{"id":36087,"date":"2026-07-04T10:47:49","date_gmt":"2026-07-04T02:47:49","guid":{"rendered":"https:\/\/www.punb.com.my\/?page_id=36087"},"modified":"2026-07-04T10:49:59","modified_gmt":"2026-07-04T02:49:59","slug":"business-financing","status":"publish","type":"page","link":"https:\/\/www.punb.com.my\/ms\/products-services\/business-financing\/","title":{"rendered":"Pembiayaan Perniagaan"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"36087\" class=\"elementor elementor-36087\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-67e85bf2 e-con-full e-flex e-con e-parent\" data-id=\"67e85bf2\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-3f1ef7e1 e-flex e-con-boxed e-con e-child\" data-id=\"3f1ef7e1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-24604f14 e-con-full e-flex e-con e-child\" data-id=\"24604f14\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-36986c85 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"36986c85\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInDown&quot;,&quot;_animation_delay&quot;:100}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">Produk dan Perkhidmatan<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-300827e1 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"300827e1\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;,&quot;_animation_delay&quot;:150}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Pembiayaan Perniagaan<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-71196cb2 elementor-widget__width-initial elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"71196cb2\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;,&quot;_animation_delay&quot;:700}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>PUNB menawarkan pembiayaan perniagaan untuk membangun dan memperkasa usahawan Bumiputera serta perniagaan mereka agar lebih berdaya saing dan berdaya tahan.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7919fea6 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"7919fea6\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeInUp&quot;,&quot;animation_delay&quot;:800}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-783b072c elementor-hidden-desktop elementor-hidden-tablet_extra elementor-hidden-tablet elementor-hidden-mobile elementor-widget elementor-widget-button\" data-id=\"783b072c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/ms\/products-services\/business-financing\/new-applicant\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Pemohon Baharu<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-431b5e4c elementor-widget elementor-widget-html\" data-id=\"431b5e4c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style>\r\n.group-account {\r\n  display: inline-flex;\r\n  align-items: stretch;\r\n  font-family: Arial, sans-serif;\r\n}\r\n\r\n\/* Left white box *\/\r\n.select-wrap {\r\n  display: inline-flex;\r\n  align-items: center;\r\n  background: #ffffff;\r\n  border-radius: 3px 0 0 3px;\r\n  padding: 0 18px;\r\n  border: 1px solid rgba(0, 0, 0, 0.08);\r\n  border-right: none;             \/* merge with button *\/\r\n}\r\n\r\n\/* Label text *\/\r\n.select-wrap .label {\r\n  font-size: 18px;\r\n  color: #555;\r\n  margin-right: 8px;\r\n  white-space: nowrap;\r\n}\r\n\r\n\/* Custom select container *\/\r\n.custom-select {\r\n  position: relative;\r\n}\r\n\r\n\/* Native select reset + arrow *\/\r\n.custom-select select {\r\n  font-size: 14px;\r\n  border: none;\r\n  background: transparent;\r\n  padding-right: 22px;\r\n  outline: none;\r\n  cursor: pointer;\r\n  -webkit-appearance: none;\r\n  -moz-appearance: none;\r\n  appearance: none;\r\n  color: #333;\r\n}\r\n\r\n\/* Fake dropdown arrow *\/\r\n.custom-select::after {\r\n  content: \"\";\r\n  position: absolute;\r\n  pointer-events: none;\r\n  top: 50%;\r\n  right: 6px;\r\n  width: 0;\r\n  height: 0;\r\n  border-left: 4px solid transparent;\r\n  border-right: 4px solid transparent;\r\n  border-top: 6px solid #666;\r\n  transform: translateY(-50%);\r\n}\r\n\r\n\/* Green button *\/\r\n.btn-discover {\r\n  border: none;\r\n  border-radius: 0 3px 3px 0;\r\n  background: #16a34a;           \/* adjust to your green *\/\r\n  color: #fff;\r\n  padding: 10px 22px;\r\n  font-size: 13px;\r\n  text-transform: uppercase;\r\n  letter-spacing: 0.5px;\r\n  cursor: pointer;\r\n}\r\n\r\n.btn-discover:hover {\r\n  background: #15803d;\r\n}\r\n\r\n<\/style>\r\n\r\n<div class=\"group-account\">\r\n  <div class=\"select-wrap\">\r\n    <span class=\"label\">Saya berminat dengan<\/span>\r\n    <div class=\"custom-select\">\r\n      <select name=\"student-select\">\r\n          <option value=\"\/prosper-grow\" selected>PROSPER GROW\r\n        <\/option>\r\n        <option value=\"\/prosper-grow\/biz-express\" >BIZ EXPRESS \r\n        <\/option>\r\n        <option value=\"\/prosper-grow\/fuel-up\" >FUEL UP <\/option>\r\n        <option value=\"\/prosper-grow\/auto-biz\" >AUTO BIZ <\/option>\r\n        <option value=\"\/prosper-great\">PROSPER GREAT<\/option>\r\n        <option value=\"\/prosper-impact-nova\">PROSPER IMPACT\/NOVA<\/option>\r\n      <\/select>\r\n    <\/div>\r\n  <\/div>\r\n\r\n  <button name=\"discover\" id=\"discover\" type=\"button\" class=\"btn-discover\">\r\n    Discover\r\n  <\/button>\r\n<\/div>\r\n\r\n<script>\r\n  document.addEventListener('DOMContentLoaded', function () {\r\n    const select   = document.querySelector('select[name=\"student-select\"]');\r\n    const discover = document.getElementById('discover');\r\n\r\n    discover.addEventListener('click', function () {\r\n      const url = select.value;\r\n\r\n      \/\/ avoid redirect if placeholder \"#\"\r\n      if (url && url !== '#') {\r\n        window.open(url, '_blank');\r\n      } else {\r\n        console.log(\"URL is #\");\r\n      }\r\n    });\r\n  });\r\n<\/script>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-532a1f04 e-flex e-con-boxed e-con e-parent\" data-id=\"532a1f04\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6e529e85 elementor-widget elementor-widget-html\" data-id=\"6e529e85\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"punb-card-container\">\r\n  \r\n  <!-- Ditambah target=\"_blank\" -->\r\n  <a href=\"https:\/\/punb.benova.com.my\/prosper-grow\/\" target=\"_blank\" class=\"punb-clean-card card-grow\">\r\n    <div class=\"card-front-clean\">\r\n      <h3 class=\"clean-center-title\">PROSPER GROW<\/h3>\r\n    <\/div>\r\n    <div class=\"card-back-blur\">\r\n      <div class=\"clean-content-wrapper\">\r\n        <span class=\"clean-tag\">Skim Pembiayaan<\/span>\r\n        <h3 class=\"clean-title\">PROSPER GROW<\/h3>\r\n        <div class=\"clean-body\">\r\n          <p>Skim pembiayaan perniagaan khusus untuk menyokong pengembangan usahawan Bumiputera yang berdaya saing serta berpotensi untuk maju ke tahap lebih tinggi dalam sektor peruncitan, perdagangan pengedaran dan pembuatan.<\/p>\r\n          <div class=\"clean-limit\">\r\n            <span>Financing Limit:<\/span>\r\n            <strong>RM100,000 - RM1,000,000<\/strong>\r\n          <\/div>\r\n        <\/div>\r\n        <span class=\"clean-btn\">See More &rarr;<\/span>\r\n      <\/div>\r\n    <\/div>\r\n  <\/a>\r\n\r\n  <!-- Ditambah target=\"_blank\" -->\r\n  <a href=\"https:\/\/punb.benova.com.my\/prosper-great\/\" target=\"_blank\" class=\"punb-clean-card card-great\">\r\n    <div class=\"card-front-clean\">\r\n      <h3 class=\"clean-center-title\">PROSPER GREAT<\/h3>\r\n    <\/div>\r\n    <div class=\"card-back-blur\">\r\n      <div class=\"clean-content-wrapper\">\r\n        <span class=\"clean-tag\">Skim Pembiayaan<\/span>\r\n        <h3 class=\"clean-title\">PROSPER GREAT<\/h3>\r\n        <div class=\"clean-body\">\r\n          <p>Menawarkan pakej pembiayaan perniagaan untuk syarikat Bumiputera berpotensi tinggi bagi mengukuhkan kemampanan, diversifikasi dan transformasi dalam sektor strategik (termasuk sektor Perkhidmatan, Pembuatan dan Kejuruteraan) yang diluluskan PUNB merangkumi industri berimpak tinggi, tenaga boleh diperbaharui, teknologi hijau dan pembuatan termaju.<\/p>\r\n          <div class=\"clean-limit\">\r\n            <span>Financing Limit:<\/span>\r\n            <strong>RM1,000,000 - RM10,000,000<\/strong>\r\n          <\/div>\r\n        <\/div>\r\n        <span class=\"clean-btn\">See More &rarr;<\/span>\r\n      <\/div>\r\n    <\/div>\r\n  <\/a>\r\n\r\n  <!-- Ditambah target=\"_blank\" -->\r\n  <a href=\"https:\/\/punb.benova.com.my\/prosper-impact-nova\/\" target=\"_blank\" class=\"punb-clean-card card-impact\">\r\n    <div class=\"card-front-clean\">\r\n      <h3 class=\"clean-center-title\">PROSPER IMPACT\/NOVA<\/h3>\r\n    <\/div>\r\n    <div class=\"card-back-blur\">\r\n      <div class=\"clean-content-wrapper\">\r\n        <span class=\"clean-tag\">Skim Pembiayaan<\/span>\r\n        <h3 class=\"clean-title\">PROSPER IMPACT\/NOVA<\/h3>\r\n        <div class=\"clean-body\">\r\n          <ul class=\"clean-list\">\r\n            <li><strong>PROSPER IMPACT:<\/strong> Menawarkan pakej pembiayaan perniagaan kepada syarikat melaksanakan projek atau kontrak yang diperoleh daripada organisasi bereputasi.