Business Financing
PROSPER GROW AUTO BIZ
Explore financing options tailored for new applicants to kickstart or expand their business with PUNB. Learn about eligibility, application requirements, and how PUNB supports entrepreneurs in achieving their goals.
PROSPER GROW AUTO BIZ
Financial assistance for service centre that obtains exclusive dealership appointed by PUNB’s Authorised Partners specifically for lubricant oil or any other related products/services acceptable to PUNB.
Financing Amount
- Sole Proprietorship / Partnership / Limited Liability Partnership:
Minimum financing of RM100,000 and up to a maximum of RM500,000 - Private Limited Company (Sdn Bhd):
Minimum financing of RM100,000 and up to a maximum of RM1,000,000
Financing Tenure
- Up to 7 years
Profit Rate
- 3.5% per annum
Eligibility Criteria
- Registered Bumiputera Business / Company – Sole Proprietorship / Partnership / Limited Liability Partnership or Private Limited Company
- Applicable for new and existing service centres
- Must hold a valid dealer / distributor appointment from PUNB’s Authorised Partners
- Business activities must be Shariah-compliant
Financing Scope
- General working capital
- Purchase of fixed assets including renovation works
- Financing-related costs
Financing Margin
- Up to 90% of the approved project value and 5% for other financing related costs
How To Apply
- Financing applications can be made through PUNB Online.
