SPEED (Small PROSPER Express Evaluation & Disbursement) is a small-scale retail financing package with simplified assessment and disbursement processes

Financing Amount

Term financing from RM100 thousand up to RM200 thousand

  • Sole proprietorships/partnerships/limited liability partnerships

Financing Tenure

  • Up to 7 years

Profit Rate

  • 5% per annum at flat rate

Eligibility Requirements

  • 100% bumiputera-owned business
  • Business must be in operation for 18 months and above with annual sales value not less than RM300 thousand. Exceptions are for education, professional, and petrol station sectors
  • Business must be registered with The Companies Commission of Malaysia or Local Authority (if SSM is unavailable)
  • Updated financial records for operational business
  • Syariah compliant business
  • Good credit record with all relevant financial institutions
  • Meet the documentation requirements during the application and disbursement of financing

Financing Scope

  • Working capital

How To Apply

Financing application through e-mohon at PUNB official portal

Disclosure Sheet Financing Calculator Financing Flyers

Pembiayaan tertakluk kepada terma & syarat