo-PROSPER-Impact-PERNISMA.png 2063w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2025\/01\/Logo-PROSPER-Impact-PERNISMA-300x222.png 300w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2025\/01\/Logo-PROSPER-Impact-PERNISMA-1024x759.png 1024w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2025\/01\/Logo-PROSPER-Impact-PERNISMA-768x570.png 768w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2025\/01\/Logo-PROSPER-Impact-PERNISMA-1536x1139.png 1536w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2025\/01\/Logo-PROSPER-Impact-PERNISMA-2048x1519.png 2048w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2025\/01\/Logo-PROSPER-Impact-PERNISMA-16x12.png 16w\" sizes=\"(max-width: 2063px) 100vw, 2063px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ce98ac2 e-con-full e-flex e-con e-child\" data-id=\"ce98ac2\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fd41abb elementor-widget elementor-widget-heading\" data-id=\"fd41abb\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">PROSPER IMPACT (PERNISMA)<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-01829a6 elementor-widget elementor-widget-heading\" data-id=\"01829a6\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Pakej pembiayaan bagi memenuhi keperluan modal kerja untuk jualan\/kontrak\/projek perniagaan yang diperolehi daripada Tenaga Nasional Berhad (TNB) dan\/atau anak syarikatnya.<\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7ba7350 custom-icon-accordion elementor-widget elementor-widget-n-accordion\" data-id=\"7ba7350\" data-element_type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;expanded&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1290\" class=\"e-n-accordion-item\" open>\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"true\" aria-controls=\"e-n-accordion-item-1290\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Jumlah Pembiayaan <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 5.35889L5 0.983887L0.625 5.35889\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 0.858887L5 5.23389L0.625 0.858887\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1290\" class=\"elementor-element elementor-element-983fd3c e-con-full e-flex e-con e-child\" data-id=\"983fd3c\" data-element_type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1290\" class=\"elementor-element elementor-element-d09e1e6 e-flex e-con-boxed e-con e-child\" data-id=\"d09e1e6\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e285935 elementor-widget elementor-widget-text-editor\" data-id=\"e285935\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Pembiayaan sehingga RM5 juta<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1291\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1291\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Tempoh Pembiayaan <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 5.35889L5 0.983887L0.625 5.35889\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 0.858887L5 5.23389L0.625 0.858887\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1291\" class=\"elementor-element elementor-element-0b13d47 e-con-full e-flex e-con e-child\" data-id=\"0b13d47\" data-element_type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1291\" class=\"elementor-element elementor-element-da15486 e-flex e-con-boxed e-con e-child\" data-id=\"da15486\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e4f24e6 elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"e4f24e6\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li>Sehingga 5 tahun<\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1292\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1292\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Kadar Keuntungan <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 5.35889L5 0.983887L0.625 5.35889\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 0.858887L5 5.23389L0.625 0.858887\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1292\" class=\"elementor-element elementor-element-1141c05 e-con-full e-flex e-con e-child\" data-id=\"1141c05\" data-element_type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1292\" class=\"elementor-element elementor-element-4c11157 e-flex e-con-boxed e-con e-child\" data-id=\"4c11157\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6e4f046 elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"6e4f046\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li><p>Sehingga 5% setahun pada kadar asas baki harian<\/p><\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1293\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1293\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Syarat Kelayakan <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 5.35889L5 0.983887L0.625 5.35889\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 0.858887L5 5.23389L0.625 0.858887\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1293\" class=\"elementor-element elementor-element-7c7636b e-con-full e-flex e-con e-child\" data-id=\"7c7636b\" data-element_type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1293\" class=\"elementor-element elementor-element-43f3da3 e-flex e-con-boxed e-con e-child\" data-id=\"43f3da3\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9671a84 elementor-widget elementor-widget-text-editor\" data-id=\"9671a84\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li>100% milik Bumiputera<\/li><li>Terbuka kepada syarikat berstatus Sendirian Berhad (Sdn Bhd)<\/li><li>Telah berdaftar dengan Persatuan Rakan Niaga Strategik Malaysia (PERNISMA)<\/li><li>Memiliki rekod kredit baik dengan semua institusi kewangan berkait<\/li><li>Memiliki rekod kewangan diaudit bagi 2 tahun terkini<\/li><li>Perniagaan patuh syariah<\/li><li>Memenuhi syarat dokumentasi pembiayaan dan pengeluaran dana<\/li><li>Kriteria lain yang diluluskan oleh PUNB*<\/li><\/ul><p><br \/><em>*Tertakluk kepada terma &amp; syarat<\/em><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1294\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1294\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Skop Pembiayaan <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 5.35889L5 0.983887L0.625 5.35889\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 0.858887L5 5.23389L0.625 0.858887\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1294\" class=\"elementor-element elementor-element-6672516 e-con-full e-flex e-con e-child\" data-id=\"6672516\" data-element_type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1294\" class=\"elementor-element elementor-element-78b65f1 e-flex e-con-boxed e-con e-child\" data-id=\"78b65f1\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d3fe1f9 elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"d3fe1f9\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li><p>Modal