<\/li>\r\n            <li><strong>PROSPER IMPACT (e-PEROLEHAN):<\/strong> Menawarkan pakej pembiayaan kepada syarikat bagi melaksanakan projek dan kontrak yang diperoleh daripada Kerajaan, dengan bayaran melalui sistem e-Perolehan dan disalurkan terus kepada PUNB.<\/li>\r\n            <li><strong>PROSPER NOVA:<\/strong> Menawarkan pakej pembiayaan bagi pelaksanaan projek atau kontrak yang diperoleh daripada Rakan Strategik PUNB dengan bayaran disalurkan terus kepada PUNB.<\/li>\r\n          <\/ul>\r\n          <div class=\"clean-limit\">\r\n            <span>Financing Limit:<\/span>\r\n            <strong>RM100,000 - RM1,000,000<\/strong>\r\n          <\/div>\r\n        <\/div>\r\n        <span class=\"clean-btn\">See More &rarr;<\/span>\r\n      <\/div>\r\n    <\/div>\r\n  <\/a>\r\n\r\n<\/div>\r\n\r\n<style>\r\n\/* ==========================================\r\n   CSS UNTUK CODING 1 SAHAJA (MAIN SCHEME)\r\n   ========================================== *\/\r\n.punb-card-container {\r\n  display: flex;\r\n  gap: 25px;\r\n  justify-content: center;\r\n  flex-wrap: wrap;\r\n  padding: 40px 0;\r\n  width: 100%;\r\n}\r\n\r\n.punb-clean-card {\r\n  flex: 1;\r\n  min-width: 300px;\r\n  max-width: 380px;\r\n  height: 550px; \r\n  border-radius: 16px;\r\n  text-decoration: none !important;\r\n  position: relative;\r\n  overflow: hidden;\r\n  box-shadow: 0px 6px 18px rgba(0, 0, 0, 0.15);\r\n  transition: transform 0.4s cubic-bezier(0.16, 1, 0.3, 1), box-shadow 0.4s ease;\r\n  background-color: #1a1a1a;\r\n}\r\n\r\n\/* Gambar Spesifik Coding 1 *\/\r\n.card-grow {\r\n  background-image: url('https:\/\/punb.benova.com.my\/wp-content\/uploads\/2026\/03\/PROSPER-GROW.png');\r\n  background-size: cover;\r\n  background-position: center;\r\n}\r\n.card-great {\r\n  background-image: url('https:\/\/punb.benova.com.my\/wp-content\/uploads\/2026\/03\/PROSPER-GREAT.png');\r\n  background-size: cover;\r\n  background-position: center;\r\n}\r\n.card-impact {\r\n  background-image: url('https:\/\/punb.benova.com.my\/wp-content\/uploads\/2026\/03\/PROSPER-IMPACTNOVA.png');\r\n  background-size: cover;\r\n  background-position: center;\r\n}\r\n\r\n\/* Reka Bentuk Dalaman Kad *\/\r\n.card-front-clean {\r\n  position: absolute; top: 0; left: 0; width: 100%; height: 100%;\r\n  display: flex; justify-content: center; align-items: center;\r\n  background-color: rgba(0, 0, 0, 0.45); z-index: 2; opacity: 1; padding: 20px;\r\n  transition: opacity 0.35s ease;\r\n}\r\n.clean-center-title {\r\n  font-size: 32px; color: #ffffff !important; margin: 0;\r\n  font-weight: 400; text-align: center; text-transform: uppercase;\r\n  letter-spacing: 1px; line-height: 1.2;\r\n}\r\n.card-back-blur {\r\n  position: absolute; top: 0; left: 0; width: 100%; height: 100%;\r\n  background-color: rgba(0, 0, 0, 0.45); z-index: 3; opacity: 0; visibility: hidden;\r\n  transition: opacity 0.4s ease, visibility 0.4s ease, backdrop-filter 0.4s ease, -webkit-backdrop-filter 0.4s ease;\r\n  overflow: hidden;\r\n}\r\n.clean-content-wrapper {\r\n  width: 100%; height: 100%; padding: 30px 25px; display: flex; flex-direction: column;\r\n}\r\n.clean-tag {\r\n  font-size: 10px; color: #00dfef; text-transform: uppercase;\r\n  font-weight: 700; letter-spacing: 1.5px; margin-bottom: 6px; text-align: left;\r\n}\r\n.clean-title {\r\n  font-size: 20px; color: #ffffff !important; margin: 0 0 15px 0; font-weight: 800; text-align: left;\r\n}\r\n.clean-body { flex-grow: 1; display: flex; flex-direction: column; }\r\n.clean-body p { font-size: 13.5px; color: #ffffff !important; line-height: 1.6; margin: 0 0 15px 0; text-align: left; }\r\n.clean-list { padding-left: 15px; margin: 0 0 15px 0; font-size: 13px; color: #ffffff; text-align: left; }\r\n.clean-list li { margin-bottom: 8px; line-height: 1.5; }\r\n.clean-limit { border-top: 1px solid rgba(255, 255, 255, 0.25); padding-top: 12px; margin-top: auto; margin-bottom: 15px; text-align: left; }\r\n.clean-limit span { display: block; font-size: 11px; color: #dddddd; text-transform: uppercase; letter-spacing: 0.5px; margin-bottom: 2px; }\r\n.clean-limit strong { font-size: 15px; color: #00dfef; font-weight: 700; }\r\n.clean-btn { align-self: center; background-color: #0099A7; color: #ffffff !important; padding: 10px 26px; border-radius: 30px; font-size: 13px; font-weight: bold; transition: background-color 0.2s ease, transform 0.2s ease; text-align: center; width: auto; }\r\n.clean-btn:hover { background-color: #007c8a; transform: scale(1.03); }\r\n\r\n\/* Hover & Responsive *\/\r\n@media (min-width: 768px) {\r\n  .punb-clean-card:hover { transform: translateY(-6px); box-shadow: 0px 12px 25px rgba(0, 0, 0, 0.3); }\r\n  .punb-clean-card:hover .card-front-clean { opacity: 0; }\r\n  .punb-clean-card:hover .card-back-blur { opacity: 1; visibility: visible; backdrop-filter: blur(6px); -webkit-backdrop-filter: blur(8px); }\r\n}\r\n@media (max-width: 767px) {\r\n  .punb-card-container { flex-direction: column; align-items: center; gap: 25px; }\r\n  .punb-clean-card { width: 100%; max-width: 100%; height: auto; }\r\n  .card-front-clean { display: none; }\r\n  .card-back-blur { position: relative; opacity: 1; visibility: visible; background-color: #161616; padding: 0; height: auto; backdrop-filter: none; -webkit-backdrop-filter: none; }\r\n  .clean-content-wrapper { padding: 25px 20px; }\r\n}\r\n<\/style>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7abcb60 e-flex e-con-boxed e-con e-parent\" data-id=\"7abcb60\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-175543b7 elementor-widget elementor-widget-html\" data-id=\"175543b7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"punb-sub-container\">\r\n  \r\n  <!-- Ditambah target=\"_blank\" -->\r\n  <a href=\"https:\/\/punb.benova.com.my\/prosper-grow\/biz-express\/\" target=\"_blank\" class=\"punb-sub-card card-biz-express\">\r\n    <div class=\"card-front-sub\">\r\n      <h3 class=\"sub-center-title\">PROSPER GROW <br>BIZ EXPRESS<\/h3>\r\n    <\/div>\r\n    <div class=\"card-back-sub-blur\">\r\n      <div class=\"sub-content-wrapper\">\r\n        <span class=\"sub-tag\">Skim Pembiayaan<\/span>\r\n        <h3 class=\"sub-title\">PROSPER GROW <br>BIZ EXPRESS<\/h3>\r\n        <div class=\"sub-body\">\r\n          <p>\u2018Fast lane\u2019 financial assistance to support the growth of competitive Bumiputera entrepreneurs with the potential to advance to a higher level in the retail, trade, distribution, and manufacturing sectors.<\/p>\r\n          <div class=\"sub-limit\">\r\n            <span>Financing Limit:<\/span>\r\n            <strong>RM100,000 - RM300,000<\/strong>\r\n          <\/div>\r\n        <\/div>\r\n        <span class=\"sub-btn\">See More &rarr;<\/span>\r\n      <\/div>\r\n    <\/div>\r\n  <\/a>\r\n\r\n  <!-- Ditambah target=\"_blank\" -->\r\n  <a href=\"https:\/\/punb.benova.com.my\/prosper-grow\/fuel-up\/\" target=\"_blank\" class=\"punb-sub-card card-fuel-up\">\r\n    <div class=\"card-front-sub\">\r\n      <h3 class=\"sub-center-title\">PROSPER GROW <br>FUEL UP<\/h3>\r\n    <\/div>\r\n    <div class=\"card-back-sub-blur\">\r\n      <div class=\"sub-content-wrapper\">\r\n        <span class=\"sub-tag\">Skim Pembiayaan<\/span>\r\n        <h3 class=\"sub-title\">PROSPER GROW <br>FUEL UP<\/h3>\r\n        <div class=\"sub-body\">\r\n          <p>Pembiayaan bagi menyokong pengembangan perniagaan usahawan Bumiputera untuk pengusaha serta pemilik stesen minyak.<\/p>\r\n          <div class=\"sub-limit\">\r\n            <span>Financing Limit:<\/span>\r\n            <strong>RM100,000 - RM1,000,000<\/strong>\r\n          <\/div>\r\n        <\/div>\r\n        <span class=\"sub-btn\">See More &rarr;<\/span>\r\n      <\/div>\r\n    <\/div>\r\n  <\/a>\r\n\r\n  <!-- Ditambah target=\"_blank\" -->\r\n  <a href=\"https:\/\/punb.benova.com.my\/prosper-grow\/auto-biz\/\" target=\"_blank\" class=\"punb-sub-card card-auto-biz\">\r\n    <div class=\"card-front-sub\">\r\n      <h3 class=\"sub-center-title\">PROSPER GROW <br>AUTO BIZ<\/h3>\r\n    <\/div>\r\n    <div class=\"card-back-sub-blur\">\r\n      <div class=\"sub-content-wrapper\">\r\n        <span class=\"sub-tag\">Skim Pembiayaan<\/span>\r\n        <h3 class=\"sub-title\">PROSPER GROW <br>AUTO BIZ<\/h3>\r\n        <div class=\"sub-body\">\r\n          <p>Financial assistance for service centre that obtains exclusive dealership appointed by PUNB\u2019s Authorised Partners specifically for lubricant oil or any other related products\/services acceptable to PUNB.