Product and Services

Business Financing

PUNB provides business financing to develop and empower bumiputera entrepreneur and their businesses to be viable and resilient.

New Applicant

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Financing Benefits

Discover the key advantages of our financing options, designed to offer flexibility, transparency, and savings to support your financial goals.

01

High financing margin (up to 90%)

02

Competitive rate

03

‘Zero entry cost’

04

Syariah compliance financing

05

Online application process

06

Low financing cost

Financing Sector

PUNB financing and services is open to all Bumiputera entrepreneurs and businesses involved in the retail and distributive trades, manufacturing, and services in various economic sectors excluding agriculture, fishery and plantation.

Covered Sectors

Retail & Distributive Trade

Manufacturing & Engineering

Healthcare

Hospitality

System & Automation

Business Enablers

(software developers, logistics, warehouse & delivery)

Creative

(handicraft, gifts, painting, fine art (calligraphy), animation (infographic), interior design and fashion)

Non-Covered Sectors

Agriculture & Mining

Housing & Property

Financial

(funding and leasing of monetaryand non-monetary, bitcoin, foreign exchange (forex), mortgage tax and remittanceservice)

Business contrary to syariah principles

Financing Flyers

Financing Calculation

Enter your desired amount to calculate the monthly payment to PUNB.

Financing Type:

Financing Scheme/Program:

Financing Amount (RM): (amount should be minimum RM100,000 and maximum RM10,000,000)

Tenure (Years):

Selling Price (RM):

Monthly Payment (RM):

Note: The amount shown here is only an estimation. PUNB will advise the exact payment amount once the project has been approved.

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