{"id":31954,"date":"2025-12-31T11:17:37","date_gmt":"2025-12-31T03:17:37","guid":{"rendered":"https:\/\/www.punb.com.my\/?page_id=31954"},"modified":"2026-04-17T10:37:40","modified_gmt":"2026-04-17T02:37:40","slug":"prosper-grow","status":"publish","type":"page","link":"https:\/\/www.punb.com.my\/ms\/prosper-grow\/","title":{"rendered":"PROSPER GROW"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"31954\" class=\"elementor elementor-31954\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-960bfa9 e-con-full e-flex e-con e-parent\" data-id=\"960bfa9\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-5d95098 e-flex e-con-boxed e-con e-child\" data-id=\"5d95098\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-9abbcea e-con-full e-flex e-con e-child\" data-id=\"9abbcea\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8e965e9 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"8e965e9\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInDown&quot;,&quot;_animation_delay&quot;:100}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">Pembiayaan Perniagaan<\/h6>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4604b2a elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"4604b2a\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;,&quot;_animation_delay&quot;:150}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">PROSPER GROW <\/h1>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-788b976 elementor-widget__width-initial elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"788b976\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;,&quot;_animation_delay&quot;:700}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Terokai pilihan pembiayaan yang disesuaikan untuk pemohon baharu memulakan atau mengembangkan perniagaan mereka dengan PUNB. Ketahui tentang kelayakan, syarat permohonan dan bagaimana PUNB menyokong usahawan dalam mencapai matlamat mereka.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6a71d8a e-flex e-con-boxed e-con e-child\" data-id=\"6a71d8a\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-9cbdeb1 e-con-full e-flex e-con e-child\" data-id=\"9cbdeb1\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7165470 elementor-widget__width-auto elementor-view-default elementor-invisible elementor-widget elementor-widget-icon\" data-id=\"7165470\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInDown&quot;,&quot;_animation_delay&quot;:800}\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<a class=\"elementor-icon\" href=\"#scroll-more\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"19\" height=\"55\" viewbox=\"0 0 19 55\" fill=\"none\"><path d=\"M9.5 0.904297V54.4043\" stroke=\"white\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M0.5 45.4043L9.5 54.4043L18.5 45.4043\" stroke=\"white\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b51fe8b elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"b51fe8b\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;,&quot;_animation_delay&quot;:900}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\">SKROL UNTUK MAKLUMAT LANJUT<\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f5d94fa e-flex e-con-boxed e-con e-parent\" data-id=\"f5d94fa\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-6d691e1 e-con-full e-flex e-con e-child\" data-id=\"6d691e1\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-9925540 e-con-full e-flex e-con e-child\" data-id=\"9925540\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e2b3d22 logo-with-bg elementor-widget elementor-widget-image\" data-id=\"e2b3d22\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"2063\" height=\"1530\" src=\"https:\/\/www.punb.com.my\/wp-content\/uploads\/2026\/01\/LOGO-PROSPER-GROW.png\" class=\"attachment-full size-full wp-image-32030\" alt=\"\" srcset=\"https:\/\/www.punb.com.my\/wp-content\/uploads\/2026\/01\/LOGO-PROSPER-GROW.png 2063w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2026\/01\/LOGO-PROSPER-GROW-300x222.png 300w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2026\/01\/LOGO-PROSPER-GROW-1024x759.png 1024w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2026\/01\/LOGO-PROSPER-GROW-768x570.png 768w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2026\/01\/LOGO-PROSPER-GROW-1536x1139.png 1536w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2026\/01\/LOGO-PROSPER-GROW-2048x1519.png 2048w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2026\/01\/LOGO-PROSPER-GROW-16x12.png 16w\" sizes=\"(max-width: 2063px) 100vw, 2063px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f7f95d1 e-con-full e-flex e-con e-child\" data-id=\"f7f95d1\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-df87819 elementor-widget elementor-widget-heading\" data-id=\"df87819\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">PROSPER Grow<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b5353b3 elementor-widget elementor-widget-heading\" data-id=\"b5353b3\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Skim pembiayaan perniagaan khusus untuk menyokong pengembangan usahawan Bumiputera yang berdaya saing serta berpotensi untuk maju ke tahap lebih tinggi dalam sektor peruncitan, perdagangan pengedaran dan pembuatan.<\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-97d969f custom-icon-accordion elementor-widget elementor-widget-n-accordion\" data-id=\"97d969f\" data-element_type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;expanded&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1590\" class=\"e-n-accordion-item\" open>\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"true\" aria-controls=\"e-n-accordion-item-1590\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Jumlah Pembiayaan <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 5.35889L5 0.983887L0.625 5.35889\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 0.858887L5 5.23389L0.625 0.858887\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1590\" class=\"elementor-element elementor-element-c93e5fd e-con-full e-flex e-con e-child\" data-id=\"c93e5fd\" data-element_type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1590\" class=\"elementor-element elementor-element-b12e33d e-flex e-con-boxed e-con e-child\" data-id=\"b12e33d\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a2f5ebb elementor-widget elementor-widget-text-editor\" data-id=\"a2f5ebb\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Pembiayaan ditawarkan kepada:\u00a0<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Milikan Tunggal \/ Perkongsian \/ Perkongsian Liabiliti Terhad (LLP):<\/b><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">Pembiayaan minimum RM100,000 sehingga maksimum RM500,000.