kerja maksimum sehingga 90% daripada setiap nilai kontrak\/projek<\/p><\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1295\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"6\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1295\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Cara Memohon <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 5.35889L5 0.983887L0.625 5.35889\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 0.858887L5 5.23389L0.625 0.858887\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1295\" class=\"elementor-element elementor-element-fa0b50a e-con-full e-flex e-con e-child\" data-id=\"fa0b50a\" data-element_type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1295\" class=\"elementor-element elementor-element-d2df55f e-flex e-con-boxed e-con e-child\" data-id=\"d2df55f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-66cdb29 pink-link elementor-widget elementor-widget-text-editor\" data-id=\"66cdb29\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li class=\"translation-block\">Permohonan pembiayaan melalui <a href=\"https:\/\/entreportal.punb.com.my\/\" target=\"_blank\" rel=\"noopener\">PUNB Online<\/a><\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bfae381 elementor-widget elementor-widget-spacer\" data-id=\"bfae381\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-853282b e-con-full e-flex e-con e-child\" data-id=\"853282b\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-09e5666 elementor-align-left elementor-widget elementor-widget-button\" data-id=\"09e5666\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/wp-content\/uploads\/2025\/06\/2025-PDS-PROSPER-IMPACT-PERNISMA-BM-1.pdf\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"arrow-up-right-svg\" width=\"18\" height=\"18\" viewbox=\"0 0 18 18\" fill=\"none\"><path d=\"M1 17L17 1\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M4 1H17V14\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Lembaran Pernyataan<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-da04c81 elementor-align-left elementor-widget elementor-widget-button\" data-id=\"da04c81\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.punb.com.my\/wp-content\/uploads\/2024\/11\/2025-Prosper-Impact-Pernisma.pdf\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"arrow-up-right-svg\" width=\"18\" height=\"18\" viewbox=\"0 0 18 18\" fill=\"none\"><path d=\"M1 17L17 1\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M4 1H17V14\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Muat Turun Risalah<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cb8e868 elementor-align-left elementor-widget elementor-widget-button\" data-id=\"cb8e868\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/ms\/products-services\/business-financing\/#financing-calc\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"arrow-up-right-svg\" width=\"18\" height=\"18\" viewbox=\"0 0 18 18\" fill=\"none\"><path d=\"M1 17L17 1\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M4 1H17V14\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Pengiraan Pembiayaan<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5659334 e-flex e-con-boxed e-con e-parent\" data-id=\"5659334\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-e249495 e-con-full e-flex e-con e-child\" data-id=\"e249495\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-12cd3fd e-con-full e-flex e-con e-child\" data-id=\"12cd3fd\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c86ecc7 logo-with-bg elementor-widget elementor-widget-image\" data-id=\"c86ecc7\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"2063\" height=\"1530\" src=\"https:\/\/www.punb.com.my\/wp-content\/uploads\/2024\/11\/Logo_PEMBIAYAAN_PROSPER.png\" class=\"attachment-full size-full wp-image-9913\" alt=\"\" srcset=\"https:\/\/www.punb.com.my\/wp-content\/uploads\/2024\/11\/Logo_PEMBIAYAAN_PROSPER.png 2063w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2024\/11\/Logo_PEMBIAYAAN_PROSPER-300x222.png 300w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2024\/11\/Logo_PEMBIAYAAN_PROSPER-1024x759.png 1024w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2024\/11\/Logo_PEMBIAYAAN_PROSPER-768x570.png 768w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2024\/11\/Logo_PEMBIAYAAN_PROSPER-1536x1139.png 1536w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2024\/11\/Logo_PEMBIAYAAN_PROSPER-2048x1519.png 2048w\" sizes=\"(max-width: 2063px) 100vw, 2063px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-34f8f7d e-con-full e-flex e-con e-child\" data-id=\"34f8f7d\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c9074a6 elementor-widget elementor-widget-heading\" data-id=\"c9074a6\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">PROSPER Grow<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-eddfd22 elementor-widget elementor-widget-heading\" data-id=\"eddfd22\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Skim pembiayaan perniagaan khusus untuk menyokong pengembangan usahawan Bumiputera yang berdaya saing serta berpotensi untuk maju ke tahap lebih tinggi dalam sektor peruncitan, perdagangan pengedaran dan pembuatan.<\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-eff8a99 custom-icon-accordion elementor-widget elementor-widget-n-accordion\" data-id=\"eff8a99\" data-element_type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;expanded&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2510\" class=\"e-n-accordion-item\" open>\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"true\" aria-controls=\"e-n-accordion-item-2510\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Jumlah Pembiayaan <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 5.35889L5 0.983887L0.625 5.35889\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 0.858887L5 5.23389L0.625 0.858887\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2510\" class=\"elementor-element elementor-element-7430fae e-con-full e-flex e-con e-child\" data-id=\"7430fae\" data-element_type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2510\" class=\"elementor-element elementor-element-e50582f e-flex e-con-boxed e-con e-child\" data-id=\"e50582f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ac37b07 elementor-widget elementor-widget-text-editor\" data-id=\"ac37b07\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Pembiayaan ditawarkan kepada:\u00a0<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Milikan Tunggal \/ Perkongsian \/ Perkongsian Liabiliti Terhad (LLP):<\/b><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">Pembiayaan minimum RM100,000 sehingga maksimum RM500,000.