<\/p>\r\n          <div class=\"sub-limit\">\r\n            <span>Financing Limit:<\/span>\r\n            <strong>RM100,000 - RM500,000 \/<br>RM100,000 - RM1,000,000<\/strong>\r\n          <\/div>\r\n        <\/div>\r\n        <span class=\"sub-btn\">See More &rarr;<\/span>\r\n      <\/div>\r\n    <\/div>\r\n  <\/a>\r\n\r\n<\/div>\r\n\r\n<style>\r\n\/* ==========================================\r\n   CSS UNTUK CODING 2 SAHAJA (SUB SCHEME)\r\n   ========================================== *\/\r\n.punb-sub-container {\r\n  display: flex;\r\n  gap: 25px;\r\n  justify-content: center;\r\n  flex-wrap: wrap;\r\n  padding: 40px 0;\r\n  width: 100%;\r\n}\r\n\r\n.punb-sub-card {\r\n  flex: 1;\r\n  min-width: 300px;\r\n  max-width: 380px;\r\n  height: 400px; \r\n  border-radius: 16px;\r\n  text-decoration: none !important;\r\n  position: relative;\r\n  overflow: hidden;\r\n  box-shadow: 0px 6px 18px rgba(0, 0, 0, 0.15);\r\n  transition: transform 0.4s cubic-bezier(0.16, 1, 0.3, 1), box-shadow 0.4s ease;\r\n  background-color: #1a1a1a;\r\n}\r\n\r\n\/* Gambar Spesifik Coding 2 *\/\r\n.card-biz-express {\r\n  background-image: url('https:\/\/punb.benova.com.my\/wp-content\/uploads\/2026\/05\/biz_express.jpeg');\r\n  background-size: cover;\r\n  background-position: right;\r\n}\r\n.card-fuel-up {\r\n  background-image: url('https:\/\/punb.benova.com.my\/wp-content\/uploads\/2026\/05\/fuel_up.jpeg');\r\n  background-size: cover;\r\n  background-position: right;\r\n}\r\n.card-auto-biz {\r\n  background-image: url('https:\/\/punb.benova.com.my\/wp-content\/uploads\/2026\/05\/auto_biz.jpeg');\r\n  background-size: cover;\r\n  background-position: center;\r\n}\r\n\r\n\/* Reka Bentuk Dalaman Kad *\/\r\n.card-front-sub {\r\n  position: absolute; top: 0; left: 0; width: 100%; height: 100%;\r\n  display: flex; justify-content: center; align-items: center;\r\n  background-color: rgba(0, 0, 0, 0.45); z-index: 2; opacity: 1; padding: 20px;\r\n  transition: opacity 0.35s ease;\r\n}\r\n\r\n.sub-center-title {\r\n  font-size: 26px; color: #ffffff !important; margin: 0;\r\n  font-weight: 400; text-align: center; text-transform: uppercase;\r\n  letter-spacing: 1px; line-height: 1.2;\r\n}\r\n\r\n.card-back-sub-blur {\r\n  position: absolute; top: 0; left: 0; width: 100%; height: 100%;\r\n  background-color: rgba(0, 0, 0, 0.45); z-index: 3; opacity: 0; visibility: hidden;\r\n  transition: opacity 0.4s ease, visibility 0.4s ease, backdrop-filter 0.4s ease, -webkit-backdrop-filter 0.4s ease;\r\n  overflow: hidden;\r\n}\r\n.sub-content-wrapper {\r\n  width: 100%; height: 100%; padding: 25px 22px; display: flex; flex-direction: column;\r\n}\r\n.sub-tag {\r\n  font-size: 10px; color: #00dfef; text-transform: uppercase;\r\n  font-weight: 700; letter-spacing: 1.5px; margin-bottom: 6px; text-align: left;\r\n}\r\n.sub-title {\r\n  font-size: 18px; color: #ffffff !important; margin: 0 0 12px 0; font-weight: 800; text-align: left;\r\n}\r\n.sub-body { flex-grow: 1; display: flex; flex-direction: column; }\r\n.sub-body p { font-size: 13px; color: #ffffff !important; line-height: 1.5; margin: 0 0 12px 0; text-align: left; }\r\n.sub-limit { border-top: 1px solid rgba(255, 255, 255, 0.25); padding-top: 10px; margin-top: auto; margin-bottom: 12px; text-align: left; }\r\n.sub-limit span { display: block; font-size: 11px; color: #dddddd; text-transform: uppercase; letter-spacing: 0.5px; margin-bottom: 2px; }\r\n.sub-limit strong { font-size: 14px; color: #00dfef; font-weight: 700; }\r\n.sub-btn { align-self: center; background-color: #0099A7; color: #ffffff !important; padding: 8px 24px; border-radius: 30px; font-size: 12px; font-weight: bold; transition: background-color 0.2s ease, transform 0.2s ease; text-align: center; width: auto; }\r\n.sub-btn:hover { background-color: #007c8a; transform: scale(1.03); }\r\n\r\n\/* Hover & Responsive *\/\r\n@media (min-width: 768px) {\r\n  .punb-sub-card:hover { transform: translateY(-6px); box-shadow: 0px 12px 25px rgba(0, 0, 0, 0.3); }\r\n  .punb-sub-card:hover .card-front-sub { opacity: 0; }\r\n  .punb-sub-card:hover .card-back-sub-blur { opacity: 1; visibility: visible; backdrop-filter: blur(6px); -webkit-backdrop-filter: blur(8px); }\r\n}\r\n@media (max-width: 767px) {\r\n  .punb-sub-container { flex-direction: column; align-items: center; gap: 25px; }\r\n  .punb-sub-card { width: 100%; max-width: 100%; height: auto; }\r\n  .card-front-sub { display: none; }\r\n  .card-back-sub-blur { position: relative; opacity: 1; visibility: visible; background-color: #161616; padding: 0; height: auto; backdrop-filter: none; -webkit-backdrop-filter: none; }\r\n  .sub-content-wrapper { padding: 25px 20px; }\r\n}\r\n<\/style>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-178a20e6 e-flex e-con-boxed e-con e-parent\" data-id=\"178a20e6\" data-element_type=\"container\" data-e-type=\"container\" id=\"scroll-more\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-5cf6ddcc e-con-full e-flex e-con e-child\" data-id=\"5cf6ddcc\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-5a662833 e-con-full e-flex e-con e-child\" data-id=\"5a662833\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-248f3a16 elementor-invisible elementor-widget elementor-widget-image\" data-id=\"248f3a16\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInLeft&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"900\" height=\"600\" src=\"https:\/\/www.punb.com.my\/wp-content\/uploads\/2026\/07\/young-asian-carpenter-hand-draw-air-with-copyspace-your-text-with-background-house-renovation-site_609648-1141.jpg\" class=\"attachment-full size-full wp-image-36065\" alt=\"\" srcset=\"https:\/\/www.punb.com.my\/wp-content\/uploads\/2026\/07\/young-asian-carpenter-hand-draw-air-with-copyspace-your-text-with-background-house-renovation-site_609648-1141.jpg 900w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2026\/07\/young-asian-carpenter-hand-draw-air-with-copyspace-your-text-with-background-house-renovation-site_609648-1141-300x200.jpg 300w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2026\/07\/young-asian-carpenter-hand-draw-air-with-copyspace-your-text-with-background-house-renovation-site_609648-1141-768x512.jpg 768w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2026\/07\/young-asian-carpenter-hand-draw-air-with-copyspace-your-text-with-background-house-renovation-site_609648-1141-18x12.jpg 18w\" sizes=\"(max-width: 900px) 100vw, 900px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-68485868 e-con-full e-flex e-con e-child\" data-id=\"68485868\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5a44fa0d elementor-widget elementor-widget-heading\" data-id=\"5a44fa0d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Keistimewaan Pembiayaan<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5b0e6048 elementor-widget elementor-widget-text-editor\" data-id=\"5b0e6048\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tTemui kelebihan utama pembiayaan pilihan kami, dirangka khusus untuk fleksibiliti, ketelusan dan penjimatan dalam menyokong matlamat kewangan anda.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-710b78a4 e-con-full finan-benefit-box e-flex e-con e-child\" data-id=\"710b78a4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5ba98630 elementor-position-left elementor-position-top elementor-vertical-align-top elementor-widget elementor-widget-image-box\" data-id=\"5ba98630\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img decoding=\"async\" width=\"50\" height=\"50\" src=\"https:\/\/www.punb.com.my\/wp-content\/uploads\/2026\/07\/pink-circle-tick-icon.svg\" class=\"attachment-full size-full wp-image-36066\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h4 class=\"elementor-image-box-title\">01<\/h4><p class=\"elementor-image-box-description\">Margin pembiayaan tinggi (sehingga 90%)<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-333846bf elementor-position-left elementor-position-top elementor-vertical-align-top elementor-widget elementor-widget-image-box\" data-id=\"333846bf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img decoding=\"async\" width=\"50\" height=\"50\" src=\"https:\/\/www.punb.com.my\/wp-content\/uploads\/2026\/07\/pink-circle-tick-icon.svg\" class=\"attachment-full size-full wp-image-36066\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h4 class=\"elementor-image-box-title\">02<\/h4><p class=\"elementor-image-box-description\">Kadar kompetitif<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-124ceb6f elementor-position-left elementor-position-top elementor-vertical-align-top elementor-widget elementor-widget-image-box\" data-id=\"124ceb6f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img decoding=\"async\" width=\"50\" height=\"50\" src=\"https:\/\/www.punb.com.my\/wp-content\/uploads\/2026\/07\/pink-circle-tick-icon.svg\" class=\"attachment-full size-full wp-image-36066\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h4 class=\"elementor-image-box-title\">03<\/h4><p class=\"elementor-image-box-description\">Tiada kos penyertaan<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-492764ef elementor-position-left elementor-position-top elementor-vertical-align-top elementor-widget elementor-widget-image-box\" data-id=\"492764ef\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img decoding=\"async\" width=\"50\" height=\"50\" src=\"https:\/\/www.punb.com.my\/wp-content\/uploads\/2026\/07\/pink-circle-tick-icon.svg\" class=\"attachment-full size-full wp-image-36066\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h4 class=\"elementor-image-box-title\">04<\/h4><p class=\"elementor-image-box-description\">Pembiayaan patuh syariah<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-591b7d82 elementor-position-left elementor-position-top elementor-vertical-align-top elementor-widget elementor-widget-image-box\" data-id=\"591b7d82\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img decoding=\"async\" width=\"50\" height=\"50\" src=\"https:\/\/www.punb.com.my\/wp-content\/uploads\/2026\/07\/pink-circle-tick-icon.svg\" class=\"attachment-full