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Syarikat Sendirian Berhad (Sdn Bhd):<\/b><b><br \/><\/b><span style=\"font-weight: 400;\">Pembiayaan minimum RM100,000 sehingga maksimum RM1,000,000.<\/span><\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1591\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1591\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Tempoh Pembiayaan <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 5.35889L5 0.983887L0.625 5.35889\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 0.858887L5 5.23389L0.625 0.858887\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1591\" class=\"elementor-element elementor-element-0bced63 e-con-full e-flex e-con e-child\" data-id=\"0bced63\" data-element_type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1591\" class=\"elementor-element elementor-element-10fec97 e-flex e-con-boxed e-con e-child\" data-id=\"10fec97\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ea34dbe elementor-widget elementor-widget-text-editor\" data-id=\"ea34dbe\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li>Sehingga 7 tahun<\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1592\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1592\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Kadar Keuntungan <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 5.35889L5 0.983887L0.625 5.35889\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 0.858887L5 5.23389L0.625 0.858887\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1592\" class=\"elementor-element elementor-element-ceaf2e6 e-con-full e-flex e-con e-child\" data-id=\"ceaf2e6\" data-element_type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1592\" class=\"elementor-element elementor-element-e688b78 e-flex e-con-boxed e-con e-child\" data-id=\"e688b78\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-891bbb4 elementor-widget elementor-widget-text-editor\" data-id=\"891bbb4\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">3.5% setahun<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">(tertakluk kepada tujuan pembiayaan)<\/span><\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1593\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1593\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Kelayakan Permohonan <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 5.35889L5 0.983887L0.625 5.35889\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 0.858887L5 5.23389L0.625 0.858887\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1593\" class=\"elementor-element elementor-element-87e661d e-con-full e-flex e-con e-child\" data-id=\"87e661d\" data-element_type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1593\" class=\"elementor-element elementor-element-794a8ee e-flex e-con-boxed e-con e-child\" data-id=\"794a8ee\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3786559 elementor-widget elementor-widget-text-editor\" data-id=\"3786559\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<b>Pemilikan Bumiputera<\/b>\n<ul>\n \t<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Perniagaan Milikan Tunggal, Perkongsian Dan Perkongsian Liabiliti Terhad (LLP) hendaklah dimiliki sepenuhnya (100%) oleh individu Bumiputera.<\/span><\/li>\n \t<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Bagi Syarikat Sendirian Berhad (Sdn Bhd) hendaklah mempunyai sekurang-kurangnya 51% pegangan oleh Bumiputera, selaras dengan Dasar Bumiputera yang ditetapkan.<\/span><\/li>\n<\/ul>\n<\/br>\n<b>Operasi<\/b>\n<ul>\n \t<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Perniagaan\/syarikat mestilah beroperasi sekurang-kurangnya 18 bulan.<\/span><\/li>\n<\/ul>\n<\/br>\n<b>Jualan Tahunan<\/b>\n<ul>\n \t<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Mencatatkan jualan minimum sebanyak RM300,000 bagi<\/span><span style=\"font-weight: 400;\">\n<\/span><span style=\"font-weight: 400;\">tempoh 12 bulan.<\/span><\/li>\n<\/ul>\n<\/br>\n<b>Pematuhan Syariah<\/b>\n<ul>\n \t<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Aktiviti perniagaan hendaklah mematuhi prinsip Syariah.<\/span><\/li>\n<\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1594\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1594\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Skop Pembiayaan <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 5.35889L5 0.983887L0.625 5.35889\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 0.858887L5 5.23389L0.625 0.858887\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1594\" class=\"elementor-element elementor-element-abbda5c e-con-full e-flex e-con e-child\" data-id=\"abbda5c\" data-element_type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1594\" class=\"elementor-element elementor-element-2551767 e-flex e-con-boxed e-con e-child\" data-id=\"2551767\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-12d369a elementor-widget elementor-widget-text-editor\" data-id=\"12d369a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li aria-level=\"1\"><span style=\"font-weight: 400;\">Modal Kerja Am<\/span> <i>(<\/i><i><span style=\"font-weight: 400;\">termasuk pembelian stok\/inventori, automasi, pendigitalan serta keperluan penerapan Alam Sekitar,<\/span><\/i> <i><span style=\"font-weight: 400;\">Sosial dan Tadbir Urus (ESG)<\/span><\/i> <i><span style=\"font-weight: 400;\">)<\/span><\/i><\/li><\/ul><ul><li aria-level=\"1\"><span style=\"font-weight: 400;\">Pembelian Aset Tetap<\/span> <em><span style=\"font-weight: 400;\">(termasuk peralatan, kerja-kerja pengubahsuaian, automasi, pendigitalan dan pensijilan)<\/span><\/em><\/li><li><b><\/b><span style=\"font-weight: 400;\">Kos Berkaitan Pembiayaan<\/span><b>.