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Syarikat Sendirian Berhad (Sdn Bhd):<\/b><b><br \/><\/b><span style=\"font-weight: 400;\">Pembiayaan minimum RM100,000 sehingga maksimum RM1,000,000.<\/span><\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2511\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2511\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Tempoh Pembiayaan <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 5.35889L5 0.983887L0.625 5.35889\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 0.858887L5 5.23389L0.625 0.858887\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2511\" class=\"elementor-element elementor-element-bc0871e e-con-full e-flex e-con e-child\" data-id=\"bc0871e\" data-element_type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2511\" class=\"elementor-element elementor-element-47f148a e-flex e-con-boxed e-con e-child\" data-id=\"47f148a\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5bd1214 elementor-widget elementor-widget-text-editor\" data-id=\"5bd1214\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li>Sehingga 7 tahun<\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2512\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2512\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Kadar Keuntungan <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 5.35889L5 0.983887L0.625 5.35889\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 0.858887L5 5.23389L0.625 0.858887\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2512\" class=\"elementor-element elementor-element-ae185d6 e-con-full e-flex e-con e-child\" data-id=\"ae185d6\" data-element_type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2512\" class=\"elementor-element elementor-element-8069e8e e-flex e-con-boxed e-con e-child\" data-id=\"8069e8e\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-52e4eef elementor-widget elementor-widget-text-editor\" data-id=\"52e4eef\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">5% setahun pada kadar rata<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">6.5% setahun berdasarkan baki harian<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">6.75% setahun berdasarkan baki bulanan<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">(tertakluk kepada tujuan pembiayaan)<\/span><\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2513\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2513\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Syarat Kelayakan <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 5.35889L5 0.983887L0.625 5.35889\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 0.858887L5 5.23389L0.625 0.858887\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2513\" class=\"elementor-element elementor-element-a6ccc0e e-con-full e-flex e-con e-child\" data-id=\"a6ccc0e\" data-element_type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2513\" class=\"elementor-element elementor-element-89bf64f e-flex e-con-boxed e-con e-child\" data-id=\"89bf64f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1854a26 elementor-widget elementor-widget-text-editor\" data-id=\"1854a26\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><b>Pemilikan Bumiputera<\/b><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Perniagaan Milikan Tunggal, Perkongsian Dan Perkongsian Liabiliti Terhad (LLP) hendaklah dimiliki sepenuhnya (100%) oleh individu Bumiputera.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Bagi Syarikat Sendirian Berhad (Sdn Bhd) hendaklah mempunyai sekurang-kurangnya 51% pegangan oleh Bumiputera, selaras dengan Dasar Bumiputera yang ditetapkan.<\/span><\/li><\/ul><p><b>Operasi<\/b><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Perniagaan\/syarikat mestilah beroperasi sekurang-kurangnya 18 bulan.<\/span><\/li><\/ul><p><b>Jualan Tahunan<\/b><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Mencatatkan jualan minimum sebanyak RM300,000 bagi<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">tempoh 12 bulan.<\/span><\/li><\/ul><p><b>Pematuhan Syariah<\/b><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Aktiviti perniagaan hendaklah mematuhi prinsip Syariah.<\/span><\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2514\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2514\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Skop Pembiayaan <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 5.35889L5 0.983887L0.625 5.35889\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 0.858887L5 5.23389L0.625 0.858887\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2514\" class=\"elementor-element elementor-element-cab8a2b e-con-full e-flex e-con e-child\" data-id=\"cab8a2b\" data-element_type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2514\" class=\"elementor-element elementor-element-22cc67e e-flex e-con-boxed e-con e-child\" data-id=\"22cc67e\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f3d8c63 elementor-widget elementor-widget-text-editor\" data-id=\"f3d8c63\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li aria-level=\"1\"><span style=\"font-weight: 400;\">Modal Kerja Am<\/span> <b><i>(<\/i><\/b><i><span style=\"font-weight: 400;\">termasuk pembelian stok\/inventori, automasi, pendigitalan serta keperluan penerapan Alam Sekitar,<\/span><\/i> <i><span style=\"font-weight: 400;\">Sosial dan Tadbir Urus (ESG)<\/span><\/i> <i><span style=\"font-weight: 400;\">)<\/span><\/i><\/li><\/ul><ul><li aria-level=\"1\"><span style=\"font-weight: 400;\">Pembelian Aset Tetap<\/span> <span style=\"font-weight: 400;\">(termasuk peralatan, kerja-kerja pengubahsuaian, automasi, pendigitalan dan pensijilan)<\/span><\/li><li><b><\/b><span style=\"font-weight: 400;\">Kos Berkaitan Pembiayaan<\/span><b>.<\/b><\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2515\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"6\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2515\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Margin Pembiayaan <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 5.35889L5 0.983887L0.625 5.35889\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 0.858887L5 5.23389L0.625 0.858887\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2515\" class=\"elementor-element elementor-element-a459f0e e-flex e-con-boxed e-con e-child\" data-id=\"a459f0e\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2515\" class=\"elementor-element elementor-element-246860e e-con-full e-flex e-con e-child\" data-id=\"246860e\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3b0e1f7 elementor-widget elementor-widget-text-editor\" data-id=\"3b0e1f7\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Sehingga 90% daripada kos projek yang diluluskan, tertakluk kepada penilaian dan kelulusan PUNB.