size-full wp-image-36066\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h4 class=\"elementor-image-box-title\">05<\/h4><p class=\"elementor-image-box-description\">Proses permohonan dalam talian<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4e5c5496 elementor-position-left elementor-position-top elementor-vertical-align-top elementor-widget elementor-widget-image-box\" data-id=\"4e5c5496\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img decoding=\"async\" width=\"50\" height=\"50\" src=\"https:\/\/www.punb.com.my\/wp-content\/uploads\/2026\/07\/pink-circle-tick-icon.svg\" class=\"attachment-full size-full wp-image-36066\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h4 class=\"elementor-image-box-title\">06<\/h4><p class=\"elementor-image-box-description\">Kos pembiayaan rendah<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3b62b6fb e-flex e-con-boxed e-con e-parent\" data-id=\"3b62b6fb\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-4c1308a0 e-con-full e-flex e-con e-child\" data-id=\"4c1308a0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-481feaa6 e-con-full e-flex e-con e-child\" data-id=\"481feaa6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-73b0fa74 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"73b0fa74\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Sektor Pembiayaan<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-318142a4 elementor-widget__width-initial elementor-widget-mobile__width-inherit elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"318142a4\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;,&quot;_animation_delay&quot;:500}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Pembiayaan dan perkhidmatan PUNB terbuka kepada semua usahawan dan perniagaan Bumiputera dalam sektor perdagangan, peruncitan dan pengedaran, pembuatan serta perkhidmatan dalam pelbagai sektor ekonomi kecuali pertanian, perikanan dan perladangan.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5b4ff3a1 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"5b4ff3a1\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-3538bf14 e-con-full e-flex e-con e-child\" data-id=\"3538bf14\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-35829b09 elementor-widget elementor-widget-heading\" data-id=\"35829b09\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Sektor Dibiaya<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3091aa2b e-con-full custom-cover-box e-flex e-con e-child\" data-id=\"3091aa2b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-29a8792f elementor-position-left elementor-vertical-align-middle elementor-widget__width-initial elementor-widget elementor-widget-image-box\" data-id=\"29a8792f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img decoding=\"async\" width=\"512\" height=\"512\" src=\"https:\/\/www.punb.com.my\/wp-content\/uploads\/2026\/07\/shopping-store.png\" class=\"attachment-full size-full wp-image-36067\" alt=\"\" srcset=\"https:\/\/www.punb.com.my\/wp-content\/uploads\/2026\/07\/shopping-store.png 512w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2026\/07\/shopping-store-300x300.png 300w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2026\/07\/shopping-store-150x150.png 150w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2026\/07\/shopping-store-12x12.png 12w\" sizes=\"(max-width: 512px) 100vw, 512px\" \/><\/figure><div class=\"elementor-image-box-content\"><h5 class=\"elementor-image-box-title\">Peruncitan &amp; Pengedaran Perdagangan<\/h5><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3d89877 elementor-position-left elementor-vertical-align-middle elementor-widget__width-initial elementor-widget elementor-widget-image-box\" data-id=\"3d89877\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"512\" height=\"512\" src=\"https:\/\/www.punb.com.my\/wp-content\/uploads\/2026\/07\/industrial-park.png\" class=\"attachment-full size-full wp-image-36068\" alt=\"\" srcset=\"https:\/\/www.punb.com.my\/wp-content\/uploads\/2026\/07\/industrial-park.png 512w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2026\/07\/industrial-park-300x300.png 300w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2026\/07\/industrial-park-150x150.png 150w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2026\/07\/industrial-park-12x12.png 12w\" sizes=\"(max-width: 512px) 100vw, 512px\" \/><\/figure><div class=\"elementor-image-box-content\"><h5 class=\"elementor-image-box-title\">Pembuatan &amp; Kejuruteraan<\/h5><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3e439c5a elementor-position-left elementor-vertical-align-middle elementor-widget__width-initial elementor-widget elementor-widget-image-box\" data-id=\"3e439c5a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"512\" height=\"512\" src=\"https:\/\/www.punb.com.my\/wp-content\/uploads\/2026\/07\/check-up.png\" class=\"attachment-full size-full wp-image-36069\" alt=\"\" srcset=\"https:\/\/www.punb.com.my\/wp-content\/uploads\/2026\/07\/check-up.png 512w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2026\/07\/check-up-300x300.png 300w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2026\/07\/check-up-150x150.png 150w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2026\/07\/check-up-12x12.png 12w\" sizes=\"(max-width: 512px) 100vw, 512px\" \/><\/figure><div class=\"elementor-image-box-content\"><h5 class=\"elementor-image-box-title\">Kesihatan<\/h5><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-35f671ab elementor-position-left elementor-vertical-align-middle elementor-widget__width-initial elementor-widget elementor-widget-image-box\" data-id=\"35f671ab\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"512\" height=\"512\" src=\"https:\/\/www.punb.com.my\/wp-content\/uploads\/2026\/07\/costumer.png\" class=\"attachment-full size-full wp-image-36070\" alt=\"\" srcset=\"https:\/\/www.punb.com.my\/wp-content\/uploads\/2026\/07\/costumer.png 512w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2026\/07\/costumer-300x300.png 300w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2026\/07\/costumer-150x150.png 150w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2026\/07\/costumer-12x12.png 12w\" sizes=\"(max-width: 512px) 100vw, 512px\" \/><\/figure><div class=\"elementor-image-box-content\"><h5 class=\"elementor-image-box-title\">Hospitaliti<\/h5><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-55a16e13 elementor-position-left elementor-vertical-align-middle elementor-widget__width-initial elementor-widget elementor-widget-image-box\" data-id=\"55a16e13\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"512\" height=\"512\" src=\"https:\/\/www.punb.com.my\/wp-content\/uploads\/2026\/07\/automation.png\" class=\"attachment-full size-full wp-image-36071\" alt=\"\" srcset=\"https:\/\/www.punb.com.my\/wp-content\/uploads\/2026\/07\/automation.png 512w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2026\/07\/automation-300x300.png 300w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2026\/07\/automation-150x150.png 150w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2026\/07\/automation-12x12.png 12w\" sizes=\"(max-width: 512px) 100vw, 512px\" \/><\/figure><div class=\"elementor-image-box-content\"><h5 class=\"elementor-image-box-title\">Sistem &amp; Automasi<\/h5><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7af80c4e elementor-position-left elementor-widget__width-initial elementor-vertical-align-top elementor-widget elementor-widget-image-box\" data-id=\"7af80c4e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"512\" height=\"512\" src=\"https:\/\/www.punb.com.my\/wp-content\/uploads\/2026\/07\/globe.png\" class=\"attachment-full size-full wp-image-36072\" alt=\"\" srcset=\"https:\/\/www.punb.com.my\/wp-content\/uploads\/2026\/07\/globe.png 512w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2026\/07\/globe-300x300.png 300w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2026\/07\/globe-150x150.png 150w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2026\/07\/globe-12x12.png 12w\" sizes=\"(max-width: 512px) 100vw, 512px\" \/><\/figure><div class=\"elementor-image-box-content\"><h5 class=\"elementor-image-box-title\">Penggerak Perniagaan<\/h5><p class=\"elementor-image-box-description\">(pembangunan perisian, logistik, penggudangan &amp; perkhidmatan penghantaran)<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2f20076c elementor-position-left elementor-widget__width-initial elementor-vertical-align-top elementor-widget elementor-widget-image-box\" data-id=\"2f20076c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"512\" height=\"512\" src=\"https:\/\/www.punb.com.my\/wp-content\/uploads\/2026\/07\/creativity.png\" class=\"attachment-full size-full wp-image-36073\" alt=\"\" srcset=\"https:\/\/www.punb.com.my\/wp-content\/uploads\/2026\/07\/creativity.png 512w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2026\/07\/creativity-300x300.png 300w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2026\/07\/creativity-150x150.png 150w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2026\/07\/creativity-12x12.png 12w\" sizes=\"(max-width: 