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Product and Services

Business Financing

PUNB provides business financing to develop and empower bumiputera entrepreneur and their businesses to be viable and resilient.

New Applicant

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Financing Benefits

Discover the key advantages of our financing options, designed to offer flexibility, transparency, and savings to support your financial goals.

01

High financing margin (up to 90%)

02

Competitive rate

03

Zero entry cost

04

Syariah compliance financing

05

Online application process

06

Low financing cost

Financing Sector

PUNB financing and services is open to all Bumiputera entrepreneurs and businesses involved in the retail and distributive trades, manufacturing, and services in various economic sectors excluding agriculture, fishery and plantation.

Covered Sectors

Retail & Distributive Trade
Manufacturing & Engineering​
Healthcare
Hospitality
System & Automation​​
Business Enablers

(software developers, logistics, warehouse & delivery)

Creative

(handicraft, gifts, painting, fine art (calligraphy), animation (infographic), interior design and fashion)

Non-Covered Sectors

Agriculture & Mining
Housing & Property
Financial

(funding and leasing of monetaryand non-monetary, bitcoin, foreign exchange (forex), mortgage tax and remittanceservice)

Business contrary to syariah principles

Financing Flyers

Financing Calculation

Enter your desired amount to calculate the monthly payment to PUNB.

(amount should be minimum RM100,000 and maximum RM10,000,000)
Note: The amount shown here is only an estimation. PUNB will advise the exact payment amount once the project has been approved.

Calendar of Activities

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INI. PIHAK “ADMIN” AKAN MENGESAHKAN PENDAFTARAN MENERUSI APLIKASI WHATSAPP**

">Sesi Konsultasi Perniagaan
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INI. PIHAK “ADMIN” AKAN MENGESAHKAN PENDAFTARAN MENERUSI APLIKASI WHATSAPP**

">Sesi Bincang Niaga Bersama PUNB
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sini untuk Pendaftaran / Pengesahan Kehadiran.

">Bengkel Bimbingan Penggunaan PUNB Online
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INI. PIHAK “ADMIN” AKAN MENGESAHKAN PENDAFTARAN MENERUSI APLIKASI WHATSAPP**