<\/span><\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2516\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"7\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2516\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Cara Memohon <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 5.35889L5 0.983887L0.625 5.35889\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 0.858887L5 5.23389L0.625 0.858887\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2516\" class=\"elementor-element elementor-element-28528a6 e-con-full e-flex e-con e-child\" data-id=\"28528a6\" data-element_type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2516\" class=\"elementor-element elementor-element-f67397c e-flex e-con-boxed e-con e-child\" data-id=\"f67397c\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5e53130 pink-link elementor-widget elementor-widget-text-editor\" data-id=\"5e53130\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li class=\"translation-block\">Permohonan pembiayaan melalui\u00a0<a href=\"https:\/\/entreportal.punb.com.my\/\" target=\"_blank\" rel=\"noopener\">PUNB Online<\/a><\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-29b16b0 elementor-widget elementor-widget-spacer\" data-id=\"29b16b0\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-091ecaf e-con-full e-flex e-con e-child\" data-id=\"091ecaf\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-57f9f0e elementor-align-left elementor-widget elementor-widget-button\" data-id=\"57f9f0e\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/wp-content\/uploads\/2025\/06\/2025-PDS-Pembiayaan-PROSPER-BM.pdf\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"arrow-up-right-svg\" width=\"18\" height=\"18\" viewbox=\"0 0 18 18\" fill=\"none\"><path d=\"M1 17L17 1\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M4 1H17V14\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Lembaran Pernyataan<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6efafe6 elementor-align-left elementor-widget elementor-widget-button\" data-id=\"6efafe6\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.punb.com.my\/wp-content\/uploads\/2024\/11\/2025-Pembiayaan-Prosper.pdf\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"arrow-up-right-svg\" width=\"18\" height=\"18\" viewbox=\"0 0 18 18\" fill=\"none\"><path d=\"M1 17L17 1\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M4 1H17V14\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Muat Turun Risalah<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-693562a elementor-align-left elementor-widget elementor-widget-button\" data-id=\"693562a\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/ms\/products-services\/business-financing\/#financing-calc\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"arrow-up-right-svg\" width=\"18\" height=\"18\" viewbox=\"0 0 18 18\" fill=\"none\"><path d=\"M1 17L17 1\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M4 1H17V14\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Pengiraan Pembiayaan<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c95dfc9 e-con-full e-flex e-con e-child\" data-id=\"c95dfc9\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-cc769cf e-con-full e-flex e-con e-child\" data-id=\"cc769cf\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-593c3cb logo-with-bg elementor-widget elementor-widget-image\" data-id=\"593c3cb\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"2063\" height=\"1530\" src=\"https:\/\/www.punb.com.my\/wp-content\/uploads\/2024\/11\/Logo_PEMBIAYAAN_PROSPER.png\" class=\"attachment-full size-full wp-image-9913\" alt=\"\" srcset=\"https:\/\/www.punb.com.my\/wp-content\/uploads\/2024\/11\/Logo_PEMBIAYAAN_PROSPER.png 2063w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2024\/11\/Logo_PEMBIAYAAN_PROSPER-300x222.png 300w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2024\/11\/Logo_PEMBIAYAAN_PROSPER-1024x759.png 1024w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2024\/11\/Logo_PEMBIAYAAN_PROSPER-768x570.png 768w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2024\/11\/Logo_PEMBIAYAAN_PROSPER-1536x1139.png 1536w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2024\/11\/Logo_PEMBIAYAAN_PROSPER-2048x1519.png 2048w\" sizes=\"(max-width: 2063px) 100vw, 2063px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3973bb5 e-con-full e-flex e-con e-child\" data-id=\"3973bb5\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e079bd0 elementor-widget elementor-widget-heading\" data-id=\"e079bd0\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">PROSPER Great<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6c6dbf6 elementor-widget elementor-widget-heading\" data-id=\"6c6dbf6\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Menawarkan pakej pembiayaan perniagaan untuk syarikat Bumiputera berpotensi tinggi bagi mengukuhkan kemampanan, diversifikasi dan transformasi dalam sektor strategik (termasuk sektor Perkhidmatan, Pembuatan dan Kejuruteraan) yang diluluskan PUNB merangkumi industri berimpak tinggi, tenaga boleh diperbaharui, teknologi hijau dan pembuatan termaju.<\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-970ef23 custom-icon-accordion elementor-widget elementor-widget-n-accordion\" data-id=\"970ef23\" data-element_type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;expanded&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1580\" class=\"e-n-accordion-item\" open>\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"true\" aria-controls=\"e-n-accordion-item-1580\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Jumlah Pembiayaan <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 5.35889L5 0.983887L0.625 5.35889\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 0.858887L5 5.23389L0.625 0.858887\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1580\" class=\"elementor-element elementor-element-4959ff6 e-con-full e-flex e-con e-child\" data-id=\"4959ff6\" data-element_type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1580\" class=\"elementor-element elementor-element-99897e8 e-flex e-con-boxed e-con e-child\" data-id=\"99897e8\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f5467c4 elementor-widget elementor-widget-text-editor\" data-id=\"f5467c4\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Pembiayaan ditawarkan kepada Syarikat Sendirian Berhad (Sdn Bhd) dengan jumlah minimum RM1,000,000 sehingga maksimum RM10,000,000.