512px) 100vw, 512px\" \/><\/figure><div class=\"elementor-image-box-content\"><h5 class=\"elementor-image-box-title\">Kreatif<\/h5><p class=\"elementor-image-box-description\">(kraf tangan, cenderahati, seni lukis, seni halus (kaligrafi), animasi (infografik), hiasan dalaman dan fesyen)<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5b2bbe65 e-con-full e-flex e-con e-child\" data-id=\"5b2bbe65\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-55a71c50 elementor-widget elementor-widget-heading\" data-id=\"55a71c50\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Sektor Tidak Dibiaya<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6b2b9ed9 e-con-full custom-cover-box e-flex e-con e-child\" data-id=\"6b2b9ed9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c4d07bb elementor-position-left elementor-vertical-align-middle elementor-widget__width-initial elementor-widget elementor-widget-image-box\" data-id=\"c4d07bb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"512\" height=\"512\" src=\"https:\/\/www.punb.com.my\/wp-content\/uploads\/2026\/07\/tractor.png\" class=\"attachment-full size-full wp-image-36074\" alt=\"\" srcset=\"https:\/\/www.punb.com.my\/wp-content\/uploads\/2026\/07\/tractor.png 512w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2026\/07\/tractor-300x300.png 300w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2026\/07\/tractor-150x150.png 150w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2026\/07\/tractor-12x12.png 12w\" sizes=\"(max-width: 512px) 100vw, 512px\" \/><\/figure><div class=\"elementor-image-box-content\"><h5 class=\"elementor-image-box-title\">Pertanian<\/h5><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1b8f057d elementor-position-left elementor-vertical-align-middle elementor-widget__width-initial elementor-widget elementor-widget-image-box\" data-id=\"1b8f057d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"512\" height=\"512\" src=\"https:\/\/www.punb.com.my\/wp-content\/uploads\/2026\/07\/mining.png\" class=\"attachment-full size-full wp-image-36075\" alt=\"\" srcset=\"https:\/\/www.punb.com.my\/wp-content\/uploads\/2026\/07\/mining.png 512w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2026\/07\/mining-300x300.png 300w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2026\/07\/mining-150x150.png 150w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2026\/07\/mining-12x12.png 12w\" sizes=\"(max-width: 512px) 100vw, 512px\" \/><\/figure><div class=\"elementor-image-box-content\"><h5 class=\"elementor-image-box-title\">Perlombongan<\/h5><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f27688b elementor-position-left elementor-vertical-align-middle elementor-widget__width-initial elementor-widget elementor-widget-image-box\" data-id=\"f27688b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"512\" height=\"512\" src=\"https:\/\/www.punb.com.my\/wp-content\/uploads\/2026\/07\/property-development.png\" class=\"attachment-full size-full wp-image-36076\" alt=\"\" srcset=\"https:\/\/www.punb.com.my\/wp-content\/uploads\/2026\/07\/property-development.png 512w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2026\/07\/property-development-300x300.png 300w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2026\/07\/property-development-150x150.png 150w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2026\/07\/property-development-12x12.png 12w\" sizes=\"(max-width: 512px) 100vw, 512px\" \/><\/figure><div class=\"elementor-image-box-content\"><h5 class=\"elementor-image-box-title\">Pembangunan Hartanah<\/h5><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-546655bf elementor-position-left elementor-vertical-align-middle elementor-widget__width-initial elementor-widget elementor-widget-image-box\" data-id=\"546655bf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"512\" height=\"512\" src=\"https:\/\/www.punb.com.my\/wp-content\/uploads\/2026\/07\/construction.png\" class=\"attachment-full size-full wp-image-36077\" alt=\"\" srcset=\"https:\/\/www.punb.com.my\/wp-content\/uploads\/2026\/07\/construction.png 512w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2026\/07\/construction-300x300.png 300w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2026\/07\/construction-150x150.png 150w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2026\/07\/construction-12x12.png 12w\" sizes=\"(max-width: 512px) 100vw, 512px\" \/><\/figure><div class=\"elementor-image-box-content\"><h5 class=\"elementor-image-box-title\">Pembinaan<\/h5><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-341f065d elementor-position-left elementor-widget__width-initial elementor-vertical-align-top elementor-widget elementor-widget-image-box\" data-id=\"341f065d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"512\" height=\"512\" src=\"https:\/\/www.punb.com.my\/wp-content\/uploads\/2026\/07\/report.png\" class=\"attachment-full size-full wp-image-36078\" alt=\"\" srcset=\"https:\/\/www.punb.com.my\/wp-content\/uploads\/2026\/07\/report.png 512w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2026\/07\/report-300x300.png 300w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2026\/07\/report-150x150.png 150w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2026\/07\/report-12x12.png 12w\" sizes=\"(max-width: 512px) 100vw, 512px\" \/><\/figure><div class=\"elementor-image-box-content\"><h5 class=\"elementor-image-box-title\">Perkhidmatan Kewangan<\/h5><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c0dea12 elementor-position-left elementor-widget__width-initial elementor-vertical-align-top elementor-widget elementor-widget-image-box\" data-id=\"c0dea12\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"512\" height=\"512\" src=\"https:\/\/www.punb.com.my\/wp-content\/uploads\/2026\/07\/quran.png\" class=\"attachment-full size-full wp-image-36079\" alt=\"\" srcset=\"https:\/\/www.punb.com.my\/wp-content\/uploads\/2026\/07\/quran.png 512w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2026\/07\/quran-300x300.png 300w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2026\/07\/quran-150x150.png 150w, https:\/\/www.punb.com.my\/wp-content\/uploads\/2026\/07\/quran-12x12.png 12w\" sizes=\"(max-width: 512px) 100vw, 512px\" \/><\/figure><div class=\"elementor-image-box-content\"><h5 class=\"elementor-image-box-title\">Perniagaan bercanggah dengan prinsip syariah<\/h5><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-75275e70 e-flex e-con-boxed e-con e-parent\" data-id=\"75275e70\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-41d38c14 e-flex e-con-boxed e-con e-child\" data-id=\"41d38c14\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-515b06b4 e-con-full e-flex e-con e-child\" data-id=\"515b06b4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4d509f4d elementor-widget elementor-widget-spacer\" data-id=\"4d509f4d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-349f20b5 elementor-widget elementor-widget-heading\" data-id=\"349f20b5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Pengiraan Pembiayaan<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-239b8103 elementor-widget elementor-widget-text-editor\" data-id=\"239b8103\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Masukkan jumlah yang diperlukan untuk mengetahui bayaran bulanan kepada PUNB.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e14c584 elementor-widget elementor-widget-html\" data-id=\"e14c584\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"fin-calc\">\r\n\r\n  <!-- Prosper Scheme -->\r\n  <div>\r\n    <label for=\"financing-scheme\">Prosper Scheme:<\/label>\r\n    <select id=\"financing-scheme\">\r\n      <option value=\"\">Please select<\/option>\r\n    <\/select>\r\n  <\/div>\r\n\r\n  <!-- Financing Type -->\r\n  <div>\r\n    <label for=\"financing-type\">Jenis Pembiayaan:<\/label>\r\n    <select id=\"financing-type\" disabled>\r\n      <option value=\"\">Please select<\/option>\r\n    <\/select>\r\n  <\/div>\r\n\r\n  <!-- Financing Amount -->\r\n  <div class=\"wide\">\r\n    <label for=\"financing-amount\">Jumlah Pembiayaan (RM):<\/label>\r\n    <input id=\"financing-amount\" type=\"number\" disabled \/>\r\n\r\n    <small>\r\n      (amount should be\r\n      <span id=\"min-amt\">minimum RM0<\/span>\r\n      <span id=\"max-amt\"> and maximum RM0<\/span>)\r\n    <\/small>\r\n\r\n    <div id=\"amount-error\" style=\"display:none; color:#d63638; font-size:13px;\"><\/div>\r\n  <\/div>\r\n\r\n  <!-- Tenure -->\r\n  <div class=\"wide\">\r\n    <label for=\"tenure\">Tempoh:<\/label>\r\n    <select id=\"tenure\" disabled>\r\n      <option value=\"\">Please select<\/option>\r\n    <\/select>\r\n  <\/div>\r\n\r\n  <!