Business Financing
PROSPER GREAT
Explore financing options tailored for new applicants to kickstart or expand their business with PUNB. Learn about eligibility, application requirements, and how PUNB supports entrepreneurs in achieving their goals.
PROSPER Great
Provide financial assistance for high-potential Bumiputera companies to strengthen sustainability, diversify, and transform in strategic sectors (including Services, Manufacturing, Engineering) approved by PUNB, including high impact industries, renewable energy, green technology and advanced manufacturing.
Financing Amount
Financing is available for Private Limited Companies (Sdn Bhd), with amounts ranging from a minimum of RM1,000,000 up to a maximum of RM10,000,000.
Financing Tenure
- Up to 7 years
Profit Rate
- 5% per annum on flat rate basis
- 6.5% per annum on daily rest basis
- 6.75% per annum on monthly rest basis
(subject to the purpose of financing)
Eligibility Requirements
Bumiputera Ownership
- Private Limited Companies (Sdn Bhd) must have at least 51% Bumiputera ownership, in accordance with the prescribed Bumiputera Policy.
Operations
- The business/company must have been in operation for a minimum of 36 months.
Annual Sales
- Minimum annual sales of RM3 million, based on the latest audited financial statements.
Shariah Compliance
- Business activities must be in compliance with Shariah principles.
Financing Scope
- General Working Capital (including the purchase of stock/inventory, automation, digitalisation, and the adoption of Environmental, Social and Governance (ESG) requirements.)
- Purchase of Fixed Assets (including equipment, renovation works, automation, digitalisation and certification.)
- Financing-related costs.
Financing Margin
- Up to 90% of the approved project cost, subject to PUNB’s assessment and approval.
How To Apply
- Financing application is through PUNB Online