<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1581\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1581\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Tempoh Pembiayaan <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 5.35889L5 0.983887L0.625 5.35889\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 0.858887L5 5.23389L0.625 0.858887\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1581\" class=\"elementor-element elementor-element-a97c158 e-con-full e-flex e-con e-child\" data-id=\"a97c158\" data-element_type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1581\" class=\"elementor-element elementor-element-64024c7 e-flex e-con-boxed e-con e-child\" data-id=\"64024c7\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4ced0b0 elementor-widget elementor-widget-text-editor\" data-id=\"4ced0b0\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li>Sehingga 7 tahun<\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1582\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1582\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Kadar Keuntungan <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 5.35889L5 0.983887L0.625 5.35889\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 0.858887L5 5.23389L0.625 0.858887\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1582\" class=\"elementor-element elementor-element-071dc85 e-con-full e-flex e-con e-child\" data-id=\"071dc85\" data-element_type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1582\" class=\"elementor-element elementor-element-b95d99e e-flex e-con-boxed e-con e-child\" data-id=\"b95d99e\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e39af4b elementor-widget elementor-widget-text-editor\" data-id=\"e39af4b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">5% setahun pada kadar rata<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">6.5% setahun berdasarkan baki harian<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">6.75% setahun berdasarkan baki bulanan<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">(tertakluk kepada tujuan pembiayaan)<\/span><\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1583\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1583\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Syarat Kelayakan <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 5.35889L5 0.983887L0.625 5.35889\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 0.858887L5 5.23389L0.625 0.858887\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1583\" class=\"elementor-element elementor-element-01259ab e-con-full e-flex e-con e-child\" data-id=\"01259ab\" data-element_type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1583\" class=\"elementor-element elementor-element-c852d85 e-flex e-con-boxed e-con e-child\" data-id=\"c852d85\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d0d1fa3 elementor-widget elementor-widget-text-editor\" data-id=\"d0d1fa3\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><b>Pemilikan Bumiputera<\/b><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Syarikat Sendirian Berhad (Sdn Bhd) hendaklah mempunyai sekurang-kurangnya 51% pegangan oleh Bumiputera, selaras dengan Dasar Bumiputera yang ditetapkan.<\/span><\/li><\/ul><p><b>Operasi<\/b><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Perniagaan\/syarikat mestilah telah beroperasi sekurang-kurangnya 36 bulan.<\/span><\/li><\/ul><p><b>Jualan Tahunan<\/b><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Minimum jualan tahunan RM3 juta (berdasarkan penyata kewangan beraudit terkini)<\/span><\/li><\/ul><p><b>Pematuhan Syariah<\/b><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Aktiviti perniagaan hendaklah mematuhi prinsip Syariah.<\/span><\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1584\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1584\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Skop Pembiayaan <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 5.35889L5 0.983887L0.625 5.35889\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 0.858887L5 5.23389L0.625 0.858887\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1584\" class=\"elementor-element elementor-element-7bd9cec e-con-full e-flex e-con e-child\" data-id=\"7bd9cec\" data-element_type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1584\" class=\"elementor-element elementor-element-5181bff e-flex e-con-boxed e-con e-child\" data-id=\"5181bff\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-89a76f4 elementor-widget elementor-widget-text-editor\" data-id=\"89a76f4\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li aria-level=\"1\"><span style=\"font-weight: 400;\">Modal Kerja Am<\/span> <b><i>(<\/i><\/b><i><span style=\"font-weight: 400;\">termasuk pembelian stok\/inventori, automasi, pendigitalan serta keperluan penerapan Alam Sekitar,<\/span><\/i> <i><span style=\"font-weight: 400;\">Sosial dan Tadbir Urus (ESG)<\/span><\/i> <i><span style=\"font-weight: 400;\">)<\/span><\/i><\/li><\/ul><ul><li aria-level=\"1\"><span style=\"font-weight: 400;\">Pembelian Aset Tetap<\/span> <span style=\"font-weight: 400;\">(termasuk peralatan, kerja-kerja pengubahsuaian, automasi, pendigitalan dan pensijilan)<\/span><\/li><li><b><\/b><span style=\"font-weight: 400;\">Kos Berkaitan Pembiayaan<\/span><b>.<\/b><\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1585\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"6\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1585\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Margin Pembiayaan <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 5.35889L5 0.983887L0.625 5.35889\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 0.858887L5 5.23389L0.625 0.858887\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1585\" class=\"elementor-element elementor-element-fde1e44 e-flex e-con-boxed e-con e-child\" data-id=\"fde1e44\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1585\" class=\"elementor-element elementor-element-70f3da0 e-con-full e-flex e-con e-child\" data-id=\"70f3da0\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-525ec5b elementor-widget elementor-widget-text-editor\" data-id=\"525ec5b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Sehingga 90% daripada kos projek yang diluluskan, tertakluk kepada penilaian dan kelulusan PUNB.