Business Financing
PROSPER GROW BIZ EXPRESS
Explore financing options tailored for new applicants to kickstart or expand their business with PUNB. Learn about eligibility, application requirements, and how PUNB supports entrepreneurs in achieving their goals.
PROSPER GROW BIZ EXPRESS
‘Fast lane’ financial assistance to support the growth of competitive Bumiputera entrepreneurs with the potential to advance to a higher level in the retail, trade, distribution, and manufacturing sectors.
Financing Amount
- Minimum RM100,000 and up to a maximum of RM300,000
Financing Tenure
- Up to 7 years
Profit Rate
- 3.5% per annum
Eligibility Criteria
- Bumiputera Ownership
Sole-Proprietorships, Partnerships and Limited Liability Partnership must be 100% owned by Bumiputera individuals
- Operations
Business must have been in operation for at least 18 months except for newly established business, namely professional and childcare services
- Sales Turnover
Minimum sales turnover of RM300,000 for a 12-month period except for newly established business
- Shariah Compliance
Business activities must be Shariah-compliant
Financing Scope
- General working capital
- Financing-related costs
Financing Margin
- Up to 90% of the approved project value and 5% for other financing related costs.
How To Apply
- Financing applications can be made through PUNB Online.