-- Result -->\r\n  <div class=\"fg\">\r\n    <div id=\"selling-ctn\">\r\n      <label>Harga Jualan (RM):<\/label>\r\n      <input id=\"selling-price\" type=\"text\" readonly \/>\r\n    <\/div>\r\n\r\n    <div id=\"mth-ctn\">\r\n      <label>Bayaran Bulanan (RM):<\/label>\r\n      <input id=\"monthly-payment\" type=\"text\" readonly \/>\r\n    <\/div>\r\n  <\/div>\r\n\r\n<\/div>\r\n\r\n<script>\r\njQuery(function ($) {\r\n\r\n  \/* ================= CONFIG ================= *\/\r\n\r\n  const schemes = {\r\n    GROW:   { label: \"Prosper GROW\",   min: 100000,  max: 1000000 },\r\n    GREAT:  { label: \"Prosper GREAT\",  min: 1000000, max: 10000000 },\r\n    IMPACT: { label: \"Prosper IMPACT\", min: 100000,  max: 20000000 }\r\n  };\r\n\r\n  const rates = {\r\n    GROW: {\r\n      \"Non Revolving (Flat Rate)\": 3.5\r\n    },\r\n    GREAT: {\r\n      \"Non Revolving (Flat Rate)\": 5,\r\n      \"Non Revolving (Monthly Rest)\": 6.75,\r\n      \"Revolving\": 6.5 \/\/ \u2705 FIXED\r\n    },\r\n    IMPACT: {\r\n      \"Non Revolving (Monthly Rest)\": 6.75,\r\n      \"Revolving\": 6.5\r\n    }\r\n  };\r\n\r\n  const revolvingDays = [90,120,180,210,270,300,360];\r\n  const nonRevolvingYears = [3,4,5,6,7];\r\n\r\n  const $scheme = $(\"#financing-scheme\");\r\n  const $type   = $(\"#financing-type\");\r\n  const $amount = $(\"#financing-amount\");\r\n  const $tenure = $(\"#tenure\");\r\n\r\n  \/* ================= BUILD SCHEME ================= *\/\r\n\r\n  function buildSchemes() {\r\n    Object.keys(schemes).forEach(key => {\r\n      $scheme.append(`<option value=\"${key}\">${schemes[key].label}<\/option>`);\r\n    });\r\n  }\r\n\r\n  \/* ================= BUILD TYPE (WITH RATE) ================= *\/\r\n\r\n  function buildTypes(schemeKey) {\r\n    $type.empty().append('<option value=\"\">Please select<\/option>');\r\n\r\n    let allowed = [];\r\n\r\n    if (schemeKey === \"GROW\") {\r\n      allowed = [\"Non Revolving (Flat Rate)\"];\r\n    } \r\n    else if (schemeKey === \"GREAT\") {\r\n      allowed = [\r\n        \"Non Revolving (Flat Rate)\",\r\n        \"Non Revolving (Monthly Rest)\",\r\n        \"Revolving\" \/\/ \u2705 FIXED\r\n      ];\r\n    } \r\n    else if (schemeKey === \"IMPACT\") {\r\n      allowed = [\"Non Revolving (Monthly Rest)\", \"Revolving\"];\r\n    }\r\n\r\n    allowed.forEach(t => {\r\n      const rate = rates[schemeKey]?.[t];\r\n      let label = t;\r\n\r\n      if (rate) {\r\n        label = `${t} - ${rate}%`;\r\n      }\r\n\r\n      $type.append(`<option value=\"${t}\">${label}<\/option>`);\r\n    });\r\n  }\r\n\r\n  \/* ================= BUILD TENURE ================= *\/\r\n\r\n  function buildTenure(type) {\r\n    $tenure.empty().append('<option value=\"\">Please select<\/option>');\r\n\r\n    if (type === \"Revolving\") {\r\n      revolvingDays.forEach(d => {\r\n        $tenure.append(`<option value=\"${d}\">${d} days<\/option>`);\r\n      });\r\n    } else {\r\n      nonRevolvingYears.forEach(y => {\r\n        $tenure.append(`<option value=\"${y}\">${y} years<\/option>`);\r\n      });\r\n    }\r\n  }\r\n\r\n  \/* ================= INIT ================= *\/\r\n  buildSchemes();\r\n\r\n  \/* ================= SCHEME CHANGE ================= *\/\r\n\r\n  $scheme.on(\"change\", function () {\r\n\r\n    const schemeKey = $(this).val();\r\n    const scheme = schemes[schemeKey];\r\n\r\n    if (!scheme) return;\r\n\r\n    buildTypes(schemeKey);\r\n    $type.prop(\"disabled\", false).val(\"\");\r\n\r\n    $amount.prop(\"disabled\", true).val(\"\");\r\n    $tenure.prop(\"disabled\", true).val(\"\");\r\n\r\n    $(\"#selling-price, #monthly-payment\").val(\"\");\r\n    $(\"#amount-error\").hide();\r\n\r\n    $(\"#min-amt\").text(\"minimum RM\" + scheme.min.toLocaleString());\r\n    $(\"#max-amt\").text(\" and maximum RM\" + scheme.max.toLocaleString());\r\n  });\r\n\r\n  \/* ================= TYPE CHANGE ================= *\/\r\n\r\n  $type.on(\"change\", function () {\r\n\r\n    const type = $(this).val();\r\n    const schemeKey = $scheme.val();\r\n    const scheme = schemes[schemeKey];\r\n\r\n    if (!type || !scheme) return;\r\n\r\n    $amount\r\n      .prop(\"disabled\", false)\r\n      .attr({ min: scheme.min, max: scheme.max })\r\n      .val(\"\");\r\n\r\n    buildTenure(type);\r\n    $tenure.prop(\"disabled\", false).val(\"\");\r\n\r\n    $(\"#selling-price, #monthly-payment\").val(\"\");\r\n  });\r\n\r\n  \/* ================= CALCULATION ================= *\/\r\n\r\n  $(\"#financing-amount, #tenure\").on(\"input change\", function () {\r\n\r\n    const schemeKey = $scheme.val();\r\n    const type = $type.val();\r\n    const scheme = schemes[schemeKey];\r\n    const rate = rates[schemeKey]?.[type];\r\n\r\n    const amount = parseFloat($amount.val());\r\n    const tenure = parseFloat($tenure.val());\r\n\r\n    $(\"#amount-error\").hide();\r\n\r\n    if (!amount || !tenure || !scheme || !rate) {\r\n      $(\"#selling-price, #monthly-payment\").val(\"\");\r\n      return;\r\n    }\r\n\r\n    if (amount < scheme.min || amount > scheme.max) {\r\n      $(\"#amount-error\")\r\n        .text(`Amount must be between RM${scheme.min.toLocaleString()} and RM${scheme.max.toLocaleString()}`)\r\n        .show();\r\n\r\n      $(\"#selling-price, #monthly-payment\").val(\"\");\r\n      return;\r\n    }\r\n\r\n    let selling = 0;\r\n    let monthly = 0;\r\n\r\n    if (type === \"Revolving\") {\r\n      selling = amount + (amount * rate \/ 100 * tenure \/ 365);\r\n      $(\"#mth-ctn\").hide();\r\n      $(\"#monthly-payment\").val(\"N\/A\");\r\n    }\r\n    else if (type === \"Non Revolving (Flat Rate)\") {\r\n      selling = amount + (amount * rate \/ 100 * tenure);\r\n      monthly = selling \/ (tenure * 12);\r\n      $(\"#mth-ctn\").show();\r\n    }\r\n    else {\r\n      const r = rate \/ 100 \/ 12;\r\n      const n = tenure * 12;\r\n\r\n      monthly = amount * r * Math.pow(1 + r, n) \/\r\n                (Math.pow(1 + r, n) - 1);\r\n\r\n      selling = monthly * n;\r\n      $(\"#mth-ctn\").show();\r\n    }\r\n\r\n    $(\"#selling-price\").val(\r\n      selling.toLocaleString(\"en-MY\", {\r\n        style: \"currency\",\r\n        currency: \"MYR\"\r\n      })\r\n    );\r\n\r\n    if (type !== \"Revolving\") {\r\n      $(\"#monthly-payment\").val(\r\n        monthly.toLocaleString(\"en-MY\", {\r\n          style: \"currency\",\r\n          currency: \"MYR\"\r\n        })\r\n      );\r\n    }\r\n\r\n  });\r\n\r\n});\r\n<\/script>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-51d471be e-con-full e-flex e-con e-child\" data-id=\"51d471be\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-308eca99 elementor-widget elementor-widget-heading\" data-id=\"308eca99\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Kalendar Aktiviti<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-626fdf0c custom-cal-sc elementor-widget elementor-widget-shortcode\" data-id=\"626fdf0c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\">\t\t<div class=\"em em-view-container\" id=\"em-view-1236284785\" data-view=\"calendar\">\r\n\t\t\t<div class=\"em pixelbones em-calendar preview-tooltips responsive-dateclick-modal size-small this-month\" data-scope=\"all\" data-preview-tooltips-trigger=\"\" id=\"em-calendar-1236284785\" data-view-id=\"1236284785\" data-view-type=\"calendar\">\n\t<section class=\"em-cal-nav\">\n\t\t<div class=\"month input\">\n\t\t\t\t\t<form action=\"\" method=\"get\" data-trp-original-action=\"\">\n\t\t\t\t<input type=\"month\" class=\"em-month-picker\" value=\"2026-07\" data-month-value=\"Julai 2026\">\n\t\t\t\t<span class=\"toggle\"><\/span>\n\t\t\t<input type=\"hidden\" name=\"trp-form-language\" value=\"ms\"\/><\/form>\n\t\t\t<\/div>\n\t\t<div class=\"month-nav input\">\n\t\t<a class=\"em-calnav em-calnav-prev\" href=\"\/ms\/wp-json\/wp\/v2\/pages\/36087?mo=6&#038;yr=2026\" data-disabled=\"0\" >\n\t\t\t<svg viewbox=\"0 0 15 15\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M10 14L3 7.5L10 1\" stroke=\"#555\" stroke-linecap=\"square\"><\/path><\/svg>\n\t\t<\/a>\n\t\t<a  href=\"\" class=\"em-calnav-today button button-secondary size-large size-medium is-today\" >\n\t\t\tToday\t\t<\/a>\n\t\t<a class=\"em-calnav em-calnav-next\" href=\"\/ms\/wp-json\/wp\/v2\/pages\/36087?mo=8&#038;yr=2026\" data-disabled=\"0\" >\n\t\t\t<svg viewbox=\"0 0 15 15\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M5 14L12 7.5L5 1\" stroke=\"#555\" stroke-linecap=\"square\"><\/path><\/svg>\n\t\t<\/a>\n\t<\/div>\n\t<\/section><section class=\"em-cal-head em-cal-week-days em-cal-days size-large\">\n\t\t\t<div class=\"em-cal-day em-cal-col-0\">Isnin<\/div>\n\t\t\t\t<div class=\"em-cal-day em-cal-col-1\">Selasa<\/div>\n\t\t\t\t<div class=\"em-cal-day em-cal-col-2\">Rabu<\/div>\n\t\t\t\t<div class=\"em-cal-day em-cal-col-3\">Khamis<\/div>\n\t\t\t\t<div class=\"em-cal-day em-cal-col-4\">Jumaat<\/div>\n\t\t\t\t<div class=\"em-cal-day em-cal-col-5\">Sabtu<\/div>\n\t\t\t\t<div class=\"em-cal-day em-cal-col-6\">Ahad<\/div>\n\t\t<\/section>\n<section class=\"em-cal-head em-cal-week-days em-cal-days size-small size-medium\">\n\t\t\t<div class=\"em-cal-day em-cal-col-0\">Isnin<\/div>\n\t\t\t\t<div class=\"em-cal-day em-cal-col-1\">Selasa<\/div>\n\t\t\t\t<div class=\"em-cal-day em-cal-col-2\">Rabu<\/div>\n\t\t\t\t<div class=\"em-cal-day em-cal-col-3\">Khamis<\/div>\n\t\t\t\t<div class=\"em-cal-day em-cal-col-4\">Jumaat<\/div>\n\t\t\t\t<div class=\"em-cal-day em-cal-col-5\">Sabtu<\/div>\n\t\t\t\t<div class=\"em-cal-day em-cal-col-6\">Ahad<\/div>\n\t\t<\/section><section class=\"em-cal-body em-cal-days event-style-pill even-aspect\">\n\t\t\t<div class=\"eventful-pre em-cal-day em-cal-col-1\">\n\t\t\t\t\t\t\t<div class=\"em-cal-day-date colored\" data-calendar-date=\"1782691200\">\n\t\t\t\t\t<a