<\/span><\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1586\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"7\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1586\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Cara Memohon <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 5.35889L5 0.983887L0.625 5.35889\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 0.858887L5 5.23389L0.625 0.858887\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1586\" class=\"elementor-element elementor-element-87fa7d4 e-con-full e-flex e-con e-child\" data-id=\"87fa7d4\" data-element_type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1586\" class=\"elementor-element elementor-element-9dc6129 e-flex e-con-boxed e-con e-child\" data-id=\"9dc6129\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b3c3ab5 pink-link elementor-widget elementor-widget-text-editor\" data-id=\"b3c3ab5\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li class=\"translation-block\">Permohonan pembiayaan melalui\u00a0<a href=\"https:\/\/entreportal.punb.com.my\/\" target=\"_blank\" rel=\"noopener\">PUNB Online<\/a><\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dddda9e elementor-widget elementor-widget-spacer\" data-id=\"dddda9e\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ef0eed0 e-con-full e-flex e-con e-child\" data-id=\"ef0eed0\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-04c3f26 elementor-align-left elementor-widget elementor-widget-button\" data-id=\"04c3f26\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/wp-content\/uploads\/2025\/06\/2025-PDS-Pembiayaan-PROSPER-BM.pdf\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"arrow-up-right-svg\" width=\"18\" height=\"18\" viewbox=\"0 0 18 18\" fill=\"none\"><path d=\"M1 17L17 1\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M4 1H17V14\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Lembaran Pernyataan<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-138801f elementor-align-left elementor-widget elementor-widget-button\" data-id=\"138801f\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.punb.com.my\/wp-content\/uploads\/2024\/11\/2025-Pembiayaan-Prosper.pdf\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"arrow-up-right-svg\" width=\"18\" height=\"18\" viewbox=\"0 0 18 18\" fill=\"none\"><path d=\"M1 17L17 1\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M4 1H17V14\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Muat Turun Risalah<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f14273c elementor-align-left elementor-widget elementor-widget-button\" data-id=\"f14273c\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/ms\/products-services\/business-financing\/#financing-calc\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"arrow-up-right-svg\" width=\"18\" height=\"18\" viewbox=\"0 0 18 18\" fill=\"none\"><path d=\"M1 17L17 1\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M4 1H17V14\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Pengiraan Pembiayaan<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3ab712b e-con-full e-flex e-con e-child\" data-id=\"3ab712b\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-c2a8b6d e-con-full e-flex e-con e-child\" data-id=\"c2a8b6d\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cc9a386 logo-with-bg elementor-widget elementor-widget-image\" data-id=\"cc9a386\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"2063\" height=\"1530\" src=\"https:\/\/www.punb.com.my\/wp-content\/uploads\/2024\/11\/Logo_PEMBIAYAAN_PROSPER.png\" class=\"attachment-full size-full wp-image-9913\" alt=\"\" srcset=\"https:\/\/www.punb.com.my\/wp-content\/uploads\/2024\/11\/Logo_PEMBIAYAAN_PROSPER.png 2063w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2024\/11\/Logo_PEMBIAYAAN_PROSPER-300x222.png 300w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2024\/11\/Logo_PEMBIAYAAN_PROSPER-1024x759.png 1024w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2024\/11\/Logo_PEMBIAYAAN_PROSPER-768x570.png 768w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2024\/11\/Logo_PEMBIAYAAN_PROSPER-1536x1139.png 1536w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2024\/11\/Logo_PEMBIAYAAN_PROSPER-2048x1519.png 2048w\" sizes=\"(max-width: 2063px) 100vw, 2063px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d8ae4fa e-con-full e-flex e-con e-child\" data-id=\"d8ae4fa\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-184ca81 elementor-widget elementor-widget-heading\" data-id=\"184ca81\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">PROSPER Impact\/Nova<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-15c6f1a custom-icon-accordion elementor-widget elementor-widget-n-accordion\" data-id=\"15c6f1a\" data-element_type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;expanded&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2280\" class=\"e-n-accordion-item\" open>\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"true\" aria-controls=\"e-n-accordion-item-2280\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> PROSPER Impact <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 5.35889L5 0.983887L0.625 5.35889\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 0.858887L5 5.23389L0.625 0.858887\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2280\" class=\"elementor-element elementor-element-3eb67e6 e-con-full e-flex e-con e-child\" data-id=\"3eb67e6\" data-element_type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2280\" class=\"elementor-element elementor-element-34d91c3 e-flex e-con-boxed e-con e-child\" data-id=\"34d91c3\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a5943b5 elementor-widget elementor-widget-text-editor\" data-id=\"a5943b5\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Menawarkan pakej pembiayaan perniagaan kepada syarikat melaksanakan projek atau kontrak yang diperoleh daripada organisasi bereputasi.<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2281\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2281\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> PROSPER Impact (e-PEROLEHAN) <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 5.35889L5 0.983887L0.625 5.35889\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 0.858887L5 5.23389L0.625 0.858887\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2281\" class=\"elementor-element elementor-element-018d892 e-con-full e-flex e-con e-child\" data-id=\"018d892\" data-element_type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2281\" class=\"elementor-element elementor-element-2aa1771 e-flex e-con-boxed e-con e-child\" data-id=\"2aa1771\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5ff15ce elementor-widget elementor-widget-text-editor\" data-id=\"5ff15ce\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Menawarkan pakej pembiayaan kepada syarikat bagi melaksanakan projek dan kontrak yang diperoleh daripada Kerajaan, dengan bayaran melalui sistem e-Perolehan dan disalurkan terus kepada PUNB.