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Sesi Konsultasi Perniagaan
Sesi Konsultasi Perniagaan
June 30, 2025    
10:00 am - 12:00 pm
Ibu Pejabat PUNB (Tingkat 9, Blok 1B, Plaza Sentral)
Sesi Konsultasi Perniagaan: 10.00 am **TERBUKA HANYA KEPADA PESERTA YANG MENDAFTAR DI PAUTAN INI. PIHAK “ADMIN” AKAN MENGESAHKAN PENDAFTARAN MENERUSI APLIKASI WHATSAPP**
More Info
[Ibu Pejabat] - Taklimat Pembiayaan Perniagaan PUNB
[Ibu Pejabat] - Taklimat Pembiayaan Perniagaan PUNB
July 7, 2025    
10:00 am - 12:00 pm
Ibu Pejabat PUNB (Tingkat 9, Blok 1B, Plaza Sentral)
Sesi Penerangan Taklimat: 10.00 am
More Info
[Pejabat Wilayah & Cawangan] - Taklimat Pembiayaan Perniagaan PUNB
[Pejabat Wilayah & Cawangan] - Taklimat Pembiayaan Perniagaan PUNB
July 7, 2025    
10:00 am - 12:00 pm
Semua Pejabat Wilayah & Cawangan PUNB
Sesi Pendaftaran: 9.30 am Sesi Penerangan Taklimat: 10.00 am
More Info
[Dalam Talian] - Taklimat Pembiayaan Perniagaan PUNB
[Dalam Talian] - Taklimat Pembiayaan Perniagaan PUNB
July 9, 2025    
10:00 am - 12:30 pm
Webinarjam Taklimat Pembiayaan Perniagaan PUNB
Sesi Penerangan Taklimat: 10.00 am - 12.30 pm
More Info
Sesi Bincang Niaga Bersama PUNB
Sesi Bincang Niaga Bersama PUNB
July 14, 2025    
10:00 am - 12:00 pm
Ibu Pejabat PUNB (Tingkat 9, Blok 1B, Plaza Sentral)
Sesi Konsultasi Perniagaan: 10.00 am **TERBUKA HANYA KEPADA PESERTA YANG MENDAFTAR DI PAUTAN INI. PIHAK “ADMIN” AKAN MENGESAHKAN PENDAFTARAN MENERUSI APLIKASI WHATSAPP**
More Info
Bengkel Bimbingan Penggunaan PUNB Online
Bengkel Bimbingan Penggunaan PUNB Online
July 17, 2025    
10:30 am - 4:30 pm
Webinar Bengkel Penyediaan Rancangan Perniagaan (RP)
Sesi Bengkel: 10.30 am - 12.30 pm Sesi Perbincangan: 2.30 pm - 4.30 pm Klik di sini untuk Pendaftaran / Pengesahan Kehadiran.
More Info
[Ibu Pejabat] - Taklimat Pembiayaan Perniagaan PUNB
[Ibu Pejabat] - Taklimat Pembiayaan Perniagaan PUNB
July 21, 2025    
10:00 am - 12:00 pm
Ibu Pejabat PUNB (Tingkat 9, Blok 1B, Plaza Sentral)
Sesi Penerangan Taklimat: 10.00 am
More Info
[Pejabat Wilayah & Cawangan] - Taklimat Pembiayaan Perniagaan PUNB
[Pejabat Wilayah & Cawangan] - Taklimat Pembiayaan Perniagaan PUNB
July 21, 2025    
10:00 am - 12:00 pm
Semua Pejabat Wilayah & Cawangan PUNB
Sesi Pendaftaran: 9.30 am Sesi Penerangan Taklimat: 10.00 am
More Info
Sesi Bincang Niaga Bersama PUNB
Sesi Bincang Niaga Bersama PUNB
July 28, 2025    
10:00 am - 12:00 pm
Ibu Pejabat PUNB (Tingkat 9, Blok 1B, Plaza Sentral)
Sesi Konsultasi Perniagaan: 10.00 am **TERBUKA HANYA KEPADA PESERTA YANG MENDAFTAR DI PAUTAN INI. PIHAK “ADMIN” AKAN MENGESAHKAN PENDAFTARAN MENERUSI APLIKASI WHATSAPP**
More Info
[Dalam Talian] - Taklimat Pembiayaan Perniagaan PUNB
[Dalam Talian] - Taklimat Pembiayaan Perniagaan PUNB
July 30, 2025    
10:00 am - 12:30 pm
Webinarjam Taklimat Pembiayaan Perniagaan PUNB
Sesi Penerangan Taklimat: 10.00 am - 12.30 pm
More Info
Events on June 30, 2025
Sesi Konsultasi Perniagaan
Sesi Konsultasi Perniagaan
30 Jun 25
Ibu Pejabat PUNB (Tingkat 9, Blok 1B, Plaza Sentral)
Events on July 7, 2025
[Ibu Pejabat] - Taklimat Pembiayaan Perniagaan PUNB
[Ibu Pejabat] - Taklimat Pembiayaan Perniagaan PUNB
7 Jul 25
Ibu Pejabat PUNB (Tingkat 9, Blok 1B, Plaza Sentral)
[Pejabat Wilayah & Cawangan] - Taklimat Pembiayaan Perniagaan PUNB
[Pejabat Wilayah & Cawangan] - Taklimat Pembiayaan Perniagaan PUNB
7 Jul 25
Semua Pejabat Wilayah & Cawangan PUNB
Events on July 9, 2025
[Dalam Talian] - Taklimat Pembiayaan Perniagaan PUNB
[Dalam Talian] - Taklimat Pembiayaan Perniagaan PUNB
9 Jul 25
Webinarjam Taklimat Pembiayaan Perniagaan PUNB
Events on July 14, 2025
Sesi Bincang Niaga Bersama PUNB
Sesi Bincang Niaga Bersama PUNB
14 Jul 25
Ibu Pejabat PUNB (Tingkat 9, Blok 1B, Plaza Sentral)
Events on July 17, 2025
Bengkel Bimbingan Penggunaan PUNB Online
Bengkel Bimbingan Penggunaan PUNB Online
17 Jul 25
Webinar Bengkel Penyediaan Rancangan Perniagaan (RP)
Events on July 21, 2025
[Ibu Pejabat] - Taklimat Pembiayaan Perniagaan PUNB
[Ibu Pejabat] - Taklimat Pembiayaan Perniagaan PUNB
21 Jul 25
Ibu Pejabat PUNB (Tingkat 9, Blok 1B, Plaza Sentral)
[Pejabat Wilayah & Cawangan] - Taklimat Pembiayaan Perniagaan PUNB
[Pejabat Wilayah & Cawangan] - Taklimat Pembiayaan Perniagaan PUNB
21 Jul 25
Semua Pejabat Wilayah & Cawangan PUNB
Events on July 28, 2025
Sesi Bincang Niaga Bersama PUNB
Sesi Bincang Niaga Bersama PUNB
28 Jul 25
Ibu Pejabat PUNB (Tingkat 9, Blok 1B, Plaza Sentral)
Events on July 30, 2025
[Dalam Talian] - Taklimat Pembiayaan Perniagaan PUNB
[Dalam Talian] - Taklimat Pembiayaan Perniagaan PUNB
30 Jul 25
Webinarjam Taklimat Pembiayaan Perniagaan PUNB

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