href=\"https:\/\/www.punb.com.my\/ms\/events\/2026-06-29\/?scope=\u201dall\u201d&#038;category=1600&#038;limit\" title=\"\">29<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<div class=\"em-cal-event\" style=\"--event-background-color:#ed155d;;--event-border-color:#ed155d;;--event-color:#fff;\" data-event-url=\"https:\/\/www.punb.com.my\/ms\/events\/ibu-pejabat-sesi-bincang-niaga-bersama-punb-20260629\/\" data-event-id=\"428\">\n\t\t\t\t\t\t\t<div><a href=\"https:\/\/www.punb.com.my\/ms\/events\/ibu-pejabat-sesi-bincang-niaga-bersama-punb-20260629\/\" title=\"&lt;p&gt;Sesi Konsultasi Perniagaan: 10.00am&lt;\/p&gt;&lt;p&gt;**TERBUKA HANYA KEPADA PESERTA YANG MENDAFTAR DI PAUTAN &lt;a href=\"https:>INI<\/a>. PIHAK \u201cADMIN\u201d AKAN MENGESAHKAN PENDAFTARAN MENERUSI APLIKASI WHATSAPP**<\/p>\n\">[Ibu Pejabat] &#8211; Sesi Bincang Niaga Bersama PUNB<\/a><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"date-day-colors\" data-colors=\"[&quot;#ed155d&quot;]\"><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"eventless-pre em-cal-day em-cal-col-2\">\n\t\t\t\t\t\t\t<div class=\"em-cal-day-date\">\n\t\t\t\t\t<span>30<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"eventless em-cal-day em-cal-col-3\">\n\t\t\t\t\t\t\t<div class=\"em-cal-day-date\">\n\t\t\t\t\t<span>1<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"eventless em-cal-day em-cal-col-4\">\n\t\t\t\t\t\t\t<div class=\"em-cal-day-date\">\n\t\t\t\t\t<span>2<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"eventless em-cal-day em-cal-col-5\">\n\t\t\t\t\t\t\t<div class=\"em-cal-day-date\">\n\t\t\t\t\t<span>3<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"eventless-today em-cal-day em-cal-col-6\">\n\t\t\t\t\t\t\t<div class=\"em-cal-day-date\">\n\t\t\t\t\t<span>4<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"eventless em-cal-day em-cal-col-7\">\n\t\t\t\t\t\t\t<div class=\"em-cal-day-date\">\n\t\t\t\t\t<span>5<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"eventless em-cal-day em-cal-col-1\">\n\t\t\t\t\t\t\t<div class=\"em-cal-day-date\">\n\t\t\t\t\t<span>6<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"eventless em-cal-day em-cal-col-2\">\n\t\t\t\t\t\t\t<div class=\"em-cal-day-date\">\n\t\t\t\t\t<span>7<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"eventless em-cal-day em-cal-col-3\">\n\t\t\t\t\t\t\t<div class=\"em-cal-day-date\">\n\t\t\t\t\t<span>8<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"eventless em-cal-day em-cal-col-4\">\n\t\t\t\t\t\t\t<div class=\"em-cal-day-date\">\n\t\t\t\t\t<span>9<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"eventless em-cal-day em-cal-col-5\">\n\t\t\t\t\t\t\t<div class=\"em-cal-day-date\">\n\t\t\t\t\t<span>10<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"eventless em-cal-day em-cal-col-6\">\n\t\t\t\t\t\t\t<div class=\"em-cal-day-date\">\n\t\t\t\t\t<span>11<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"eventless em-cal-day em-cal-col-7\">\n\t\t\t\t\t\t\t<div class=\"em-cal-day-date\">\n\t\t\t\t\t<span>12<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"eventless em-cal-day em-cal-col-1\">\n\t\t\t\t\t\t\t<div class=\"em-cal-day-date\">\n\t\t\t\t\t<span>13<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"eventless em-cal-day em-cal-col-2\">\n\t\t\t\t\t\t\t<div class=\"em-cal-day-date\">\n\t\t\t\t\t<span>14<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"eventless em-cal-day em-cal-col-3\">\n\t\t\t\t\t\t\t<div class=\"em-cal-day-date\">\n\t\t\t\t\t<span>15<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"eventless em-cal-day em-cal-col-4\">\n\t\t\t\t\t\t\t<div class=\"em-cal-day-date\">\n\t\t\t\t\t<span>16<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"eventless em-cal-day em-cal-col-5\">\n\t\t\t\t\t\t\t<div class=\"em-cal-day-date\">\n\t\t\t\t\t<span>17<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"eventless em-cal-day em-cal-col-6\">\n\t\t\t\t\t\t\t<div class=\"em-cal-day-date\">\n\t\t\t\t\t<span>18<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"eventless em-cal-day em-cal-col-7\">\n\t\t\t\t\t\t\t<div class=\"em-cal-day-date\">\n\t\t\t\t\t<span>19<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"eventless em-cal-day em-cal-col-1\">\n\t\t\t\t\t\t\t<div class=\"em-cal-day-date\">\n\t\t\t\t\t<span>20<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"eventless em-cal-day em-cal-col-2\">\n\t\t\t\t\t\t\t<div class=\"em-cal-day-date\">\n\t\t\t\t\t<span>21<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"eventless em-cal-day em-cal-col-3\">\n\t\t\t\t\t\t\t<div class=\"em-cal-day-date\">\n\t\t\t\t\t<span>22<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"eventless em-cal-day em-cal-col-4\">\n\t\t\t\t\t\t\t<div class=\"em-cal-day-date\">\n\t\t\t\t\t<span>23<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"eventless em-cal-day em-cal-col-5\">\n\t\t\t\t\t\t\t<div class=\"em-cal-day-date\">\n\t\t\t\t\t<span>24<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"eventless em-cal-day em-cal-col-6\">\n\t\t\t\t\t\t\t<div class=\"em-cal-day-date\">\n\t\t\t\t\t<span>25<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"eventless em-cal-day em-cal-col-7\">\n\t\t\t\t\t\t\t<div class=\"em-cal-day-date\">\n\t\t\t\t\t<span>26<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"eventless em-cal-day em-cal-col-1\">\n\t\t\t\t\t\t\t<div class=\"em-cal-day-date\">\n\t\t\t\t\t<span>27<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"eventless em-cal-day em-cal-col-2\">\n\t\t\t\t\t\t\t<div class=\"em-cal-day-date\">\n\t\t\t\t\t<span>28<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"eventless em-cal-day em-cal-col-3\">\n\t\t\t\t\t\t\t<div class=\"em-cal-day-date\">\n\t\t\t\t\t<span>29<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"eventless em-cal-day em-cal-col-4\">\n\t\t\t\t\t\t\t<div class=\"em-cal-day-date\">\n\t\t\t\t\t<span>30<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"eventless em-cal-day em-cal-col-5\">\n\t\t\t\t\t\t\t<div class=\"em-cal-day-date\">\n\t\t\t\t\t<span>31<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"eventless-post em-cal-day em-cal-col-6\">\n\t\t\t\t\t\t\t<div class=\"em-cal-day-date\">\n\t\t\t\t\t<span>1<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"eventless-post em-cal-day em-cal-col-7\">\n\t\t\t\t\t\t\t<div class=\"em-cal-day-date\">\n\t\t\t\t\t<span>2<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section><section class=\"em-cal-events-content\" id=\"em-cal-events-content-1236284785\">\n\t\t\t\t\t\t\t\t<div class=\"em-cal-event-content em em-event em-item\" data-event-id=\"428\" data-parent=\"em-cal-events-content-1236284785\">\n\t\t\t\t\r\n<div class=\"em-item-info\">\r\n\t<div class=\"em-item-title em-event-title\"><a href=\"https:\/\/www.punb.com.my\/ms\/events\/ibu-pejabat-sesi-bincang-niaga-bersama-punb-20260629\/\">[Ibu Pejabat] - Sesi Bincang Niaga Bersama PUNB<\/a><\/div>\r\n\t<div class=\"em-event-meta em-item-meta\">\r\n\t\t<div class=\"em-item-meta-line em-event-date em-event-meta-datetime\">\r\n\t\t\t<span class=\"em-icon-calendar em-icon\"><\/span>\r\n\t\t\tJun 29, 2026\u00a0\u00a0\u00a0\u00a0\r\n\t\t<\/div>\r\n\t\t<div class=\"em-item-meta-line em-event-time em-event-meta-datetime\">\r\n\t\t\t<span class=\"em-icon-clock em-icon\"><\/span>\r\n\t\t\t10:00 am - 12:00 pm\r\n\t\t<\/div>\r\n\t\t\r\n\t\t\r\n\t\t<div class=\"em-item-meta-line em-event-location\">\r\n\t\t\t<span class=\"em-icon-location em-icon\"><\/span>\r\n\t\t\t<a href=\"https:\/\/www.punb.com.my\/ms\/locations\/ibu-pejabat-punb-tingkat-9-blok-1b-plaza-sentral\/\">Ibu Pejabat PUNB (Tingkat 9, Blok 1B, Plaza Sentral)<\/a>\r\n\t\t<\/div>\r\n\t\t\r\n\t\t\r\n\t\t\r\n\t\t<div class=\"em-item-meta-line em-item-taxonomy em-event-categories\">\r\n\t\t\t<span class=\"em-icon-category em-icon\"><\/span>\r\n\t\t\t\t<ul class=\"event-categories\">\r\n\t\t\t\t\t<li><a href=\"https:\/\/www.punb.com.my\/ms\/events\/categories\/business-financing-activities\/\">Business Financing Activities<\/a><\/li>\r\n\t\t\t\t\t<li><a href=\"https:\/\/www.punb.com.my\/ms\/events\/categories\/calendar-of-activities\/\">Kalendar Aktiviti<\/a><\/li>\r\n\t\t\t<\/ul>\r\n\t\r\n\t\t<\/div>\r\n\t\t\r\n\t\t\r\n\t<\/div>\r\n<\/div>\r\n<div class=\"em-item-desc\">Sesi Konsultasi Perniagaan: 10.00am **TERBUKA HANYA KEPADA PESERTA YANG MENDAFTAR DI PAUTAN INI. PIHAK \u201cADMIN\u201d AKAN MENGESAHKAN PENDAFTARAN MENERUSI APLIKASI WHATSAPP**<\/div>\r\n<div class=\"em-item-actions input\">\r\n\t<a class=\"em-event-read-more button\" href=\"https:\/\/www.punb.com.my\/ms\/events\/ibu-pejabat-sesi-bincang-niaga-bersama-punb-20260629\/\">More Info<\/a>\r\n\t\r\n<\/div>\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<div class=\"em pixelbones em-calendar-preview em-modal em-cal-date-content\" data-calendar-date=\"1782691200\" data-parent=\"em-cal-events-content-1236284785\">\n\t<div class=\"em-modal-popup\">\n\t\t<header>\n\t\t\t<a class=\"em-close-modal\"><\/a><!