<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2282\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2282\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> PROSPER Nova <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 5.35889L5 0.983887L0.625 5.35889\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 0.858887L5 5.23389L0.625 0.858887\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2282\" class=\"elementor-element elementor-element-6a83083 e-con-full e-flex e-con e-child\" data-id=\"6a83083\" data-element_type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2282\" class=\"elementor-element elementor-element-21969c2 e-flex e-con-boxed e-con e-child\" data-id=\"21969c2\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4ddacc0 elementor-widget elementor-widget-text-editor\" data-id=\"4ddacc0\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Menawarkan pakej pembiayaan bagi pelaksanaan projek atau kontrak yang diperoleh daripada Rakan Strategik PUNB dengan bayaran disalurkan terus kepada PUNB.<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-64cfd41 custom-icon-accordion elementor-widget elementor-widget-n-accordion\" data-id=\"64cfd41\" data-element_type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;expanded&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1050\" class=\"e-n-accordion-item\" open>\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"true\" aria-controls=\"e-n-accordion-item-1050\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Jumlah Pembiayaan <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 5.35889L5 0.983887L0.625 5.35889\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 0.858887L5 5.23389L0.625 0.858887\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1050\" class=\"elementor-element elementor-element-06ba1a5 e-con-full e-flex e-con e-child\" data-id=\"06ba1a5\" data-element_type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1050\" class=\"elementor-element elementor-element-b43945a e-flex e-con-boxed e-con e-child\" data-id=\"b43945a\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4a56e5f elementor-widget elementor-widget-text-editor\" data-id=\"4a56e5f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Pembiayaan ditawarkan kepada:\u00a0<\/span><\/p><p><b>Milikan Tunggal \/ Perkongsian \/ Perkongsian Liabiliti Terhad (LLP)<\/b><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Pembiayaan dari RM100,000 sehingga maksimum RM1,000,000<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Pembiayaan melebihi RM1,000,000 hendaklah dinaik taraf kepada Syarikat Sendirian Berhad (Sdn Bhd)<\/span><\/li><\/ul><p><b>Syarikat Sendirian Berhad (Sdn Bhd)<\/b><\/p><p><span style=\"font-weight: 400;\">Pembiayaan sehingga had maksimum bagi setiap program:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">IMPACT sehingga RM5,000,000<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">IMPACT e-Perolehan sehingga RM20,000,000\u00a0<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">NOVA sehingga RM20,000,000<\/span><\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1051\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1051\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Tempoh Pembiayaan <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 5.35889L5 0.983887L0.625 5.35889\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 0.858887L5 5.23389L0.625 0.858887\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1051\" class=\"elementor-element elementor-element-cfff846 e-con-full e-flex e-con e-child\" data-id=\"cfff846\" data-element_type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1051\" class=\"elementor-element elementor-element-ff0836f e-flex e-con-boxed e-con e-child\" data-id=\"ff0836f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-35c1d60 elementor-widget elementor-widget-text-editor\" data-id=\"35c1d60\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li>Sehingga 7 tahun<\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1052\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1052\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Kadar Keuntungan <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 5.35889L5 0.983887L0.625 5.35889\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 0.858887L5 5.23389L0.625 0.858887\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1052\" class=\"elementor-element elementor-element-1ef3f3a e-con-full e-flex e-con e-child\" data-id=\"1ef3f3a\" data-element_type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1052\" class=\"elementor-element elementor-element-eb0d0b8 e-flex e-con-boxed e-con e-child\" data-id=\"eb0d0b8\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4b3dd57 elementor-widget elementor-widget-text-editor\" data-id=\"4b3dd57\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">6.5% setahun berdasarkan baki harian<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">6.75% setahun berdasarkan baki bulanan<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">(tertakluk kepada tujuan pembiayaan)<\/span><\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1053\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1053\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Syarat Kelayakan <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 5.35889L5 0.983887L0.625 5.35889\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 0.858887L5 5.23389L0.625 0.858887\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1053\" class=\"elementor-element elementor-element-742c25a e-con-full e-flex e-con e-child\" data-id=\"742c25a\" data-element_type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1053\" class=\"elementor-element elementor-element-aa7a072 e-flex e-con-boxed e-con e-child\" data-id=\"aa7a072\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9d662e8 elementor-widget elementor-widget-text-editor\" data-id=\"9d662e8\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><b>Pemilikan Bumiputera<\/b><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Perniagaan Milikan Tunggal, Perkongsian Dan Perkongsian Liabiliti Terhad (LLP) hendaklah dimiliki sepenuhnya (100%) oleh individu Bumiputera.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Bagi Syarikat Sendirian Berhad (Sdn Bhd) hendaklah mempunyai sekurang-kurangnya 51% pegangan oleh Bumiputera, selaras dengan Dasar Bumiputera yang ditetapkan.<\/span><\/li><\/ul><p><b>Operasi<\/b><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Perniagaan\/syarikat mestilah telah beroperasi sekurang-kurangnya 24 bulan.<\/span><\/li><\/ul><p><b>Pendapatan Tahunan<\/b><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Mencatatkan pendapatan minimum sebanyak RM500,000 bagi tempoh 12 bulan.<\/span><\/li><\/ul><p><b>Pematuhan Syariah<\/b><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Aktiviti perniagaan hendaklah mematuhi prinsip Syariah.<\/span><\/li><\/ul><p><b>Projek atau Kontrak<\/b><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Daripada organisasi bereputasi, sistem e-Perolehan Kerajaan atau Rakan Strategik dengan pembayaran terjamin dan disalurkan terus kepada PUNB.