<\/b><\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1595\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"6\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1595\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Margin Pembiayaan <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 5.35889L5 0.983887L0.625 5.35889\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 0.858887L5 5.23389L0.625 0.858887\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1595\" class=\"elementor-element elementor-element-bf229b1 e-flex e-con-boxed e-con e-child\" data-id=\"bf229b1\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1595\" class=\"elementor-element elementor-element-36a0793 e-con-full e-flex e-con e-child\" data-id=\"36a0793\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2072d15 elementor-widget elementor-widget-text-editor\" data-id=\"2072d15\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Sehingga 90% daripada kos projek yang diluluskan, tertakluk kepada penilaian dan kelulusan PUNB.<\/span><\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1596\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"7\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1596\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Cara Memohon <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 5.35889L5 0.983887L0.625 5.35889\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\"><path d=\"M9.375 0.858887L5 5.23389L0.625 0.858887\" stroke=\"#343330\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1596\" class=\"elementor-element elementor-element-753692c e-con-full e-flex e-con e-child\" data-id=\"753692c\" data-element_type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1596\" class=\"elementor-element elementor-element-bb3837d e-flex e-con-boxed e-con e-child\" data-id=\"bb3837d\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6340675 pink-link elementor-widget elementor-widget-text-editor\" data-id=\"6340675\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li>Permohonan pembiayaan melalui\u00a0<a href=\"https:\/\/entreportal.punb.com.my\/\" target=\"_blank\" rel=\"noopener\">PUNB Online<\/a>.<\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6626237 elementor-widget elementor-widget-spacer\" data-id=\"6626237\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-be959b7 e-con-full e-flex e-con e-child\" data-id=\"be959b7\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e161ba7 elementor-align-left elementor-widget elementor-widget-button\" data-id=\"e161ba7\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/wp-content\/uploads\/2026\/04\/PROSPER-GROW-V1.pdf\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"arrow-up-right-svg\" width=\"18\" height=\"18\" viewbox=\"0 0 18 18\" fill=\"none\"><path d=\"M1 17L17 1\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M4 1H17V14\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Muat Turun Risalah<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-222c0b7 elementor-align-left elementor-widget elementor-widget-button\" data-id=\"222c0b7\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/wp-content\/uploads\/2026\/04\/2026-PDS-PROSPER-GROW-BI.pdf\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"arrow-up-right-svg\" width=\"18\" height=\"18\" viewbox=\"0 0 18 18\" fill=\"none\"><path d=\"M1 17L17 1\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M4 1H17V14\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Lembaran Pernyataan<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a2a33bf elementor-align-left elementor-widget elementor-widget-button\" data-id=\"a2a33bf\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/wp-content\/uploads\/2026\/04\/2026-FAQ-PROSPER-GROW-BI.pdf\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"arrow-up-right-svg\" width=\"18\" height=\"18\" viewbox=\"0 0 18 18\" fill=\"none\"><path d=\"M1 17L17 1\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M4 1H17V14\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Soalan Lazim<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1ed6672 e-flex e-con-boxed e-con e-parent\" data-id=\"1ed6672\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Business Financing PROSPER GROW Explore financing options tailored for new applicants to kickstart or expand their business with PUNB. Learn about eligibility, application requirements, and how PUNB supports entrepreneurs in achieving their goals. SCROLL FOR MORE PROSPER Grow Financing scheme designed to support the growth of competitive Bumiputera entrepreneurs with potential to advance to a [&hellip;]<\/p>","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-31954","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.punb.com.my\/ms\/wp-json\/wp\/v2\/pages\/31954","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.punb.com.my\/ms\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.punb.com.my\/ms\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.punb.com.my\/ms\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.punb.com.my\/ms\/wp-json\/wp\/v2\/comments?post=31954"}],"version-history":[{"count":5,"href":"https:\/\/www.punb.com.my\/ms\/wp-json\/wp\/v2\/pages\/31954\/revisions"}],"predecessor-version":[{"id":34560,"href":"https:\/\/www.punb.com.my\/ms\/wp-json\/wp\/v2\/pages\/31954\/revisions\/34560"}],"wp:attachment":[{"href":"https:\/\/www.punb.com.my\/ms\/wp-json\/wp\/v2\/media?parent=31954"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}