-- close modal -->\n\t\t\t<div class=\"em-modal-title\">\n\t\t\t\tEvents on Jun 29, 2026\t\t\t<\/div>\n\t\t<\/header>\n\t\t<div class=\"em-modal-content em pixelbones em-calendar-preview em-list-widget em-events-widget\">\n\t\t\t\t\t\t\t<div class=\"em-item em-event\" style=\"--default-border:#ed155d;\">\r\n\t\r\n\t<div class=\"em-item-info\">\r\n\t\t<div class=\"em-item-name\"><a href=\"https:\/\/www.punb.com.my\/ms\/events\/ibu-pejabat-sesi-bincang-niaga-bersama-punb-20260629\/\">[Ibu Pejabat] - Sesi Bincang Niaga Bersama PUNB<\/a><\/div>\r\n\t\t<div class=\"em-item-meta\">\r\n\t\t\t<div class=\"em-item-meta-line em-event-date em-event-meta-datetime\">\r\n\t\t\t\t<span class=\"em-icon em-icon-calendar\"><\/span>\r\n\t\t\t\t<span>29 Jun 26<\/span>\r\n\t\t\t<\/div>\r\n\t\t\t\r\n\t\t<div class=\"em-item-meta-line em-event-location\">\r\n\t\t\t<span class=\"em-icon-location em-icon\"><\/span>\r\n\t\t\t<a href=\"https:\/\/www.punb.com.my\/ms\/locations\/ibu-pejabat-punb-tingkat-9-blok-1b-plaza-sentral\/\">Ibu Pejabat PUNB (Tingkat 9, Blok 1B, Plaza Sentral)<\/a>\r\n\t\t<\/div>\r\n\t\t\r\n\t\t\r\n<!-- \t\t\t<div class=\"em-item-meta-line em-event-location em-event-meta-location\">\r\n\t\t\t\t<span class=\"em-icon em-icon-location\"><\/span>\r\n\t\t\t\t<span><a href=\"https:\/\/www.punb.com.my\/ms\/locations\/ibu-pejabat-punb-tingkat-9-blok-1b-plaza-sentral\/\">Ibu Pejabat PUNB (Tingkat 9, Blok 1B, Plaza Sentral)<\/a><\/span>\r\n\t\t\t<\/div> -->\r\n<!-- \t\t\t<div class=\"em-item-meta-line em-event-location em-event-meta-url\">\r\n\t\t\t\t<span class=\"em-icon em-icon-url\"><\/span>\r\n\t\t\t\t<span>Wajib daftar di <a href=\"https:\/\/punb.odoo.com\/book\/BincangNiaga_PUNB_Fizikal\" target=\"_blank\">sini<\/a> kerana tempat adalah terhad.<\/span>\r\n\t\t\t<\/div> -->\r\n\t\t<\/div>\r\n\t<\/div>\r\n<\/div>\t\t\t\t\t<\/div><!-- content -->\n\t\t\t<\/div><!-- modal -->\n<\/div>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/section><\/div>\n<script>\n\t{\n\t\tlet el = document.getElementById('em-calendar-1236284785').querySelector('.em-cal-body');\n\t\tlet width = el.firstElementChild.getBoundingClientRect().width;\n\t\tif (width > 0) {\n\t\t\tel.style.setProperty('--grid-auto-rows', 'minmax(' + width + 'px, auto)');\n\t\t}\n\t}\n<\/script>\t\t\t<div class=\"em-view-custom-data\" id=\"em-view-custom-data-1236284785\">\r\n\t\t\t\t\t\t\t\t<form class=\"em-view-custom-data-search\" id=\"em-view-custom-data-search-1236284785\" action=\"\">\r\n\t\t\t\t\t\t\t\t\t\t<input type=\"hidden\" name=\"css\" value=\"1\">\r\n\t\t\t\t\t\t\t\t\t\t<input type=\"hidden\" name=\"search_action\" value=\"search_events\">\r\n\t\t\t\t\t\t\t\t\t\t<input type=\"hidden\" name=\"search_advanced_text\" value=\"Show Advanced Search\">\r\n\t\t\t\t\t\t\t\t\t\t<input type=\"hidden\" name=\"search_text_show\" value=\"Show Advanced Search\">\r\n\t\t\t\t\t\t\t\t\t\t<input type=\"hidden\" name=\"search_text_hide\" value=\"Hide Advanced Search\">\r\n\t\t\t\t\t\t\t\t\t\t<input type=\"hidden\" name=\"search_button\" value=\"Search\">\r\n\t\t\t\t\t\t\t\t\t\t<input type=\"hidden\" name=\"saved_searches\" value=\"1\">\r\n\t\t\t\t\t\t\t\t\t\t<input type=\"hidden\" name=\"search_advanced_style\" value=\"headings\">\r\n\t\t\t\t\t\t\t\t\t\t<input type=\"hidden\" name=\"search_multiselect_style\" value=\"multidropdown\">\r\n\t\t\t\t\t\t\t\t\t\t<input type=\"hidden\" name=\"sorting\" value=\"1\">\r\n\t\t\t\t\t\t\t\t\t\t<input type=\"hidden\" name=\"search_term_main\" value=\"1\">\r\n\t\t\t\t\t\t\t\t\t\t<input type=\"hidden\" name=\"search_term\" value=\"1\">\r\n\t\t\t\t\t\t\t\t\t\t<input type=\"hidden\" name=\"search_term_label\" value=\"Search\">\r\n\t\t\t\t\t\t\t\t\t\t<input type=\"hidden\" name=\"search_term_advanced\" value=\"1\">\r\n\t\t\t\t\t\t\t\t\t\t<input type=\"hidden\" name=\"search_term_label_advanced\" value=\"Search\">\r\n\t\t\t\t\t\t\t\t\t\t<input type=\"hidden\" name=\"search_geo\" value=\"1\">\r\n\t\t\t\t\t\t\t\t\t\t<input type=\"hidden\" name=\"geo_label\" value=\"Near...\">\r\n\t\t\t\t\t\t\t\t\t\t<input type=\"hidden\" name=\"search_geo_advanced\" value=\"1\">\r\n\t\t\t\t\t\t\t\t\t\t<input type=\"hidden\" name=\"geo_label_advanced\" value=\"Near...\">\r\n\t\t\t\t\t\t\t\t\t\t<input type=\"hidden\" name=\"search_geo_units\" value=\"1\">\r\n\t\t\t\t\t\t\t\t\t\t<input type=\"hidden\" name=\"geo_units_label\" value=\"Within\">\r\n\t\t\t\t\t\t\t\t\t\t<input type=\"hidden\" name=\"geo_distance_values\" value=\"5,10,25,50,100\">\r\n\t\t\t\t\t\t\t\t\t\t<input type=\"hidden\" name=\"search_scope\" value=\"1\">\r\n\t\t\t\t\t\t\t\t\t\t<input type=\"hidden\" name=\"scope_label\" value=\"Dates\">\r\n\t\t\t\t\t\t\t\t\t\t<input type=\"hidden\" name=\"scope_seperator\" value=\"and\">\r\n\t\t\t\t\t\t\t\t\t\t<input type=\"hidden\" name=\"scope_format\" value=\"M j\">\r\n\t\t\t\t\t\t\t\t\t\t<input type=\"hidden\" name=\"search_scope_advanced\" value=\"1\">\r\n\t\t\t\t\t\t\t\t\t\t<input type=\"hidden\" name=\"scope_label_advanced\" value=\"Dates\">\r\n\t\t\t\t\t\t\t\t\t\t<input type=\"hidden\" name=\"scope_seperator_advanced\" value=\"and\">\r\n\t\t\t\t\t\t\t\t\t\t<input type=\"hidden\" name=\"scope_format_advanced\" value=\"M j\">\r\n\t\t\t\t\t\t\t\t\t\t<input type=\"hidden\" name=\"search_eventful_main\" value=\"0\">\r\n\t\t\t\t\t\t\t\t\t\t<input type=\"hidden\" name=\"search_eventful\" value=\"0\">\r\n\t\t\t\t\t\t\t\t\t\t<input type=\"hidden\" name=\"search_eventful_locations_label\" value=\"Eventful Locations?\">\r\n\t\t\t\t\t\t\t\t\t\t<input type=\"hidden\" name=\"search_eventful_locations_tooltip\" value=\"Display only locations with upcoming events.\">\r\n\t\t\t\t\t\t\t\t\t\t<input type=\"hidden\" name=\"search_categories\" value=\"1\">\r\n\t\t\t\t\t\t\t\t\t\t<input type=\"hidden\" name=\"category_label\" value=\"Categories\">\r\n\t\t\t\t\t\t\t\t\t\t<input type=\"hidden\" name=\"categories_label\" value=\"All Categories\">\r\n\t\t\t\t\t\t\t\t\t\t<input type=\"hidden\" name=\"categories_placeholder\" value=\"Search Categories...\">\r\n\t\t\t\t\t\t\t\t\t\t<input type=\"hidden\" name=\"categories_clear_text\" value=\"Clear Selected\">\r\n\t\t\t\t\t\t\t\t\t\t<input type=\"hidden\" name=\"categories_count_text\" value=\"%d Selected\">\r\n\t\t\t\t\t\t\t\t\t\t<input type=\"hidden\" name=\"categories_include\" value=\"\">\r\n\t\t\t\t\t\t\t\t\t\t<input type=\"hidden\" name=\"categories_exclude\" value=\"\">\r\n\t\t\t\t\t\t\t\t\t\t<input type=\"hidden\" name=\"search_tags\" value=\"1\">\r\n\t\t\t\t\t\t\t\t\t\t<input type=\"hidden\" name=\"tag_label\" value=\"Tags\">\r\n\t\t\t\t\t\t\t\t\t\t<input type=\"hidden\" name=\"tags_label\" value=\"All Tags\">\r\n\t\t\t\t\t\t\t\t\t\t<input type=\"hidden\" name=\"tags_placeholder\" value=\"Search Tags...\">\r\n\t\t\t\t\t\t\t\t\t\t<input type=\"hidden\" name=\"tags_clear_text\" value=\"Clear Selected\">\r\n\t\t\t\t\t\t\t\t\t\t<input type=\"hidden\" name=\"tags_count_text\" value=\"%d Selected\">\r\n\t\t\t\t\t\t\t\t\t\t<input type=\"hidden\" name=\"tags_include\" value=\"\">\r\n\t\t\t\t\t\t\t\t\t\t<input type=\"hidden\" name=\"tags_exclude\" value=\"\">\r\n\t\t\t\t\t\t\t\t\t\t<input type=\"hidden\" name=\"search_countries\" value=\"1\">\r\n\t\t\t\t\t\t\t\t\t\t<input type=\"hidden\" name=\"country_label\" value=\"Country\">\r\n\t\t\t\t\t\t\t\t\t\t<input type=\"hidden\" name=\"countries_label\" value=\"All Countries\">\r\n\t\t\t\t\t\t\t\t\t\t<input type=\"hidden\" name=\"search_regions\" value=\"1\">\r\n\t\t\t\t\t\t\t\t\t\t<input type=\"hidden\" name=\"region_label\" value=\"Region\">\r\n\t\t\t\t\t\t\t\t\t\t<input type=\"hidden\" name=\"search_states\" value=\"1\">\r\n\t\t\t\t\t\t\t\t\t\t<input type=\"hidden\" name=\"state_label\" value=\"State\/County\">\r\n\t\t\t\t\t\t\t\t\t\t<input type=\"hidden\" name=\"search_towns\" value=\"0\">\r\n\t\t\t\t\t\t\t\t\t\t<input type=\"hidden\" name=\"town_label\" value=\"City\/Town\">\r\n\t\t\t\t\t\t\t\t\t\t<input type=\"hidden\" name=\"show_main\" value=\"1\">\r\n\t\t\t\t\t\t\t\t\t\t<input type=\"hidden\" name=\"show_advanced\" value=\"0\">\r\n\t\t\t\t\t\t\t\t\t\t<input type=\"hidden\" name=\"advanced_mode\" value=\"modal\">\r\n\t\t\t\t\t\t\t\t\t\t<input type=\"hidden\" 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New Applicant I am interested in PROSPER GROW BIZ EXPRESS FUEL UP AUTO BIZ PROSPER GREATPROSPER IMPACT\/NOVA Discover PROSPER GROW Financing Scheme PROSPER GROW Financing scheme designed to support the growth of competitive Bumiputera [&hellip;]<\/p>","protected":false},"author":3,"featured_media":0,"parent":6627,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-36087","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.punb.com.my\/ms\/wp-json\/wp\/v2\/pages\/36087","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.punb.com.my\/ms\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.punb.com.my\/ms\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.punb.com.my\/ms\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.punb.com.my\/ms\/wp-json\/wp\/v2\/comments?post=36087"}],"version-history":[{"count":4,"href":"https:\/\/www.punb.com.my\/ms\/wp-json\/wp\/v2\/pages\/36087\/revisions"}],"predecessor-version":[{"id":36091,"href":"https:\/\/www.punb.com.my\/ms\/wp-json\/wp\/v2\/pages\/36087\/revisions\/36091"}],"up":[{"embeddable":true,"href":"https:\/\/www.punb.com.my\/ms\/wp-json\/wp\/v2\/pages\/6627"}],"wp:attachment":[{"href":"https:\/\/www.punb.com.my\/ms\/wp-json\/wp\/v2\/media?parent=36087"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}