<\/span><\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1054\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1054\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Skop Pembiayaan <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 5.35889L5 0.983887L0.625 5.35889\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 0.858887L5 5.23389L0.625 0.858887\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1054\" class=\"elementor-element elementor-element-d4a37dc e-con-full e-flex e-con e-child\" data-id=\"d4a37dc\" data-element_type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1054\" class=\"elementor-element elementor-element-243d2b0 e-flex e-con-boxed e-con e-child\" data-id=\"243d2b0\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-134a57e elementor-widget elementor-widget-text-editor\" data-id=\"134a57e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Modal Kerja Am <\/span><i><span style=\"font-weight: 400;\">(aktiviti berkaitan bekalan dan pelaksanaan projek atau kontrak)<\/span><\/i><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Kos Berkaitan Pembiayaan<\/span><\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1055\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"6\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1055\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Margin Pembiayaan <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 5.35889L5 0.983887L0.625 5.35889\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 0.858887L5 5.23389L0.625 0.858887\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1055\" class=\"elementor-element elementor-element-a9af193 e-flex e-con-boxed e-con e-child\" data-id=\"a9af193\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1055\" class=\"elementor-element elementor-element-7053fb9 e-con-full e-flex e-con e-child\" data-id=\"7053fb9\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2a9835e elementor-widget elementor-widget-text-editor\" data-id=\"2a9835e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Sehingga 90% daripada nilai setiap projek atau kontrak yang diterima oleh PUNB.\u00a0<\/span><\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1056\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"7\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1056\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Cara Memohon <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 5.35889L5 0.983887L0.625 5.35889\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 0.858887L5 5.23389L0.625 0.858887\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1056\" class=\"elementor-element elementor-element-c958312 e-con-full e-flex e-con e-child\" data-id=\"c958312\" data-element_type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1056\" class=\"elementor-element elementor-element-c3f05e4 e-flex e-con-boxed e-con e-child\" data-id=\"c3f05e4\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2aaed84 pink-link elementor-widget elementor-widget-text-editor\" data-id=\"2aaed84\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li class=\"translation-block\">Permohonan pembiayaan melalui\u00a0<a href=\"https:\/\/entreportal.punb.com.my\/\" target=\"_blank\" rel=\"noopener\">PUNB Online<\/a><\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-004bd9d elementor-widget elementor-widget-spacer\" data-id=\"004bd9d\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4a65cec e-con-full e-flex e-con e-child\" data-id=\"4a65cec\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d30d7f3 elementor-align-left elementor-widget elementor-widget-button\" data-id=\"d30d7f3\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/wp-content\/uploads\/2025\/06\/2025-PDS-Pembiayaan-PROSPER-BM.pdf\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"arrow-up-right-svg\" width=\"18\" height=\"18\" viewbox=\"0 0 18 18\" fill=\"none\"><path d=\"M1 17L17 1\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M4 1H17V14\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Lembaran Pernyataan<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2e41596 elementor-align-left elementor-widget elementor-widget-button\" data-id=\"2e41596\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.punb.com.my\/wp-content\/uploads\/2024\/11\/2025-Pembiayaan-Prosper.pdf\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"arrow-up-right-svg\" width=\"18\" height=\"18\" viewbox=\"0 0 18 18\" fill=\"none\"><path d=\"M1 17L17 1\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M4 1H17V14\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Muat Turun Risalah<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bae0668 elementor-align-left elementor-widget elementor-widget-button\" data-id=\"bae0668\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/ms\/products-services\/business-financing\/#financing-calc\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"arrow-up-right-svg\" width=\"18\" height=\"18\" viewbox=\"0 0 18 18\" fill=\"none\"><path d=\"M1 17L17 1\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M4 1H17V14\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Pengiraan Pembiayaan<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Business Financing PROSPER GROW or PROSPER GREAT or PROSPER IMPACT\/NOVA Explore financing options tailored for new applicants to kickstart or expand their business with PUNB. Learn about eligibility, application requirements, and how PUNB supports entrepreneurs in achieving their goals. SCROLL FOR MORE Financing Scheme Financing Program Pembiayaan PROSPER Provide an integrated financing package comprising advisory [&hellip;]<\/p>","protected":false},"author":3,"featured_media":0,"parent":9647,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-31897","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.punb.com.my\/ms\/wp-json\/wp\/v2\/pages\/31897","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.punb.com.my\/ms\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.punb.com.my\/ms\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.punb.com.my\/ms\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.punb.com.my\/ms\/wp-json\/wp\/v2\/comments?post=31897"}],"version-history":[{"count":5,"href":"https:\/\/www.punb.com.my\/ms\/wp-json\/wp\/v2\/pages\/31897\/revisions"}],"predecessor-version":[{"id":31995,"href":"https:\/\/www.punb.com.my\/ms\/wp-json\/wp\/v2\/pages\/31897\/revisions\/31995"}],"up":[{"embeddable":true,"href":"https:\/\/www.punb.com.my\/ms\/wp-json\/wp\/v2\/pages\/9647"}],"wp:attachment":[{"href":"https:\/\/www.punb.com.my\/ms\/wp-json\/wp\/v2\/media?parent=31897"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}