A financing package for entrepreneurs to support working capital needs for contracts secured from reputable organisations/companies/agencies such as the federal or state governments, government-linked companies, multinational companies or statutory bodies.
Financing Amount
Financing from RM100 thousand up to RM5 million
- Application open to all sole proprietorships/partnerships/limited liability partnerships/ incorporated
- Sole proprietorships and partnerships applying for financing of RM300 thousand and below can maintain with the existing entity. For applications exceeding RM300 thousand, the entity must be incorporated once the application is approved
Profit Rate
- Up to 6.5% per annum on daily rest basis
Eligibility Requirements
- Business/company must be 100% bumiputera-owned for financing up to RM1 million, while financing exceeding RM1 million requires a minimum of 70% equity ownership and control by bumiputera
- Business/company must be in operation for 18 months and above with annual sales value not less than RM300 thousand
- Business/company must be registered with The Companies Commission of Malaysia or Local Authority (if SSM unavailable)
- Obtain an offer/appointment letter from organisation/company/agency recognised by PUNB
- Contract offer must be under the approved sector financed by PUNB
- Updated financial records of the business/company
- Syariah compliant job contract offer
- Meet the documentation requirements during the application and disbursement of financing
Financing Scope
- Maximum working capital up to 90% of the project value
How to Apply
Financing application is through e-mohon at PUNB official portal
Financing subject to terms & conditions
